www.wrightflood.com is the official website for Wright Flood Insurance, one of the largest providers of flood insurance policies in the United States. On their user-friendly site, current and prospective policyholders can find valuable information about flood insurance coverage, get quotes, pay bills, file claims and more.
About Wright Flood Insurance
Wright Flood Insurance administers policies and handles claims for the National Flood Insurance Program (NFIP). Some key facts about the company:
- One of the largest “Write Your Own” (WYO) companies participating in the NFIP
- Insures over 1 million flood policyholders nationwide
- Has provided flood insurance since 1984
- Headquartered in Florida but operates in all 50 states
As a WYO insurer, Wright Flood works closely with FEMA and is authorized to quote, rate, issue, and service NFIP policies while the federal government retains responsibility for underwriting standards and claim payment.
Getting Coverage at www.wrightflood.com
www.wrightflood.com offers a wealth of resources for purchasing NFIP flood insurance policies online.
Flood Insurance Basics
The site provides background details on flood insurance including
- What is covered and not covered
- Coverage limits under NFIP policies
- Cost of premiums based on flood risk
- Steps for purchasing a new policy
This information helps consumers make informed decisions about securing flood protection
Coverage Assessment Tools
To help determine your flood risk level and coverage needs, www.wrightflood.com offers:
- Flood zone lookup tool
- Replacement cost estimator
- Coverage comparison tool
You can get quotes for Zone A high-risk areas, Zone B moderate risk, Zone C minimal risk, and zones where flood insurance is not required.
Quote Wizard
The site’s user-friendly Quote Wizard walks you through getting a fast quote by entering your address, selecting coverage, and providing details on your property. Quotes available in about 90 seconds.
Find an Agent
You can also locate one of Wright Flood’s 17,000+ independent insurance agents in your area to purchase coverage. Search by zip code or city and state.
Managing Your Policy at www.wrightflood.com
Once you have a Wright Flood insurance policy, the website provides convenient online account management.
Pay Your Bill
- View payment history
- Make one-time payments
- Set up recurring auto-payments
- Pay by credit/debit card, checking account or wire transfer
File a Claim
- Start your claim online 24/7
- Upload documents and photos
- Check claim status and see payments
- Access additional claim resources
Update Account Details
- Change mailing address
- Update contact info
- Add/remove mortgagee
- Manage paperless settings
- Review policy documents
You can also call or email Wright Flood directly with any account questions or issues. Contact info is on the website.
Wright Flood Insurance for Agents
The website also contains a portal specifically for insurance agents who write and service Wright Flood policies. Agents can:
- Quote, rate, and issue new policies
- Endorse or modify existing policies
- Report claims
- Check commission statements
- Access marketing materials
- Find program updates and training opportunities
This allows agents to provide expert service to their flood insurance clients.
Additional Wright Flood Resources
Besides policy sales and account management, www.wrightflood.com also offers:
- Flood preparation tips and checklists
- Risk rating tools
- Certificate of insurance lookup
- Library of flood insurance materials
- Glossary of flood terms
- Flood insurance requirements for lenders
The site contains a wealth of educational flood resources for consumers, agents, and lenders.
- Get a fast quote for flood coverage
- Purchase a new NFIP policy online
- Make payments, file claims, manage your account
- Find local insurance agents
- Access flood insurance education
With over 1 million policies in force, Wright Flood is a trusted leader in flood protection. Visit their website anytime to get insured and stay informed.
Reporting Wright Flood Claims
CLOE, our claims chatbot:
- Click the CLOE chatbot on this Wright Flood site or the home page of wrightflood.com.
- Answer a few simple authentication questions.
- Answer a series of conditional questions that are personalized based on your responses.
- At the end of the process, you will be provided a claim number, adjuster information, and a reference document advising you of what steps to take next.
Online:
- Access the Claims page from the top menu bar on Wright Flood’s website at wrightflood.com.
- Midway down the Wright Flood Claims page click the REPORT A FLOOD CLAIM Button.
- Provide your 14-digit policy number and property zip code and click NEXT.
- The page opens to the Policy Payment page; to continue, at the upper right side, choose OPEN A CLAIM to continue.
- The Claim Page opens a form to collect details about your flood event as well as how you want to be contacted to open the claim. Then you can just click SUBMIT. This page also includes your agent information and the coverage amounts on your policy.
Email:
- Email [email protected] and provide detailed information about your account and claim.
Text:
- Text the word CLAIM to (727) 777-7066 to open a claim.
- Once the claim is filed, text the word STATUS to the same number for an update on claim payments on the way.
Phone:
- Call toll-free at (800) 725-9472 and choose Option #2 to open a new claim.
Tour of Wright Flood’s online flood quoting tools at www.wrightflood.com
FAQ
Is Wright Flood insurance backed by FEMA?
What is the grace period for Wright National flood?
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