How to Make Mortgage Payments to PNC Bank

If you have a mortgage with PNC Bank you have various options for making your monthly mortgage payments conveniently and securely. In this comprehensive guide we’ll walk through the different ways you can pay your PNC mortgage online, by phone, by mail, or in person.

Online Payment Options

Paying your PNC mortgage online through their website or mobile app is the easiest and most popular payment method, Here are all the online options

• PNC Online Banking – Log into your Online Banking account to schedule one-time or recurring payments. You can pay from a PNC account or external bank account.

• PNC Mobile App – Use the PNC mobile banking app to make mortgage payments right from your smartphone.

• PNC Mortgage Website – Go to wwwpnccom/mortgagepayment and make a one-time payment without logging into your account.

• Automatic Payments – Set up recurring monthly payments to be automatically drafted from your PNC or external bank account.

PNC offers a seamless digital payment experience. Payments made before 7 pm ET on business days post the same day.

Paying by Phone

To make mortgage payments by phone, PNC offers two options:

• Customer Service – Call 1-800-822-5626 and speak to a PNC representative to process your payment.

• Automated System – Utilize PNC’s automated account information line at 1-800-762-2265 which is available 24/7.

When paying by phone, have your mortgage account number, address, and debit/credit card details ready.

Paying by Mail

To send your mortgage payment by mail, make your check or money order payable to PNC and include your 10-digit account number written on the check memo line.

Mail your payment to:

PNC Bank
P.O. Box 8703
Dayton, OH 45401-8703

Allow 5-7 business days for mailed payments to process. Payments must be received by the due date to avoid late fees.

Paying In Person

You can make your mortgage payment in person at any PNC branch. Bring a check made out to PNC or use a debit card, cash, or money order.

Visit the PNC branch locator to find a location near you. In-person payments post same day.

Tips for Paying Your PNC Mortgage

Follow these tips and best practices when making PNC mortgage payments:

• Pay a few days early to ensure on-time delivery and avoid late fees.

• Double check account and routing numbers if setting up new payments.

• Contact PNC if your autopay payment amount needs adjusting.

• Opt for paperless statements to get payment reminders.

• Update payment info if your card expires or account closes.

• Keep payment confirmations for your records.

Setting Up Your PNC Online Account

If you don’t already have access to PNC Online Banking, be sure to enroll so you can easily manage mortgage payments. Here are the steps to set up your account:

1. Go to www.pnc.com and click on “Enroll Now” under Online Banking.

2. Enter your PNC mortgage account number, social security number, and contact details.

3. Create a unique username and password.

4. Agree to the terms and conditions.

5. Verify your identity by phone or debit card PIN.

Once your Online Banking account is activated, you’ll have full access to view statements, make payments, set up autopay, and more all in one secure portal.

Avoid Late Fees and Issues

You can prevent headaches and unnecessary fees when making PNC mortgage payments by:

• Providing up-to-date contact info so you receive billing statements.

• Paying the full amount due each month by the due date.

• Notifying PNC immediately if your autopay payment method changes.

• Checking statements regularly for any errors and reporting them ASAP.

• Calling customer service if you need to discuss alternate payment arrangements.

Staying on top of your mortgage payments is key to keeping your account in good standing and avoiding penalties.

Benefits of Paying Online

Taking advantage of PNC’s online and mobile payment options provides many great perks:

• It’s faster and more secure than mailing paper checks.

• You can easily track payment history and confirmations.

• Recurring autopay ensures you never miss a payment.

• Account access gives you visibility into balances and due dates.

• You help reduce paper waste by going paperless.

Overall, PNC offers user-friendly digital tools to pay your mortgage quickly and hassle-free each month. Pay online, by phone, by mail or in person and ensure your payments are always on time.