Get the Coverage You Need with USC Credit Union Auto Insurance

Finding the right auto insurance can be a frustrating process. With so many options and factors to consider, it’s hard to know where to start. That’s why working with USC Credit Union for your auto insurance needs makes perfect sense. As a credit union, USC Credit Union works for you, not shareholders. This means they can focus on providing members with quality products, competitive pricing, and excellent service.

In this article we’ll take an in-depth look at what makes USC Credit Union’s auto insurance stand out. We’ll cover the key benefits, what coverage options are available, discounts you may qualify for and more. By the end, you’ll have all the information you need to decide if USC Credit Union is the right provider for your auto insurance needs.

Overview of USC Credit Union Auto Insurance

USC Credit Union offers auto insurance through their partnership with Trojan Insurance Services. With Trojan Insurance, you get access to policies from top-rated companies like Mercury, Progressive, and more. The coverage options available are:

• Liability: Covers damage or injuries you cause to others in an accident when you’re at fault. It’s required in most states.

• Comprehensive: Provides protection against theft, vandalism, fire, flood, hail, windstorms, and collisions with animals.

• Collision: Pays to repair or replace your vehicle after an accident, regardless of fault.

• Uninsured/Underinsured Motorist Covers costs if you’re in an accident caused by a driver with no or insufficient coverage,

• Medical Payments Pays for medical treatment for you and your passengers after an accident, regardless of who was at fault.

• Rental Reimbursement: Provides coverage for a rental car if your vehicle is being repaired after a covered incident.

With Trojan Insurance, you can customize your auto policy by adjusting the coverage limits and deductibles to meet your specific needs and budget.

Key Benefits of USC Credit Union Auto Insurance

There are many advantages to getting your auto insurance through USC Credit Union and Trojan Insurance:

• Competitive pricing: As a credit union and not-for-profit company, USC Credit Union can offer very competitive rates on auto insurance.

• Excellent financial strength ratings: The insurance carriers available have strong financial strength ratings from A.M. Best Company, so you can trust your claims will be paid.

• Convenient payment options: You can pay for your policy directly from your USC Credit Union account, with deductions spread out over 12 months.

• Personalized local service: Get assistance from a licensed agent located right in your community. No sitting on hold waiting for offshore call centers!

• Bundling discounts: You can save by bundling auto insurance with other policies like homeowners or renters insurance.

• Multi-policy discounts: Insuring multiple vehicles on one policy means you pay less per car.

• Good driver discounts: Drivers with accident-free records can save hundreds per year. Discounts are also available for taking defensive driving courses.

• Low mileage discounts: Drivers who drive less than a set number of miles per year are eligible for a nice discount.

• Safety feature discounts: Cars with anti-lock brakes, airbags, and alarm systems can qualify for savings.

• Good student discounts: Full-time students under 25 with a B average or higher can receive significant discounts.

As you can see, USC Credit Union auto insurance offers many ways to save, with discounts that reward safe driving habits.

How to Get a Quote for USC Credit Union Auto Insurance

Getting a free, no-obligation quote for auto insurance through USC Credit Union is quick and easy:

• Online: Visit the Trojan Insurance website and use the quote tool to get an instant quote comparison. Just enter your basic info, vehicle details, and coverage needs.

• By phone: Call 888-882-2937 to speak with a friendly Trojan Insurance agent and get a personalized quote.

• In person: Stop by your local USC Credit Union branch and talk to an insurance services representative.

To get the most accurate quote, having the following information ready is helpful:

• Your driver’s license number
• VIN numbers of all vehicles to be insured
• Current mileage on each vehicle
• Desired coverage types and limit options
• Information about any anti-theft devices installed
• Details on all drivers to be covered

The quote process takes 5-10 minutes. You’ll be able to compare quotes side-by-side from multiple top insurance carriers to find your best rate.

Purchasing and Managing Your USC Credit Union Auto Policy

Once you’ve selected the ideal policy for your needs, purchasing it through USC Credit Union is simple:

• You can pay your premium in full upfront, or you may be offered a 12-month payment plan that automatically deducts from your USC Credit Union account. This spreads costs out interest-free over the year.
• Your insurance ID cards will be mailed directly to you before your policy takes effect.
• Register for an online account with the insurance carrier to manage your policy, file claims, access digital ID cards, and more.
• Use the Trojan Insurance app to view your policy, request changes, and contact your agent.

Throughout the policy term, your USC Credit Union insurance representative will be available to assist with any questions or changes to your policy. You can request changes like adding a vehicle, updating mileage, removing a driver, and more.

Why Choose USC Credit Union for Auto Insurance?

• Trusted brand: USC Credit Union has been serving members since 1951. You can trust them to handle your insurance needs.

• Competitive pricing: Their rates are very affordable, and members have access to exclusive discounts.

• Outstanding service: The focus is on providing exceptional service and support to members.

• Policy customization: Build a policy that fits your unique coverage needs and budget.

• Payment flexibility: Pay upfront annually or take advantage of 12-month payment plans.

• Convenience: Manage your policy through online tools or stop by a branch near you.

• Peace of mind: Get coverage from financially strong, reputable insurance carriers.

When it comes to protecting your vehicle and family on the road, USC Credit Union has options to fit your needs. To get a free quote and start saving, contact Trojan Insurance Services today.