How to Pay Your Rural King Credit Card Bill Online: A Step-by-Step Guide

Having a Rural King credit card makes shopping at Rural King stores more rewarding with benefits like points, discounts, and special financing. However, you need to make sure you pay your Rural King credit card bill on time each month to avoid late fees and interest charges.

The good news is Rural King offers an easy way to pay your credit card bill online through their online account management system, Card Center Direct

In this guide, I’ll walk through the step-by-step process to pay your Rural King credit card bill online.

Overview of Rural King Credit Card Payment Options

Rural King offers three main ways to pay your credit card bill:

  • Online – Pay through Card Center Direct using debit card, checking account or savings account

  • Phone – Call the number on your statement to pay with an automated system.

  • Mail – Send a check or money order to the payment address listed on your statement.

Paying online is the quickest and most convenient option. Here are the steps to pay online:

Step 1: Log In to Card Center Direct

Go to the Card Center Direct website at www.cardcenterdirect.com and click on “Log In” in the top right.

Enter your Card Center Direct username and password. If you haven’t enrolled yet click “New User” to set up your account.

Step 2: Select Your Rural King Credit Card

Once logged in, you will see a list of your credit cards. Click on your Rural King card account to go to the details page.

Step 3: Verify Your Balance

On the account home page, check your current balance due and payment due date to confirm the amount you need to pay.

Step 4: Click Make Payment

On the right side, click the “Make Payment” button. This will open the payment form.

Step 5: Enter Payment Details

On the payment form:

  • Enter the payment amount. The default is the full balance but you can change it.

  • Select a payment source – checking, savings or debit card.

  • Enter details for the source – account number, expiration date, etc.

  • Pick a delivery date for the payment.

Step 6: Submit Payment

Carefully review all the payment details entered and click “Submit Payment” when ready.

You’ll get a confirmation screen and confirmation number when finished.

Tips for Managing Your Rural King Credit Card Online

Here are some other useful things you can do with your Rural King card account on Card Center Direct:

  • View statements – Download PDFs of past statements.

  • See transactions – Check your recent purchases and payments.

  • Set up alerts – Get notified for various account activities.

  • Pay multiple cards – Store other credit card details to pay all in one place.

  • Schedule payments – Set up recurring or future payments.

When Your Rural King Credit Card Payment Gets Applied

Online payments are usually applied to your account within 1-2 business days. It takes about 5 days for mailed check payments.

Avoid making multiple payments or your account could get overpaid. Log in to verify your balance after payment.

You’ll get an email confirmation when your payment is processed. Save these for your records.

Benefits of Paying Your Rural King Card Bill Online

Paying your Rural King credit card bill through Card Center Direct offers many benefits:

  • Quicker – Online payments post faster than mailing a paper check.

  • Convenient – Pay anytime, anywhere with 24/7 account access.

  • Organized – Store multiple card details and payment info in one place.

  • Payment Tracking – Get email confirmations and see payment history.

  • On-time Payments – Schedule and make payments before due date to avoid late fees.

  • Secure – Card Center Direct uses encryption and security measures to protect your data.

Switching to online bill pay gives you more control and makes paying your Rural King credit card on time quick and easy each month. Just follow the step-by-step guide above to get started!

Rural King Credit Card Bill Pay

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Enroll in online banking to see account balances, account detail, get transaction history, see statements, make payments, access rewards and more. Enroll today for more control, more access and more security.

We’re here to help!

Please call immediately if you notice that your credit card has been lost, stolen, or fraudulently compromised.

  • Consumer Customers – 800.821.5184
  • Business Customers – 888.494.5141

Rural King Harvest Business Credit Card – $10,000 Approval!

FAQ

How do I make a credit card payment online?

Online bill pay: You can sign into your credit card account using your card issuer’s website. Once you provide your bank account (or debit card) details, you can start to make your credit card payment online.

Who services the rural king credit card?

The Card is issued by UMB Bank, n.a. (“Issuer”), which is the creditor on your credit card account with Issuer (“Card Account”), under an agreement with RK Holdings, LLC (“Rural King”) and RK Finance, LLC (“RK Finance”).

What is the phone number for Redstone online banking?

If you need assistance with the mobile app or online banking, call our data center at (720) 880-5000 or fill out the contact us form below and select online and mobile banking as your related issue.

How do I pay my Rural King credit card bill?

Just set it and forget it! UMB Bank also offers a mobile app so you can pay your Rural King credit card bill and monitor your account from anywhere. Just search for “UMB Mobile Banking” in the Apple App Store or Google Play Store. After logging in with your online banking credentials, you’ll have full access to the payments section.

Does Rural King have a credit card?

Rural King, a farm and home store in the Midwest and Southeast, has launched a credit card, Rural Kings Rewards Visa, that offers the ability to earn up to 5% back in Rural King Rewards. How do you make a credit card payment? Most credit card issuers let you pay your credit card bill by phone, through an online account or mobile app, or by mail.

How will my new Rural King rewards credit card arrive?

Your new Rural King Rewards Visa credit card will arrive via mail. New Credit Card Appearance Your new credit card will look the same from the front. The core of your new UMB Bank issued card will be black. The back will show that it is issued by UMB Bank, n.a. with new phone number for customer service. Contactless Payments

Does UMB Bank offer a rural King credit card?

The Rural King credit card from UMB Bank offers an easy online bill pay option that lets you take care of your monthly payment with just a few clicks As someone who has had a Rural King card for years, I was initially hesitant about the switch from Redstone Federal Credit Union to UMB Bank.

How does the Rural King card program work?

Card Program participants will automatically receive a $5 reward for every 500 Points earned. Rewards are automatically issued within seventy-two (72) hours of meeting the qualifying point threshold and may only be used at Rural King store locations on qualified purchases. Certain exclusions apply.

How do I access my Rural King visa statement?

Please call UMB Bank at 800-821-5184 with questions regarding your Rural King Visa. If you are a member of Redstone Federal Credit Union, you may access your Rural King Visa statements on file with us by logging in to online banking. Select ‘Documents’ from the main navigation menu, then ‘eStatements & Alerts’.

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