Paying your mortgage each month is an important responsibility. Thankfully, Provident Funding offers an easy online bill pay option so you can quickly pay your bill from the comfort of your home. In this article, I’ll explain exactly how Provident Funding’s online bill pay works, who can use it, and the key benefits it provides for mortgage customers like you.
Overview of Provident Funding Online Bill Pay
Provident Funding’s online bill pay platform allows customers to pay their mortgage online through the company’s website. To access it, you simply need to log into your Provident Funding account. From there, you can securely pay your monthly mortgage payment by linking a bank account, enrolling in auto-pay, paying one-time payments, and more. It’s a quick and convenient way to stay on top of your mortgage payment each month.
Online bill pay is available to all Provident Funding mortgage customers in the United States. As long as you have an active loan and Provident Funding online account you can take advantage of the online bill pay system. There are no extra fees or charges to use online bill pay – it’s a free service included with your mortgage.
Linking Your Bank Account
The first step to paying online is linking your bank account to your Provident Funding account. This allows Provident Funding to securely withdraw your mortgage payments each month.
To link a bank account, simply log into your Provident Funding account and access the Bill Pay section. Here you’ll find a form to enter your bank name, account number, routing number, and account type (checking or savings). Double check all your details to make sure they are correct.
Provident Funding uses bank-level security measures to keep your information safe and will never share your details Once submitted, it takes 2-3 business days to verify and link your bank account to your Provident Funding account After that, you’re ready to start paying online!
Making One-Time Payments
Once your bank account is linked, you can start making one-time mortgage payments whenever needed. Simply log into your Provident Funding account, go to the Bill Pay page, and select “Make Payment.”
You’ll be prompted to enter the payment amount and select which linked bank account you want it withdrawn from. Review the details to make sure they are correct. When ready submit the payment and Provident Funding will immediately withdraw the funds from your bank account.
One-time online payments are perfect for times when you need to pay extra toward your principal, want to make an early payment, or missed the auto-pay cutoff. The funds are quickly applied to your mortgage balance so you know your payment is taken care of.
Setting Up Auto-Pay
For ultimate convenience, you can enroll in auto-pay through Provident Funding online bill pay. This automatically withdraws your monthly mortgage payment from your bank account each month.
To start auto-pay, log into online bill pay and select the “Auto Pay” tab. Choose the account you want payments withdrawn from and the day each month the payment should process. That’s it! Provident Funding will now automatically withdraw your payment on the same day every month going forward.
You can easily update or cancel auto-pay at any time if needed. Auto-pay ensures your monthly mortgage payments are made on time each month, helping avoid late fees.
Reviewing Payment History
Wondering when your last payment was or how much you paid last month? You can quickly view your full payment history through Provident Funding’s online bill pay system.
Under the “Payment History” tab, you’ll see records of all your online payments, auto-pay withdrawals, fees, escrow adjustments, and more. Review your history at any time to check payment dates, amounts, status, and other details.
It’s an easy way to track and manage when payments were made so you can stay informed about the status of your mortgage account. Payment records are available for at least 18 months.
Changing Your Payment Method
Over time, you may want to update the bank account your online payments and auto-pay are withdrawn from. Or, you may decide you don’t want auto-pay anymore and prefer to only make one-time payments.
Whatever the case, you can easily update your bill pay preferences through your Provident Funding account. Under the Bill Pay tab, modify your linked bank accounts or turn auto-pay on or off anytime.
Provident Funding makes it simple to adjust and manage your payment options as needed. Keeping your bill pay setup current helps ensure on-time mortgage payments.
Avoiding Late Fees with Online Payments
Paying your mortgage late can result in costly late fees, credit damage, and other headaches. With Provident Funding online bill pay, you can avoid late mortgage payments.
How? By setting payment reminders through your account, enrolling in auto-pay, scheduling one-time payments for pay days, and carefully reviewing your payment history. Provident Funding also sends payment reminders prior to your due date.
As long as you pay on time using online bill pay, you’ll avoid any penalties or credit impacts from paying your mortgage late. Payments post instantly so you know your payment is received and applied immediately.
Access Bill Pay on Mobile Devices
In addition to paying online through the Provident Funding website, you can manage payments on-the-go using the Provident Funding mobile app. Available for both Apple iOS and Android devices, the app allows you to:
- Check your mortgage balance
- View payment history
- Make one-time payments
- Update auto-pay settings
- Receive notifications
Whether at home or on the go, online and mobile bill pay makes it quick and convenient to stay on top of your monthly mortgage payments.
Enrolling in Paperless Statements
Tired of paper clutter from mailed mortgage statements? With online bill pay you can conveniently switch to paperless, electronic statements.
Simply log into your Provident Funding account and update your settings to enroll in paperless statements. Going forward, you’ll receive an email when your new eStatement is ready to view through online bill pay.
Access and download statements anytime without having to file paper copies. It’s a green, clutter-free option for managing your mortgage statements.
Contacting Customer Support
If you ever have questions or need assistance with Provident Funding’s online bill pay system, customer support is available to help you.
You can contact customer support through online chat on the website, by emailing [email protected], or by calling 1-800-655-6303. Support is available Mon-Fri 7AM to 8PM CT.
Friendly representatives can walk you through setting up online payments, troubleshoot any issues, explain your statement, and more. Don’t hesitate to reach out for personalized support.
Convenience and Security of Online Bill Pay
In today’s digital world, paying your bills online just makes life easier. With Provident Funding online and mobile bill pay, you can securely manage your monthly mortgage payment anytime, anywhere.
Set up auto-pay for hands-off convenience or make one-time payments for greater control. Your money and information stay protected through bank-grade security measures. View statements, payment history, and updates via your online account dashboard.
If you have a mortgage with Provident Funding, be sure to enroll in online bill pay to simplify the process of paying your mortgage each month. It provides flexibility, convenience, and peace of mind when it comes to keeping up with your home loan responsibilities.
Submitting Loans to Provident Funding
FAQ
What is the phone number for provident funding mortgage payoff?
Who are provident funding associates?
Does Provident Funding do VA loans?
How big is Provident funding?
How can I pay for Provident?
You can submit a free online payment through your provident.com web account or send a check to our payment processing center at P.O. Box 513738, Los Angeles, CA 90051-3738. Alternatively, you can use online billpay through your own bank or call our Customer Service Department for a free phone payment.
When will I receive my Provident Funding payment?
Payments entered before 5:00 PM PT, whether online or by phone, will post to your Provident Funding account the same business day. Payments submitted after 5:00 PM PT, on holidays, or weekends, will be processed the following business day. This is the information regarding the cutoff times for same-day payments and when your payment will be processed.
What is a Provident Funding account?
A Provident Funding account is an account established with Provident Funding to pay your property taxes, homeowner’s insurance, flood insurance (if required) and mortgage insurance (if required) when they become due. If you have an escrow / impound account, then your regular monthly mortgage payment includes principal, interest, and an escrow payment.
How do I activate Provident funding?
Provident Funding was added to the directory by a user. Enroll in the doxo bill pay network to activate direct electronic payments. It’s free! Join the doxo bill pay network to activate free direct payments and access real-time reports and market data. See our FAQ pages to learn more about doxo.
How do I access my Provident funding account information?
After you submit your email address, Provident Funding will email you a link to our security page. You will then be asked to verify your identity in order to access your account information. Reminder: Email entered must be the same one currently registered to your online account. Forgot your email address? Click here to reset it.
How can I contact Provident Funding?
The fastest method for contacting Provident Funding is by sending them an online case. You may also use any of the three methods listed below, but they will take longer to respond: [Contact Information] Provident Funding will quickly answer your questions and resolve issues or problems with your account in less than 48 business hours.