Paying your Xcel Energy bill with a credit or debit card is a quick and convenient option. With just a few clicks, you can login online or through the mobile app and submit your payment immediately. Read on to learn the key benefits of paying your Xcel bill by card and step-by-step instructions to complete the payment process.
Overview of Xcel Energy
Xcel Energy provides electricity and natural gas service to customers across 8 western and midwestern states. They are the largest utility provider in Minnesota, Michigan, Wisconsin, North Dakota, South Dakota, Colorado, Texas and New Mexico.
Xcel offers online account access so customers can easily monitor usage, make payments, set up autopay, report issues and more. Paying your bill online with a card is one of the convenient options available.
Benefits of Paying Your Xcel Bill With a Credit or Debit Card
Paying your Xcel Energy bill with a credit or debit card has many advantages
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Convenience – Pay anytime, anywhere in just minutes from your computer or mobile device.
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Speed – Payments post to your account immediately, avoiding late fees.
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Flexibility – Make one-time payments whenever needed or set up recurring autopay
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Rewards – Rack up points, miles or cash back on your credit card by paying bills.
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Record keeping – Transaction appears on your monthly statement for easier tracking.
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Accessibility – Those without checking accounts can pay this way.
Using a card to pay your bill gives you maximum convenience when managing your account.
How to Pay Your Xcel Energy Bill With a Credit or Debit Card
Paying your Xcel bill with a card online is quick and easy. Just follow these steps:
Step 1: Login to Your Xcel Energy Account
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Go to https://my.xcelenergy.com/ or open the mobile app
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Enter your username and password
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If you don’t have an account, select “New User” to set one up
Step 2: Select Payment Options
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From the menu, choose “Billing & Payment”
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Under “Payment Options”, select “Make a Payment”
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This will open the payment screen
Step 3: Enter Payment Details
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Enter the amount you wish to pay
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Select whether it’s a one-time or recurring payment
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Choose “Credit/Debit Card” as the payment method
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Enter your card number, expiration date and CVV security code
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Review details and submit payment
It’s that easy – your Xcel Energy bill is now paid by credit or debit card!
Other Ways to Pay Your Xcel Energy Bill
In addition to credit/debit card, Xcel offers these other payment options:
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eCheck – Free direct bank account withdrawals
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Cash – Pay at an authorized payment location
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Mail – Send a check or money order to the payment address
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Automatic Bank Draft – Set up recurring withdrawals from your bank
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Budget Billing – Consistent monthly payments to even out costs
Choose the option that works best for your needs each month. The online credit/debit payment method is easiest for most customers.
Tips for Paying Your Xcel Bill With a Card
Follow these tips for a smooth payment experience:
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Have your card handy before starting the payment process.
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Double check that your billing address matches the card billing address.
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Log in first instead of making a one-time guest payment for better security.
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Opt for recurring autopay to never miss a payment deadline.
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Contact Xcel if your card will expire soon to update the details.
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Sign up for paperless billing to avoid late mail delivery of bills.
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Review monthly statements carefully to verify Xcel Energy payment amounts.
Get Help from Xcel Energy Customer Service
If you have any trouble making an online card payment, Xcel’s customer service team is ready to assist you.
Contact them:
- Online by clicking “Contact Us” after logging into your account
- By phone at 1-800-895-4999
- On Twitter @XcelEnergyCO
The friendly, 24/7 team can walk you through the payment process or troubleshoot any issues.
Paying your Xcel Energy bill online with a credit or debit card is a quick, easy way to manage payments. Simply log into your account, enter your card details and payment amount, and submit. This convenient option allows you to pay anytime, anywhere in just minutes. Follow the step-by-step instructions provided to complete the process with ease. Consider setting up recurring autopay for maximum convenience. Contact customer service if you need assistance getting started or have any questions.
Xcel Energy – Understanding Your Bill
FAQ
Can I use a credit card to pay a Xcel Energy bill?
Is it OK to pay utility bills with credit card?
Can I use credit to pay a credit card bill?
Can I pay my Xcel Energy Bill via credit or debit card?
All credit/debit card types allow a maximum of 25 credit/debit card payments in a 28-rolling-day period per Xcel Energy account, per credit/debit card. All Xcel Energy residential and business customers are eligible for payment via credit or debit cards. To pay your bill via credit or debit card, you can choose from the following options:
How much does it cost to pay Xcel Energy ebill?
Pay with a Credit or Debit Card We’ve partnered with BillMatrix to offer convenient, completely secure bill payments. A $3.45 transaction fee applies to each payment (Xcel Energy does not benefit from this fee). Pay Now View and Pay Online with eBill
What are Xcel Energy payment limits?
Payments have transaction limits of $1,000/transaction. Non-residential type customers are those customers not on a residential rate. Payments have transaction limits of $250,000/transaction. All credit/debit card types allow a maximum of 25 credit/debit card payments in a 28-rolling-day period per Xcel Energy account, per credit/debit card.
Does Xcel Energy charge a transaction fee?
We’ve partnered with BillMatrix to offer convenient, completely secure bill payments. A $3.45 transaction fee applies to each payment (Xcel Energy does not benefit from this fee). Pay Now View and Pay Online with eBill Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments. Enroll in Auto Pay
How do I contact Xcel Energy?
Make billing inquiries directly by phone at 800-895-4999. I forgot my account balance. Where can I find my bill? View your bill online at Xcel Energy . What types of Xcel Energy payments does doxo process? doxo processes payments for all Xcel Energy services, including Electric and Gas. Do you work for Xcel Energy?
How do I pay my energy bill?
Create a My Account profile or sign into your account and pay your bill. Use KUBRA EZ-PAY to make secure bill payments using your credit or debit card. *Fees may apply Call 800-895-4999 to make a one-time payment. Register for My Account and pay your bill on our mobile app. Pay your energy bill in person at a pay station. *Transaction fees apply