How to Pay Your Xcel Energy Bill in Minnesota – A Complete Guide

As an Xcel Energy customer in Minnesota, you have multiple options to pay your utility bill conveniently each month. But what is the quickest and easiest way for Minnesota customers to pay their Xcel bill? Read on for a comprehensive guide to paying your Xcel Energy bill in MN, including how to pay online, by phone, by mail or in person.

Paying Your Xcel Energy Bill by Phone

One of the fastest ways to pay your Xcel Energy bill in Minnesota is to call the automated payment line at 800-895-4999 This dedicated phone number allows you to pay your bill over the phone in just a few quick minutes

When you call 800-895-4999, here is what you can expect:

• You will be prompted to enter your 10-digit Xcel Energy account number in Minnesota Have your latest bill handy to reference your account number.

• Next, you will select whether you want to make a full or partial payment. Choose full payment to pay the total current balance.

• You will then be able to choose your method of payment over the phone:

  • Checking account – Have your checking account number and routing number ready to pay directly from your bank account.

  • Credit/debit card – Enter your Visa, Mastercard, American Express or Discover credit or debit card number, expiration date and CVV security code to pay.

• For credit/debit card payments, a $150 transaction fee applies No fee for checking account payments.

• Your payment will process instantly over the automated line. You can request a confirmation number.

Paying by phone is quick, easy and secure. No need to wait on hold – just dial the 800 number and follow the prompts to pay your Xcel bill in under 5 minutes.

Paying Your Bill Online

The Xcel Energy website offers a fast, convenient online payment option for Minnesota customers. Here’s how to pay your Xcel bill online:

1. Go to xcelenergy.com and click “Sign In”

2. Log into your online Xcel Energy account. If you don’t have an account, you can easily set one up.

3. From the menu, select “Billing & Payments” then click “Pay Bill”.

4. Choose your payment amount – current balance or custom amount.

5. Enter your payment information. You can pay directly from your checking account or with a credit/debit card.

6. For credit cards, a $1.50 convenience fee applies. No fee for payments from a bank account.

7. Review your payment details and click Submit. Your payment will process right away.

You’ll receive a confirmation email with your payment details. Paying online is fast and easy each month. You can set up text/email reminders to notify you when your bill is ready.

Paying by Mail

To pay your Xcel Energy bill by mail in Minnesota, simply follow these steps:

• Write your 10-digit Xcel Energy account number on your check or money order. Having your account number ensures proper payment application.

• Make your check or money order payable to Xcel Energy.

• Mail your payment stub and check/money order to:

  Xcel Energy
  PO Box 9477
  Minneapolis, MN 55484-9477

• Use the pre-addressed return envelope included with your bill for convenience. Otherwise, place postage on your envelope before mailing.

• Allow 7-10 business days for USPS first-class delivery time. Pay at least 1 week before your due date to avoid late fees.

• Keep your mailed payment receipt or bank confirmation for your records.

Mailing a paper check lets you pay your bill the old-fashioned way. Just be sure to mail it in plenty of time before your due date.

Paying in Person

You can also pay your Xcel Energy bill in person at an authorized payment location in Minnesota:

• Most Walmart stores will accept in-person Xcel Energy payments at their customer service desk.

• Many check cashing locations like Ace Cash Express also accept Xcel Energy bill payments.

• Some independent retailers and grocers may allow you to pay your utility bill in-store as well.

• Xcel Energy has walk-in payment centers in select cities where you can pay your bill in person with cash, credit/debit or money order.

When paying in person, you will typically need to bring your paper bill or know your 10-digit Xcel account number. There is usually a $1.50 convenience fee per transaction. Get a receipt for your records. Paying in person is a smart option if you prefer to pay cash or need proof of payment.

Auto Pay for Easy, Automatic Payments

For the ultimate convenience, sign up for Auto Pay through your online Xcel Energy account. This automatically pays your bill from your checking account or credit card each month on the due date.

With Auto Pay, you skip hassles of remembering to pay on time. Your payment method just needs sufficient available funds each month. You can change your payment method or cancel Auto Pay at any time.

To enroll in Auto Pay:

1. Log into your online account at xcelenergy.com

2. Under Billing & Payments, click on Auto Pay.

3. Select your preferred payment source.

4. Choose your payment date.

5. Review and accept the terms.

That’s it! Your monthly Xcel Energy bill in Minnesota will now be paid automatically. One less thing to worry about each month.

Tips for Convenient Xcel Bill Payment

Follow these tips for stress-free bill payment with Xcel Energy in Minnesota:

• Pay your bill in full by the due date to avoid any late fees or service disruption.

• For mailed payments, send at least 1 week before the due date to ensure on-time arrival.

• Call 800-895-4999 if you need to discuss a payment plan or extension.

• Save the payment number after paying by phone for your records.

• Check your account online to monitor usage and prevent high bills.

• Update your payment method right away if your card expires or account changes.

• Sign up for paperless billing and automatic payments to simplify bill management.

Paying your Xcel Energy utility bill swiftly online, by phone, mail or in person is easy when you know your options. Follow this guide for paying your Minnesota Xcel bill with minimal hassle. Contact Xcel Energy customer support if you have any other bill payment questions.