This is a small mutual insurance company called Windsor Mount Joy Mutual Insurance. They offer property and casualty insurance to people and businesses. Established in 1923, they have a strong focus on personalized customer service and long-term relationships with their policyholders.
Choosing the right insurance company can feel overwhelming. With so many options, how do you know which provider truly has your best interests in mind? Look no further than Windsor Mount Joy Mutual Insurance Company. As a policyholder-owned company, Windsor Mount Joy puts its customers first. Let’s take a closer look at what makes this company stand out.
About Windsor Mount Joy Mutual Insurance
Windsor Mount Joy Mutual Insurance Company has been serving Pennsylvania since 1848. As a mutual company, it is owned by its policyholders rather than shareholders. This structure aligns the incentives of the company with the needs of customers.
The company’s mission statement says it all: “To serve policyholders’ needs with integrity and professionalism by providing quality property and casualty insurance at the lowest possible cost.”
Products Offered
Windsor Mount Joy offers a wide range of insurance products for both personal and commercial clients.
For homeowners, they provide flexible homeowners insurance and dwelling fire policies to protect your most valuable assets Renters can also find tailored coverage
For recreational property, boatowners insurance safeguards your vessel and boating equipment.
On the commercial side, Windsor Mount Joy writes insurance for both small and large businesses. Offerings include general liability, commercial auto, workers compensation, cyber liability, and more. Specialized coverages are also available for farms, contractors, and associations.
In areas prone to flooding, the company provides flood insurance to help clients recover from water damage.
Benefits of Choosing Windsor Mount Joy
So why should you entrust your insurance needs to Windsor Mount Joy? Here are some of the key benefits:
Local Expertise – With headquarters in Ephrata, PA, Windsor Mount Joy understands the unique risks and challenges facing Pennsylvanians. The company’s local agents have established roots in the communities they serve.
Superior Claims Service – The true test of an insurer comes when you need to file a claim. Windsor Mount Joy has a reputation for providing fast, fair claims payments to help you rebuild.
Competitive Rates – As a mutual company, Windsor Mount Joy is able to offer coverage at a very attractive price point. Policyholders avoid paying unnecessary overhead to stockholders.
Dividends – In years when underwriting gains are made, Windsor Mount Joy issues dividends back to eligible policyholders. This acts to lower your overall insurance cost.
Personalized Service – Windsor Mount Joy prides itself on providing individualized customer service. You’re never just a policy number. Agents take the time to understand your full insurance needs.
Financial Strength You Can Rely On
With any insurance provider, it’s crucial to partner with a financially stable carrier. Windsor Mount Joy has maintained an A- or better rating from A.M. Best Company for over 20 years. This demonstrates their financial strength and ability to pay out claims. Even through challenging economic periods, the company has remained steady.
How to Get a Quote
Ready to get a quote from Windsor Mount Joy? Reaching out is quick and easy:
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Call – Speak to a friendly agent locally at 717-733-8648 or toll free at 800-233-0228.
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Use the website – Request a quote through their website with just a few clicks.
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Visit an agent – Sit down in person with one of their licensed agents in your area. Use the online locator to find one nearby.
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Email/Mail – Reach out by email at [email protected] or by mail at:
Windsor-Mount Joy Mutual Insurance Company
P.O. Box 587
Ephrata, PA 17522-0587
Start your quote today and see the Windsor Mount Joy difference firsthand. Discover why so many Pennsylvania residents trust this locally-focused mutual insurance company to protect what matters most. With a customized insurance plan from Windsor Mount Joy, you can have peace of mind knowing you’re in good hands.
What states does Windsor Mount Joy Mutual Insurance do business in?
Windsor Mount Joy Mutual Insurance sells homeowners and renters insurance in 5 states. Here is a list of the states where Windsor Mount Joy Mutual Insurance does business. Click on a state to see how Windsor Mount Joy Mutual Insurance stacks up against the other top companies in that state.
What coverages does Windsor Mount Joy Mutual Insurance offer?
In addition to home and renters insurance, Windsor Mount Joy offers the following coverage:
Project Update | Windsor-Mount Joy Mutual Insurance Company | December 2022
FAQ
What is the phone number for Windsor Mount Joy claims?
Who owns Mutual Insurance Company?
Who took over mutual life insurance?
What is the am best rating for windsor mount joy?
How do I contact Windsor-Mount Joy mutual insurance company?
Ephrata, PA 17522-0587 Overnight Mailing Address Windsor-Mount Joy Mutual Insurance Company 1 E. Main St Ephrata, PA 17522-0587 Telephone Local – (717) 733-8648 Long Distance – (800) 233-0228 Find an Agent Enter your zip code to find the closest agent available to help you with your insurance needs.
What happened to Mount Joy mutual insurance company?
January 10, 1944– The name was changed to Mount Joy Mutual Insurance Company. December 31, 1957– The company reinsured all business and assumed all obligations of the City Mutual Insurance Company. December 31, 1962– The company reinsured all business and assumed all obligations of the Commercial Mutual Insurance Company.
What happened to Windsor mutual insurance company?
December 31, 1962– The company reinsured all business and assumed all obligations of the Commercial Mutual Insurance Company. December 31, 1963– The Windsor Mutual Insurance Company (Hamburg, PA Incorporated March 7, 1846) merged with this company. The administrative offices were moved from Mount Joy, PA to Hamburg, PA.
Is Windsor-Mount Joy a good investment?
Windsor-Mount Joy has produced strong operating earnings and return measures over the previous five- and year periods that compare favorably to the personal property composite. These results have been primarily profitable underwriting performance and, to a lesser extent, net investment income and capital gains.