With a MoneyGeek score of 92 for women and 91 for men, Protective has the best life insurance in San Antonio, Texas. They also have the highest customer satisfaction rate.
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeeks Head of Insurance. He has been studying the insurance market for more than five years, doing his own research and making content that is specific to each type of buyer. He has been quoted in several insurance-related publications, including [CNBC](https://www. cnbc. com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do. html), [NBC News](https://www. nbcnews. com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable. com/article/tesla-insurance-rates). A bachelor’s degree from Boston College and a master’s degree in economics and international relations from Johns Hopkins University are what Fitzpatrick has to offer. He really wants to use his knowledge of insurance and economics to make financial topics clearer and help people feel good about the choices they make with their money.
Insurance agent Mandy Sleight has been working in the field for 20 years and is licensed to sell property, casualty, life, and health insurance. She used to work for big insurance companies like State Farm and Nationwide. Most recently, she was the Operations Coordinator for a new employee benefits company. From the University of Baltimore, Sleight has a degree in business administration and management. From Southern New Hampshire University, he has a master’s degree in business administration. She writes interesting and easy-to-understand articles about insurance and personal finance to help people make better decisions with their money and budgets.
Katherine Kurtz, Ph. D. , is the Managing Editor at MoneyGeek, with 15 years of experience in academic and content editing. She got her Ph.D. in philosophy from Villanova University, where she also taught part-time and was in charge of running Hypatia, a feminist philosophy journal with peer review. Kurtz supports “education as a practice of freedom” (bell hooks) and wants to give herself and others power by sharing money-related information and tools with everyone.
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeeks Head of Insurance. He has been studying the insurance market for more than five years, doing his own research and making content that is specific to each type of buyer. He has been quoted in several insurance-related publications, including [CNBC](https://www. cnbc. com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do. html), [NBC News](https://www. nbcnews. com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable. com/article/tesla-insurance-rates). A bachelor’s degree from Boston College and a master’s degree in economics and international relations from Johns Hopkins University are what Fitzpatrick has to offer. He really wants to use his knowledge of insurance and economics to make financial topics clearer and help people feel good about the choices they make with their money.
Insurance agent Mandy Sleight has been working in the field for 20 years and is licensed to sell property, casualty, life, and health insurance. She used to work for big insurance companies like State Farm and Nationwide. Most recently, she was the Operations Coordinator for a new employee benefits company. From the University of Baltimore, Sleight has a degree in business administration and management. From Southern New Hampshire University, he has a master’s degree in business administration. She writes interesting and easy-to-understand articles about insurance and personal finance to help people make better decisions with their money and budgets.
Katherine Kurtz, Ph. D. , is the Managing Editor at MoneyGeek, with 15 years of experience in academic and content editing. She got her Ph.D. in philosophy from Villanova University, where she also taught part-time and was in charge of running Hypatia, a feminist philosophy journal with peer review. Kurtz supports “education as a practice of freedom” (bell hooks) and wants to give herself and others power by sharing money-related information and tools with everyone.
Protective is the best life insurance company in San Antonio, Texas, for both men and women. The MoneyGeek score for men is 91 out of 100, with an average monthly premium of $37. For women, the MoneyGeek score is 92, with an average premium of $29 per month.
Life insurance decisions are based on a number of factors. These scores and premium amounts are based on a 20-year term policy with $500,000 in coverage. Your unique needs may mean a different company is best for you.
Why Should You Trust MoneyGeek? To find the best life insurance companies in San Antonio, Texas, we looked at 1,488 quotes, customer reviews, reports on the companies’ financial health, the products they offered, and more.
Finding the right life insurance company in San Antonio can seem like a daunting task. With so many options to choose from how do you know which company is the best fit for you and your family? As independent insurance agents in San Antonio we’ve worked with dozens of life insurance carriers over the years. We’ve seen firsthand what sets the top companies apart.
In this article we’ll share our list of the 10 best life insurance companies in San Antonio to help simplify your search. We evaluated each company on crucial factors including financial strength, customer service policy options, and price.
How We Ranked the Top Life Insurance Companies in San Antonio
Choosing the right life insurance is one of the most important financial decisions you can make. That’s why we used a rigorous selection process when compiling our list of the top 10 companies.
Here are the key criteria we used to evaluate each life insurance provider:
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Financial Strength: We only considered companies rated “A” (Excellent) or higher for financial strength by rating agencies like A.M. Best. This helps ensure the company will be there when your beneficiaries need them.
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Customer Service: We favored companies known for providing outstanding customer service and a positive policyholder experience.
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Policy Options: The best life insurance companies offer a wide variety of policy types (term, whole life, etc.) and riders to customize coverage.
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Price: We looked for companies that offer below-average pricing while still maintaining exceptional financial strength.
Keeping these factors in mind, here are the 10 life insurance companies we recommend most in San Antonio and the surrounding area:
1. MassMutual
- Our Rating: 5/5 Stars
- Products Offered: Term, whole life, universal life, indexed universal life
- A.M. Best Rating: A++ (Superior)
MassMutual tops our list as the best life insurance company in San Antonio. This Fortune 100 company has been in business since 1851 and is recognized for its outstanding financial strength. MassMutual offers highly-competitive pricing on an array of permanent and term life insurance policies. Customers also benefit from their stellar customer service reputation and convenient online tools.
2. Guardian Life
- Our Rating: 5/5 Stars
- Products Offered: Term, whole life, universal life
- A.M. Best Rating: A++ (Superior)
The second spot on our list goes to Guardian Life, founded in 1860. One of the mutual life insurance companies, Guardian Life issues participating whole life insurance that pays annual dividends to eligible policyholders. We love Guardian for its highly-ranked customer service and suite of life insurance products with generous living benefit riders.
3. Pacific Life
- Our Rating: 4.5/5 Stars
- Products Offered: Term, universal life, indexed universal life
- A.M. Best Rating: A+ (Superior)
In business for over 150 years, Pacific Life offers no medical exam life insurance and a streamlined policy approval process. Pacific Life is one of the most affordable options for term life and permanent life insurance coverage. We also appreciate their well-designed client portal and mobile app.
4. Lincoln Financial Group
- Our Rating: 4.5/5 Stars
- Products Offered: Term, universal life, indexed universal life
- A.M. Best Rating: A+ (Superior)
Lincoln Financial Group offers an excellent selection of term and permanent life insurance policies, including no medical exam options. Its financial strength and stability help make Lincoln Financial our #1 pick for seniors looking for final expense life insurance in San Antonio. Lincoln’s abundant policy customization options are another big plus.
5. Protective Life
- Our Rating: 4/5 Stars
- Products Offered: Term, whole life, universal life
- A.M. Best Rating: A+ (Superior)
Protective Life is one of the leading providers of children’s life insurance in San Antonio. It offers highly-competitive rates for term, whole life, and universal life insurance coverage. Protective Life also stands out for its hassle-free application process and excellent customer support team.
6. Principal Financial Group
- Our Rating: 4/5 Stars
- Products Offered: Term, universal life, indexed universal life
- A.M. Best Rating: A+ (Superior)
Principal boasts over 140 years of experience in the life insurance industry. Customers benefit from Principal’s personalized approach to coverage guidance and competitive pricing. Principal offers term, universal, and indexed universal life insurance plans with plenty of riders to customize protection.
7. Transamerica Life Insurance
- Our Rating: 4/5 Stars
- Products Offered: Term, universal life, indexed universal life
- A.M. Best Rating: A+ (Superior)
Transamerica Life Insurance Company offers flexible premium universal life insurance and interest sensitive whole life insurance options. Transamerica also provides term life coverage up to $1 million with automated underwriting for accelerated decisions. Its simplified application process and positive customer reviews earned it a spot on our list.
8. Mutual of Omaha
- Our Rating: 4/5 Stars
- Products Offered: Term, whole life, universal life
- A.M. Best Rating: A+ (Superior)
In operation for over 100 years, Mutual of Omaha provides term, whole, and universal life insurance designed for families. Mutual of Omaha offers expedited policy approval and household discounts. It’s an excellent choice for San Antonio residents seeking burial insurance plans as well.
9. Penn Mutual Life Insurance Company
- Our Rating: 4/5 Stars
- Products Offered: Participating whole life, term, universal life
- A.M. Best Rating: A+ (Superior)
Penn Mutual has earned high marks for its personalized approach to coverage guidance and excellent financial strength. Founded in 1847, Penn Mutual offers competitively-priced participating whole life insurance that pays dividends. We also like Penn Mutual for its hassle-free underwriting process.
10. North American Company for Life and Health Insurance
- Our Rating: 4/5 Stars
- Products Offered: Term, universal life, indexed universal life
- A.M. Best Rating: A+ (Superior)
Rounding out our top 10 is North American. Established in 1886, North American offers streamlined term, universal life, and indexed universal life insurance. We like them for their highly-rated customer service, abundant policy customization options, and tech-enabled application process.
How to Choose the Best Life Insurance Company for You
While we think the life insurance companies on our list are among the top options in San Antonio, you still need to consider your specific needs.
Here are a few tips on choosing the right life insurance company for you:
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Compare quotes from multiple highly-rated companies. Premiums can vary significantly.
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Make sure the company offers the type of life insurance policy you want.
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Look for riders that can customize coverage to your situation.
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Consider your budget and select a company with competitive pricing.
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Pay attention to each company’s financial strength ratings.
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Read reviews online to learn about others’ experiences with the insurer.
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Work with an independent agent to evaluate all your options.
We’re Here to Help Find the Right Fit
As independent agents, we’re not tied to any one company. We work with dozens of top-rated insurers to help San Antonio residents find the most suitable life insurance policy at the best price.
To go over your options and get personalized quotes, contact our team today. We’re here to provide unbiased guidance every step of the way so you can make the life insurance decision that’s right for you.
Best Whole Life Insurance in San Antonio, TX
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The following company has the best score out of all the ones that sell whole life insurance with a $500K coverage for 20 years.
Both men and women in San Antonio should get whole life insurance from Protective. They have a MoneyGeek score of 92 for each. This score shows that the company does a great job with affordability, customer satisfaction, the buying process, and being financially stable. This makes it a great choice for people who want reliable and complete coverage.
Top whole life companies for men in San Antonio:
- Protective: MoneyGeek score of 92 out of 100 for men
- Men who work for Mutual of Omaha got a 91 out of 100 from MoneyGeek.
Top whole life companies for women in San Antonio:
- Protective: MoneyGeek score of 92 out of 100 for women
- Women who work for Mutual of Omaha got a 91 out of 100 from MoneyGeek.
Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Whole life insurance makes sure that your family is taken care of financially after you die. It also builds cash value that you can borrow against in the future.
Both men and women in San Antonio should get whole life insurance from Protective. They have a MoneyGeek Score of 92 for each. This score reflects a balance of affordability and customer satisfaction that Protective offers to its policyholders.
Pros:
- High customer satisfaction
- Affordable rates
- Strong financial stability
Cons:
- Less convenient buying process
Ensure youre getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs. widget-location-pin.
Best Term Life Insurance for Young Adults in San Antonio, TX
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For young adults in San Antonio, Protective is the winner. It has a MoneyGeek score of 92 and costs $10 for women and $11 for men each month on average. Protectives high MoneyGeek score is attributed to its affordability, customer satisfaction and financial stability.
Age plays a crucial role in determining life insurance premiums, with younger adults typically benefiting from lower costs. It is important for young adults to get the best term life insurance if they want to protect their finances at a reasonable cost. Best Term Life Insurance for Young Adults in San Antonio.
| 1 | CompanyProtective | Premium$11 | MG Score out of 10092 |
| 2 | CompanyMutual of Omaha | Premium$11 | MG Score out of 10091 |
| 3 | CompanyNationwide | Premium$11 | MG Score out of 10091 |
| 4 | CompanyTransamerica | Premium$12 | MG Score out of 10087 |
| 5 | CompanyAAA | Premium$18 | MG Score out of 10085 |
| 6 | CompanyPrudential | Premium$15 | MG Score out of 10085 |
| 7 | CompanyState Farm | Premium$18 | MG Score out of 10085 |
| 8 | CompanyAllstate | Premium$18 | MG Score out of 10085 |
| 9 | CompanyHaven | Premium$15 | MG Score out of 10084 |
| 10 | CompanyBestow | Premium$20 | MG Score out of 10083 |
Top 10 Life Insurance in San Antonio, TX
FAQ
How much is life insurance in Texas?
Which is the leading life insurance company?
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S.no
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Insurance Company
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Solvency Ratio (2022-2023)
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1.
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LIC of India
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1.8
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Max Life Insurance
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2
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HDFC Life Insurance
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1.9
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ICICI Prudential Life Insurance
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2
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Does worksite benefits offer life insurance in San Antonio?
Worksite Benefits offer multiple products and a variety of plans on a voluntary, employee-paid basis. Coverage options include: The Bank of SA Insurance provides top-rated life insurance in San Antonio. Click to see our San Antonio life insurance options and receive a quote!
Is Transamerica a good company to buy life insurance in San Antonio?
However, Transamerica is also highly represented in San Antonio, with a number of independent life insurance agents selling their policies. They are also outstanding in that they have extremely affordable term life insurance, as well as a term life product on offer for young adults.
Who is the best life insurance company in San Antonio?
Nationwide comes out top as the most recommended life insurance company in San Antonio. We’ve helped millions of people find life insurance. Free. Secure. No Spam. Looking For Life Insurance In Other Texas Cities?
What are the top-performing life insurance firms in San Antonio?
Based on these criteria, below are the top-performing life insurance firms in San Antonio: 1. State Farm With nearly 100 years of experience, State Farm is the largest life insurer in the U.S. Its financial strength, policy variety and stellar customer satisfaction earn it the top spot in San Antonio. 2. Lincoln Financial Group