Owning a home is an exciting milestone, but it also comes with the responsibility of making timely mortgage payments. As one of the largest privately-held mortgage companies in America, Union Home Mortgage offers online bill pay to help homeowners easily manage payments. Read on to learn about Union Home Mortgage, online bill pay options, and tips for paying your mortgage bill conveniently.
About Union Home Mortgage
Founded in 1980, Union Home Mortgage Corp (UHM) is a full-service, independent mortgage banking company based in Ohio UHM is focused on responsible home financing, providing many loan programs to meet diverse buyer needs
As an experienced lender, UHM offers:
- Conventional loans
- Government-backed loans (FHA, VA, USDA)
- Jumbo, rehab, and new construction loans
- Refinancing options
UHM is licensed in all 50 states and directly originates loans, providing personalized guidance for homebuyers. Their purchase and refinancing options help consumers finance home ownership.
Benefits of Paying Your Mortgage Online
Union Home Mortgage offers online mortgage account management through their UHM My Account platform. Homeowners can conveniently:
- Make one-time payments
- Set up recurring auto-pay
- View payment history
- Access tax documents
- Manage account details
- And more!
Online mortgage payments provide many advantages:
Convenience
Pay whenever wherever using a computer, tablet or mobile device – 24/7 access.
Payment Control
Make one-time payments or set up recurring auto-pay. Review payment history and upcoming payments.
Time Savings
Avoid driving to the bank or mailing payments. Online payments take just minutes.
Payment Tracking
Easily view payment status and history to catch any issues. Download tax documents.
Budgeting
Review payment history and upcoming payments to plan budgets wisely.
How to Pay Your Mortgage Online
- Visit UHM My Account
Go to https://loansphereservicingdigital.bkiconnect.com/uhm/ and click “Make a Payment” under the Payments heading.
- Log In
Enter your username and password. First-time users will need to register with their loan number, last name, and social security number.
- Select Payment Method
Choose whether to pay from your bank account or by debit/credit card. One-time or recurring payments can be set up.
- Enter Payment Details
Input your payment amount and date. For recurring payments, pick the frequency.
- Submit Payment
Review details and submit the payment. Print or save the confirmation.
That’s all it takes to pay your UHM mortgage online and feel confident it’s been received.
Tips for Paying Your Mortgage Bill Online
Follow these tips for smooth online mortgage payments:
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Have your loan number handy to register and login.
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Schedule payments several days before the due date in case of processing delays.
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Opt for paperless statements to save resources and view instantly.
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Set payment reminders to avoid late fees.
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Notify UHM if your auto-pay payment method needs updating to prevent failed payments.
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Monitor bank and UHM accounts to verify when payments clear.
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Watch for email/text alerts about processed or failed payments and respond promptly.
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Keep loan documents in a safe place in case details are needed during the process.
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Contact UHM with any login or payment issues for quick resolution.
Proactively managing your online payments helps maintain your good credit and payment history.
Other Ways to Pay Your Mortgage
If you prefer not to pay online, UHM offers other convenient mortgage payment options:
By Phone
Call 1-866-430-9683 to use the automated phone payment system. Have your loan number and payment details ready.
By Mail
Send a check or money order with your payment coupon to:
Union Home Mortgage Corp.
P.O. Box 11733
Newark, NJ 07101-4733
Note: Allow 7-10 days for mailed payments to process.
In Person
Visit a local Union Home Mortgage branch to make a payment in person with cash or check.
Electronic Funds Transfer
Authorize recurring automatic payments from your checking or savings account. Enrollment forms are available on UHM’s website.
No matter how you decide to pay, UHM provides resources to make mortgage payments quick and easy. Their online account management empowers homeowners by providing instant access and control over payments. Paying your mortgage bill online helps simplify home ownership.
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Other Data
Whatâs New Oct 10, 2024
Version 8.2.6 Build 1
Minor bug fixes and enhancements
The developer, Union Home Mortgage Corp, indicated that the appâs privacy practices may include handling of data as described below. For more information, see the developerâs privacy policy.
Conventional Construction to Permanent Loan Explained
FAQ
Can I pay my union bank mortgage online?
What is the Union Home Mortgage lawsuit?
Can I pay my mortgage over the phone?
Does Union Home Mortgage have an app?
How do I contact Union Home Mortgage Corp?
Via mail to Union Home Mortgage Corp. P.O. Box 7129 | Indianapolis, IN 46207 Whether you need payment assistance or have a question about your loan, we’re available. Thank you for choosing UHM as your mortgage lender. Press play to learn about final steps and how to make your monthly payments.
How can I pay my Union Home Mortgage online?
To pay your Union Home Mortgage online, go to the payment portal and follow the steps. If you encounter issues during the login process, contact their customer service agent at 1-888-537-5684 for assistance. The process to make a payment through the Union Home Loan Portal is straightforward.
How much does Union Bank charge for a home loan?
Union Bank offers home loans at competitive rates starting from 8.35% p.a. The good part is you don’t have to pay any prepayment penalty fee if you decide to foreclosure the loan (only for floating rate loans). The applicable processing fee is 0.5% of the sanctioned amount plus GST. Note: These interest rates are effective from 11 December 2023
Does Union home mortgage offer a 3% down payment?
† Union Home Mortgage will contribute up to 2% down (no greater than $2000) towards a 3% down payment. Home buyer is responsible for the remainder of the down payment. This offer is available for the purchase of a primary residence only.
How do I pay my credit union members mortgage bill?
You can pay your Credit Union Members mortgage bill with doxo. Pay online with a credit card, debit card, or direct from your bank account. doxo is a simple and protected way to pay your bills with a single account and accomplish your financial goals.
How do I avoid late payments on a union Home Loan?
To prevent late payments on a Union Home mortgage loan, you can set up an automatic payment option, either through your bank or through your lender, as your first order of business.