Finding the Best Progressive Insurance in Fort Myers, FL

As a Fort Myers resident, having reliable car insurance is essential to protect yourself on the road. Progressive is one of the most popular insurance providers in Fort Myers, offering competitive rates and quality coverage. In this article, we’ll discuss everything you need to know about getting Progressive insurance in the Fort Myers area.

Overview of Progressive Insurance

Founded in 1937, Progressive is now the third largest auto insurer in the United States They’re known for innovative offerings like

  • Name Your Price® tool – Customize your budget and coverage

  • Snapshot® program – Save based on your driving habits

  • Immediate response® claims service – Report and track claims 24/7 through mobile app.

Progressive writes over $30 billion in premiums yearly and insures over 18 million vehicles across the US. They have an A+ financial strength rating from AM Best.

Progressive Insurance Agents in Fort Myers

There are over 20 Progressive agents and agencies serving the Fort Myers area. Here are some of the top options to consider:

  • Dickerson Insurance Agency LLC – Independent agency offering Progressive policies. Address: 12995 S Cleveland Ave Suite 1. Phone: (239) 433-0494.

  • RTI Insurance Services – Full service insurance provider representing Progressive. Address: 9681 Gladiolus Dr Suite 111. Phone: (239) 463-5200.

  • Awa Insurance – Family-owned agency with Progressive auto, home, and business insurance. Address: 13700 Six Mile Cypress Pkwy. Phone: (239) 418-1100.

  • Atkinson & Associates Insurance – Independent insurance office providing Progressive policies. Address: 1537 Brantley Rd Building C. Phone: (239) 437-5555.

  • HOME RUN INSURANCE – Local provider offering competitive Progressive rates. Address: 13720 Jetport Commerce Pkwy Suite 11. Phone: (239) 768-8163.

I recommend getting quotes from a few different agents to find the best rate for your specific needs. Make sure to ask about all available discounts.

Progressive Auto Insurance in Fort Myers

As one of the largest auto insurers in the US, Progressive offers very competitive rates on Florida car insurance. Here are some of the key benefits for Fort Myers drivers:

Affordable basic liability coverage – Meets state minimum requirements at budget-friendly rates.

Full coverage options – Choose comprehensive and collision to fully protect your vehicle. Rental car reimbursement in case of an accident.

Variety of discounts – Save with multi-policy, multi-car, safe driver, and more. Discounts can reduce your rate by up to 30%.

Roadside assistance – Get 24/7 towing, fuel delivery, jump starts, lock-out service and more for added peace of mind.

Accident forgiveness – Rates won’t increase due to your first at-fault accident.

Snapshot program – Drive safe and save up to 30% with Progressive’s usage-based program.

Name Your Price® tool – Customize your budget and coverage options to fit your needs.

I recommend getting a free Progressive quote online or contacting a local Fort Myers agent to find the right auto policy for you. Make sure to ask about all available discounts to maximize your savings.

Bundling Home Insurance in Fort Myers

You can save an average of 12% when you bundle auto and home insurance with Progressive. It’s convenient to manage both policies through one provider.

Progressive Home Insurance includes:

  • Replacement cost coverage on home & possessions.

  • Liability protection if someone gets injured on your property.

  • Covered causes of loss include fire, lightning, theft, and more.

  • Additional living expenses if you can’t live at home due to a covered loss.

  • Water backup, flood, and earthquake coverage available.

To learn more about home insurance and bundling options, I suggest contacting a Progressive agent in the Fort Myers area. Be sure to ask about all available discounts to maximize your savings.

Making a Claim with Progressive in Fort Myers

I hope you never need to file a claim, but accidents happen! Here’s an overview of how Progressive’s claims process works:

  • Report your claim 24/7 through the Progressive App or by calling (800) 274-4499.

  • A claims representative will be assigned to walk you through the process.

  • Choose to have your vehicle repaired at one of Progressive’s network of shops. They work directly with Progressive to make the process smooth.

  • For other claims, your representative will determine if an adjuster needs to inspect the damage/loss.

  • Track your claim status online or through the app.

  • Progressive prides itself on fast claims payment. Once they determine liability and assess damages, you’ll receive your settlement promptly.

I suggest contacting your Fort Myers Progressive agent for personalized guidance if you ever need to file a claim.

Why Choose Progressive Insurance in Fort Myers?

There are many great reasons to choose Progressive for your Fort Myers insurance needs:

  • Local agents – Work with a knowledgeable local agent who knows Fort Myers.

  • Competitive rates – Progressive offers some of the most affordable rates in Florida.

  • Great discounts – Take advantage of their many discounts like multi-policy, safe driver, and more.

  • Top technology – Innovations like the Name Your Price® tool and Snapshot® program.

  • High financial strength – Get coverage from an insurer who is financially stable.

  • 24/7 claims service – Easily report and track claims anytime through the app.

  • Bundling options – Save more when you combine auto and home policies.

With quality coverage, great technology, and experienced Fort Myers agents, Progressive is a top choice for insurance. Get a free quote today to find the best rate for you!

What are Florida’s minimum auto insurance requirements?

Coverage What it covers Minimum amount
Required: Personal injury protection (PIP) What it coversYour medical bills, lost wages, and death benefits. Minimum amount$10,000
Required: Property damage liability What it coversDamage you caused to someone elses vehicle or other property. Minimum amount$10,000
Optional: Bodily injury liability What it coversMedical costs, lost wages, sickness, death, and pain/suffering experienced by Minimum amount$10,000 per person $20,000 per accident
Optional: UM/UIM bodily injury coverage Customer must purchase BI liability to qualify for UM/UIM BI. UM/UIM BI coverage can be rejected if desired. What it coversInjuries to you or your passengers caused by a driver with too little or no insurance. Minimum amount$10,000 per person $20,000 per accident

To better protect your family’s finances, you might want to raise your car insurance limits above the minimum amounts required by Florida law. Find out how much car insurance you may need based on your circumstances and preferences.

Additional car insurance coverages to consider

If you lease or finance a car, most lenders will require you to have comprehensive and collision coverage in addition to the state-required coverages in Florida. Comprehensive and collision cover your car if it gets damaged in an accident, is stolen, or is stolen, even if you weren’t at fault. They will pay to fix or replace your car. If you’re not sure if you could pay for a new car or major repairs after an accident, it also makes sense to add these physical damage coverages.

Check out all of our car insurance options and use our car insurance calculator to find the best ones for you.

Florida insurance company drops thousands of homeowners in SWFL ahead of hurricane season

FAQ

Is Progressive Insurance good in Florida?

The company also has a decent score of 1.01 from the National Association of Insurance Commissioners (NAIC). Progressive charges an average of $214 per month ($2,571 per year) for minimum coverage in Florida. These premiums are relatively expensive for Florida.

Is Geico insurance cheaper than Progressive?

Geico charges slightly cheaper rates if you have a clean record. Geico offers quotes that average $1,937 annually for a full-coverage policy and $727 for a liability policy. Both Geico and Progressive offer quotes at average rates that are close to the national average rate.

Is Progressive Insurance really cheaper?

According to our data, full-coverage insurance from Progressive costs about $2,326 per year on average. This is about 13% cheaper than the national average annual rate of $2,681 per year.

Is Progressive still in Florida?

The Progressive spokesperson stated that notices were sent out to affected policyholders in December, while the first wave of non-renewals took effect in May 2024. “Florida property remains an important part of our Progressive Home business, and we have no plans to leave the state,” they noted further.

Who is Progressive Insurance Company?

The Progressive Group of Insurance Companies, in business since 1937, is one of the country’s largest auto insurance groups, the largest seller of motorcycle policies, the market leader in commercial auto insurance, and one of the top 15 homeowners carriers, based on premiums written.

Is progressive the cheapest car insurance company in Florida?

Although Progressive is not the cheapest car insurance company on the list based on average rate data, its benefits may outweigh the higher cost. The company has numerous digital tools that could make your search for the best auto insurance in Florida faster and easier.

Why should you choose Progressive Insurance?

Since our founding, we’ve helped countless people throughout Florida save money and enjoy the peace of mind that a policy from Progressive Insurance provides. No matter your situation, our independent insurance agency can help you understand your exact insurance needs and find competitively priced options for your next policy.

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