Finding Xcel Energy Bill Pay Locations Made Simple

Paying your Xcel Energy bill should be quick and easy. With multiple options to pay online by phone, by mail or in person Xcel Energy offers flexibility to meet your needs. For some customers, paying their bill in-person at an authorized pay station is the preferred method. If you are looking for Xcel Energy bill pay locations near you, this guide will help you find and use them.

Why Pay Your Xcel Energy Bill In-Person?

While Xcel Energy offers many ways to pay your bill there are a few key reasons customers may prefer to pay in-person

  • Avoid fees. Paying online or by phone often incurs convenience fees, which in-person payments do not.

  • Use cash. Some customers simply prefer to pay with cash at an authorized pay station. Xcel Energy’s online and phone payment systems cannot accept cash.

  • Get same day credit. When you pay at an authorized pay station, your payment is credited to your account the same day. This ensures your account reflects the payment right away.

  • Get receipts. Pay stations will provide you with a receipt for your records. These paper receipts can give customers confidence their payment was received.

  • Speak to someone. If you have questions about your bill, an in-person associate may be able to help explain charges or account history.

While the convenience of online or phone payments works for many Xcel Energy customers, for some, paying in-person is worthwhile to avoid fees, pay with cash, get quick credit to your account, get a paper receipt, or talk to someone face-to-face

How to Find Xcel Energy Bill Pay Locations

Xcel Energy contracts with a network of authorized pay stations to accept bill payments across their service territory. Here are some tips for finding a pay station close to you:

  • Check your monthly bill. Your Xcel Energy bill will note the nearest in-person pay stations. These nearby options are printed right on your bill for convenience.

  • Use the pay station locator. Xcel Energy’s website includes an online pay station locator tool. Just enter your zip code and it will display a map with the nearest in-person pay stations.

  • Call customer service. Speaking with an Xcel Energy customer service representative by phone is another simple way to find pay locations near you.

  • Look for authorized logos. When you are out and about, look for the logos of Xcel Energy’s authorized pay stations like Western Union, CheckFreePay, MoneyGram, or others. If you see these logos, they can likely accept an Xcel Energy bill payment.

  • Check grocery stores and pharmacies. Major chains like King Soopers, Safeway, Walmart, Walgreens and CVS are often authorized pay stations. Stop into a nearby location and ask if they accept Xcel Energy payments.

  • Search online business directories. Searching Google Maps, Yelp or other directories for phrases like “utility bill pay” can help you find authorized pay stations in your neighborhood.

With a bit of research through your bill, the online locator, or business directories, finding an Xcel Energy pay station that fits your needs is straightforward.

What to Know About Paying at an In-Person Pay Station

Once you’ve identified the Xcel Energy bill pay locations you want to use, there are a few things to keep in mind:

  • Have your account number. To complete the payment, you will need your 12-digit Xcel Energy account number from your bill. Be sure to bring this with you.

  • Bring cash if needed. While most locations accept debit/credit cards and checks, some may be cash only. Stop by an ATM if you need to pay with cash.

  • Know the fees. Most locations do not charge an additional fee. However, some third-party authorized pay stations like check cashing locations may charge a small service fee. Ask before conducting the transaction.

  • Get a receipt. Make sure to get a receipt from the pay station worker for your records. Save this to have proof of your payment.

  • Expect fast processing. Payments made at authorized pay stations before 5 PM on weekdays are normally processed the same day. After 5 PM and on weekends, allow 1 business day.

  • Avoid needing change. If paying in cash, try to bring the exact amount owed for a smoother transaction. Workers may not always have large amounts of change on hand.

As long as you have your account number and a method of payment, paying your Xcel Energy bill at an authorized pay station is very straightforward. But keeping the above tips in mind can help ensure it goes smoothly.

Helpful Questions to Ask at Xcel Energy Pay Stations

When paying your bill in-person, the pay station worker may be able to answer questions about your account. Here are some helpful questions to consider asking:

  • Is this location an authorized pay station for Xcel Energy?

  • What are your hours for accepting Xcel Energy payments?

  • Do you accept cash, check or credit/debit card for Xcel Energy bills?

  • Is there a service fee for paying my Xcel Energy bill here?

  • Can you confirm when this payment will be processed and credited to my account?

  • Will I receive a printed receipt for this transaction?

  • I have a question about my latest bill charges. Are you able to help explain them?

  • Can you print out my last 2-3 monthly payment history on this account?

  • Is this location open on weekends or only on weekdays?

  • Do you have brochures with energy saving tips I can take home?

Asking questions ensures you get the information and service you need. Xcel Energy pay station workers are there to help.

Get Started Paying Your Bill In-Person

Now that you know how to find pay station locations, what to expect when paying there, and helpful questions to ask, you can pay your Xcel Energy bill conveniently in-person. By using authorized pay stations, you can avoid fees, pay with cash, get same-day credit to your account, obtain printed receipts, and talk through your account.

While online or phone payments work for many, in-person bill pay is still a useful option. Use this guide to locate Xcel Energy pay stations near you and pay your bill quickly and easily. Proper utility bill payment helps maintain good credit and ensures you keep energy service flowing to your home or business. With numerous pay station locations across their service territory, Xcel Energy offers the flexibility and options you need.

Xcel Energy Bill Pay Locations

Ways to Pay Your Bill

Weve partnered with BillMatrix to offer convenient, completely secure bill payments. A $3.45 transaction fee applies to each payment (Xcel Energy does not benefit from this fee).

Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments.Learn More

Auto Pay means no late fees and no worries. Your payment will automatically post to your account on the due date and a withdrawl will be directed to the bank account you provide.Learn More

View your bill and pay online 24 hours per day at your bank site.Learn More

Call 1-800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.

Our automated phone system is a secure, hassle-free, cost-free way to make a one-time payment using a checking or savings account. You may also make a one-time payment over the phone using a credit card.

Please be prepared with the following information:

  • Your complete account number
  • If you plan to use a checking or savings account youll need the routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number

Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.

You can pay your energy bill in person at any of our convenient Pay Stations. Heres what you need to know:

  • Youll need to provide your Xcel Energy account number or your bill stub
  • You may choose to pay using cash or a money order
  • If you have more than one Xcel Energy bill, you can pay them all with a single money order
  • A transaction fee of $1.50 applies for each bill paid

Send your payment, along with the payment stub, to:

Xcel Energy P.O. Box 9477 Minneapolis, MN 55484-9477

We include a pre-addressed return envelope with your monthly bill. To pay your bill via U.S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox. Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.

Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments.Learn More

Auto Pay means no late fees and no worries. Your payment will automatically post to your account on the due date and a withdrawl will be direted to the bank account you provide.Learn More

View your bill and pay online 24 hours per day at your bank site.Learn More

Call 1-800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.

Our automated phone system is a secure, hassle-free, cost-free way to make a one-time payment using a checking or savings account. You may also make a one-time payment over the phone using a credit card.

Please be prepared with the following information:

  • Your complete account number
  • If you plan to use a checking or savings account youll need the routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number

Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.

You can pay your energy bill in person at any of our convenient Pay Stations. Heres what you need to know:

  • Youll need to provide your Xcel Energy account number or your bill stub
  • You may choose to pay using cash or a money order
  • If you have more than one Xcel Energy bill, you can pay them all with a single money order
  • A transaction fee of $1.50 applies for each bill paid

Send your payment, along with the payment stub, to:

Xcel Energy P.O. Box 9477 Minneapolis, MN 55484-9477

We include a pre-addressed return envelope with your monthly bill. To pay your bill via U.S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox. Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.

Sign In to My Account

  • View and pay your bill
  • Track energy use
  • Sign up for outage alerts and notifications
  • Download the mobile app

Xcel execs take home millions in bonuses while bills rise: Denver7 investigates

FAQ

Where can I pay my just energy light bill?

We have made it easy to pay through one of our several online options or our automated system (1-866-268-1975). This lets our customers avoid hold time when paying by phone with one of our Energy Advisors.

What is the grace period for Xcel Energy?

All customers who participate in either plan may opt-out of the program within 6 months (or choose to switch to the other pricing plan). After this initial 6-month grace period, customers must remain on the rate for a minimum of 12 months.

How can I pay my Xcel Energy Bill online?

To pay your Xcel Energy Bill online, visit xcelenergy.com and click on the link to BillMatrix. You can pay online by following these steps: Visit xcelenergy.com and click on the link to BillMatrix. Please note: There is a $3.45 transaction fee that applies to both phone and online payments. The maximum payment allowed for each credit card transaction is $3,000.

What is the payment due date for Xcel Energy?

The Payment Due Date or Due Date for Xcel Energy is the latest date by which Xcel Energy must have posted your payment for your bill to be paid on time. Timely payment requires that payment be initiated by 4 PM Mountain Time (5 PM Central Time) on the Due Date.

Who is responsible for Xcel Energy ebill payments?

Businesses with existing Xcel Energy accounts that can access eBill or eBill Payment by using their User ID and password to sign in to My Account are responsible for any payments made to Xcel Energy via eBill using their Payment Account.

How do payments to Xcel Energy’s bank accounts work?

Customers initiate the payments to Xcel Energy’s bank accounts through a series of steps linked to the billing system. The payments are posted electronically to the account numbers provided by the customers through the CTX addenda records included with the funds transfer.

How do I contact Xcel Energy?

If you have questions, contact Xcel Energy at 1-800-895-4999 or by submitting the Contact Us Form. Have your home checked for leaky ducts, drafts around doors and windows, fireplace dampers, and other places where air might escape. Always call 811 before digging in your yard to avoid hitting buried gas or electric lines.

Does Xcel Energy charge a fee?

Although Xcel Energy does not charge a fee for your participation in My Account or eBill, you are solely responsible for any fees or charges imposed on you by your bank or financial institution.

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