Homepoint Financial is a leading mortgage lender and servicer in the U.S. If your mortgage is serviced by Homepoint, you can manage your account and make payments online through their website www.homepointfinancial.com.
Read on for a complete guide to paying your Homepoint mortgage bill online
Overview of Homepoint Financial
Headquartered in Michigan, Homepoint Financial provides mortgage lending and loan servicing solutions to homeowners across America
Some key facts about Homepoint:
- Services over 800,000 mortgage loans nationwide
- Offers conventional, FHA, VA, and USDA home loans
- Ranks among top 20 U.S. mortgage servicers
If Homepoint services your mortgage, you have access to online account management and bill pay through their website.
Accessing Your Homepoint Account Online
To pay your mortgage online, you first need to register for a Homepoint account. Here’s how:
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Go to www.homepointfinancial.com.
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Click “Register” in the top menu bar.
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Enter your loan number, Social Security Number, and email address.
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Create a username and password.
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Agree to the terms and conditions and click “Register.”
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Check your email for a verification link to activate your account.
Once your Homepoint account is set up, you can sign in anytime to view your mortgage details and make online payments.
Locating Your Homepoint Loan Number
To register for an account, you’ll need your Homepoint loan number. Here are some ways to find it:
- On your monthly mortgage statement
- In loan documents and correspondence from Homepoint
- By calling Homepoint customer service
Having this loan number handy makes registering for your online account quick and easy.
How to Pay Your Mortgage Bill Online
Follow these simple steps to make a payment on your Homepoint mortgage through the website:
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Go to www.homepointfinancial.com and sign into your account.
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From the account overview page, select “Make Payment” from the top menu.
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On the payment page, enter your payment amount and select a payment method.
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Review payment details and click “Continue” to submit.
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The site will display a payment confirmation when finished.
Payments made through the Homepoint website are fast, convenient, and secure.
Payment Methods Accepted
Homepoint offers several payment method options for online mortgage payments:
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eCheck – Free direct payments from your checking or savings account
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Debit/Credit Card – Visa, Mastercard, American Express and Discover accepted for a service fee
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Homepoint Express – Free payments from an external bank account you link to your Homepoint account
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PayPal – Use your PayPal balance or linked accounts
You can have multiple payment methods saved in your Homepoint account and choose which to use at the time of payment.
Tips for Paying Your Mortgage Online
Follow these tips and best practices when using www.homepointfinancial.com to pay your mortgage bill:
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Make payments at least 3-5 business days before your due date to ensure on-time payment.
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Opt for paperless statements to get reminders and view bills electronically.
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Set up autopay to have payments processed automatically each month.
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Contact customer service immediately if you are unable to make a payment before your due date.
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Keep your Homepoint account information up-to-date if you change any personal details.
Paying online is the fastest, easiest way to stay current on your Homepoint mortgage.
Receive Text Payment Reminders
Homepoint offers an optional text payment reminder service. You can enroll through your account to:
- Receive text alerts when your bill is ready
- Get text reminders as your due date approaches
- Avoid late mortgage payments
Text reminders help keep your mortgage top of mind so your payments are made on time.
Homepoint Account Management FAQs
Here are answers to some frequently asked questions about managing your mortgage through your Homepoint account:
Can I update my auto-debit amount if my payment changes?
Yes, just sign into your account and edit the auto-debit payment amount in your payment method details.
How do I change my mailing address?
In your account, go to “My Profile” and update your contact information there.
What if I already have an account on a previous Homepoint site?
Your login credentials will transfer over to the new platform. You don’t need to re-register.
How far back can I view payment history and statements?
You have access to 2 years of detailed mortgage history through your online account.
Can I add authorized users to my account?
Yes! Under account settings you can add authorized users and manage access.
Get Support from Homepoint Customer Service
Homepoint offers customer support if you have any issues with online bill pay or account management:
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By phone at (855) 688-3056, Monday to Friday 8:30am-8pm EST
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By email at [email protected]
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Chat support through your online account
Don’t hesitate to reach out to the friendly, knowledgeable staff for assistance.
Paying your mortgage quickly and easily online at www.homepointfinancial.com helps keep your loan in good standing. Sign up for an account today and take control of your Homepoint mortgage payments.
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Pay your bills without the hassles of writing checks and buying stamps Bill Pay set-up is easy. Take control over when your bills are paid.
No more checks to write, envelopes to find, or stamps to buy. Set up your bill amount, and we’ll pay it. Initial set-up is quick and easy.
View your payment history, and help stay in control by knowing who’s getting paid and by when. If you want, we’ll send you an email confirmation of your payments.