With over 160 years of experience, Travelers Casualty Insurance Company of America has earned a reputation as one of the most trusted providers of property and casualty insurance in the United States. Operating under parent company The Travelers Companies, Inc., Travelers Casualty offers a wide range of insurance products to protect individuals, families, and businesses.
In this comprehensive overview, we’ll discuss key details about Travelers Casualty Insurance Company of America:
- History and background of the Travelers brand
- Types of insurance coverage offered
- Features and benefits of policies
- Customer service options and claims process
- Financial strength and industry ratings
- Travelers Casualty insurance reviews
Whether you need auto, home, business or specialty insurance, understanding more about Travelers Casualty can help you determine if they are the right provider for you.
About Travelers Casualty Insurance Company of America
Travelers Casualty began as an insurer of railroad construction and transportation risks in 1853. The company expanded across the U.S. in the late 1800s and eventually merged with other leading insurers like The Charter Oak Fire Insurance Company and Phoenix Mutual Insurance Company.
After a series of naming changes over the decades, the Travelers brand was established in 2004 to unite the company’s insurance subsidiaries. Travelers Casualty Insurance Company now serves customers across the country from its Hartford, CT headquarters.
In addition to property and casualty insurance Travelers provides commercial risk management services as well as fidelity, specialty casualty and surety products through various affiliates. The company is consistently ranked on the Fortune 500 list of largest U.S. corporations.
Insurance Products Offered by Travelers Casualty
From auto coverage for everyday drivers to specialized policies for high net worth individuals, Travelers Casualty offers a vast range of property and casualty insurance options
For Individuals and Families
- Auto insurance
- Homeowners insurance
- Renters insurance
- Condo insurance
- Landlord insurance
- Umbrella insurance
- Motorcycle insurance
- Boat insurance
- Flood insurance
- Wedding insurance
- Pet insurance
- Travel insurance
For Businesses
- General liability insurance
- Commercial auto insurance
- Property insurance
- Workers’ compensation
- Cyber insurance
- Management liability
- Professional liability
- Bonds and surety products
- Industry-specific insurance
Travelers writes policies for both mainstream and complex risks, from small businesses to public corporations. Specialty products are also available for high net worth individuals.
Key Features and Benefits of Travelers Insurance
Travelers Casualty policies provide an array of valuable features and benefits:
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Top-rated 24/7 claims service – Highly trained Travelers professionals assist you throughout the claims process.
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Superior financial strength – Consistently strong financial ratings allow Travelers to pay claims reliably.
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Risk management expertise – Access risk management guidance and loss control resources.
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High liability limits – Policies offer limits up to $10 million or more for added protection.
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Customer loyalty discounts – You can earn discounts for maintaining continuous Travelers coverage.
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Flexible payment plans – Pay premiums in full or through monthly installments.
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Convenient online account access – Manage your policy, payments and claims through the Travelers website and mobile app.
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Local agent support – Licensed Travelers agents provide personalized guidance with your insurance needs.
Travelers focuses on providing responsive, compassionate service during claims alongside proactive risk management. This supports both individuals and businesses when it matters most.
How to File an Insurance Claim with Travelers Casualty
If you need to file an insurance claim, Travelers makes the process simple:
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Report your claim immediately through their website, mobile app or by calling your agent or the 24-hour claims hotline.
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Provide details about what happened as well as any supporting documents or evidence for the damages.
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A claims representative will walk you through recommended next steps based on your specific policy and situation.
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If approved, your claim benefits will be paid promptly by check, bank transfer or through agreed-upon arrangements for repairs/replacements.
You can also check claim status and manage claims digitally via your Travelers account. Adjusters aim to settle claims quickly and fairly based on a full assessment of damage and your coverage details.
Travelers Financial Strength and Industry Ratings
Travelers maintains strong financial health, earning high marks from leading industry rating agencies:
- A++ rating from A.M. Best
- AA+ rating from Standard & Poor’s
- Aa2 rating from Moody’s
These ratings reflect Travelers’ consistent operating performance, exceptional capital position, and ability to pay out future claims. The company manages over $110 billion in assets and $25 billion in annual revenue.
Travelers also ranks among the top 100 on the Fortune 500 list, demonstrating its leading position in the insurance and financial services market.
Travelers Casualty Insurance Reviews
Travelers enjoys positive customer feedback across online review platforms:
- A+ rating with the Better Business Bureau
- 4 out of 5 stars on ConsumerAffairs
- 3.5 out of 5 stars on Google reviews
Many customers praise Travelers for responsive claim handling, competitive rates, and helpful agents. Negative reviews cite challenges with underwriting processes or reaching claims adjusters. But overall, Travelers delivers a smooth customer experience according to most reviewers.
Is Travelers Right for Your Insurance Needs?
With its long track record in personal and commercial insurance, innovative products, and renown claims service, Travelers offers a compelling insurance provider option. Contact a local Travelers agent today to discuss your specific coverage needs and get a customized insurance quote.
Travelers Casualty Insurance v. Karns and Onebeacon American Insurance, No. 121,344
FAQ
What is the Travelers casualty insurance company of America?
Which company owns Travelers Insurance?
Are Geico and Travelers the same company?
Is Travelers Insurance a good company?
Where is Travelers Insurance based?
It is the second-largest writer of U.S. commercial property casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents. [ 3][ 4] [citation needed] Travelers is incorporated in Minnesota, with headquarters in New York City, and its largest office in Hartford, Connecticut. [ 2]
What is a Travelers Property Casualty business?
The property casualty business operates under the Travelers brand and focuses on property, general liability, construction and financial insurance products. The business is based in São Paulo.
What happened to Travelers Insurance?
By the early 1990s, Travelers was predominantly a general property and casualty insurer that also happened to do some travel insurance on the side, and in February 1994, Travelers quietly exited its original travel insurance business by selling the unit to a retiring Travelers executive. [ 16]
When did Travelers get insurance?
Travelers obtained its official state charter on June 17, 1863. [ 13] The company did not issue its first regular insurance policy until April 5, 1864, but informally entered into its first insurance agreement a month earlier. [ 13]