How to Pay Your We Energies Bill With a Credit Card

We Energies provides electricity, natural gas, and steam utility services to over 1 million customers across Wisconsin and Upper Michigan Paying your We Energies bill on time each month ensures uninterrupted service While they don’t directly accept credit card payments, you can still use your credit card to pay your We Energies bill through a third-party payment service for a small fee.

After analyzing the content from [https //wwwwe-energiescom/payment-bill/quick], here is a step-by-step guide on how to pay your We Energies utility bill with a credit or debit card either online or by phone.

Overview of Paying We Energies With a Card

We Energies does not directly accept credit card payments for utility bills. However, they have partnered with a third-party payment processor, BillMatrix, to provide card payment options for a service fee. Here’s an overview:

• Online – Pay online through BillMatrix for a $2.95 fee per transaction under $750.

• Phone – Call BillMatrix at 888-823-2943 to pay by card over the phone for the same $2.95 fee.

• Processing – Online and phone payments process instantly as pending transactions.

• Posting – Payments post to your We Energies account overnight by 7pm CT.

• Cards accepted – Visa, Mastercard, Discover, American Express credit and debit cards.

While not free like bank account payments, paying by card through BillMatrix lets you easily pay your bill with a credit or debit card to earn rewards or points.

Pay Online Using BillMatrix

Paying your We Energies bill online with a card using BillMatrix only takes a few minutes:

1. Visit the We Energies website and click on “Quick Payment”.

2. On the BillMatrix site, enter your We Energies account number and last name.

3. Enter your credit/debit card details and the payment amount.

4. Agree to the $2.95 convenience fee for payments under $750.

5. Complete the payment to process it instantly.

Once submitted, your payment will show as pending on your We Energies account. It will post by 7pm CT that same day if paid before noon, or the next business day if paid after noon or on a weekend/holiday.

Pay by Phone Using BillMatrix

You can also pay your We Energies bill with a credit or debit card over the phone:

1. Call BillMatrix at 888-823-2943.

2. When prompted, select the option to make a payment.

3. Provide your We Energies account number and confirm your identity.

4. Enter your card details and the payment amount.

5. Acknowledge the $2.95 convenience fee for payments under $750.

6. Processing is instant and will show on your account as pending.

Like with online payments, phone payments via BillMatrix are applied to your We Energies account overnight by 7pm CT.

What Cards Does BillMatrix Accept?

BillMatrix accepts all major credit and debit card brands for paying your We Energies bill:

• Visa
• Mastercard
• American Express
• Discover

Both credit and debit cards work. Using a rewards credit card is a great way to earn cash back, points, or miles on your utility payments.

Debit cards also enable payment directly from your checking account. Both options process instantly with funds debited immediately.

Payment Posting Schedule

It’s important to understand BillMatrix’s payment posting schedule to avoid late fees:

• Online payments before 12pm CT – Posted to We Energies account same day by 7pm CT.

• Online payments after 12pm CT – Posted next business day by 7pm CT.

• Weekend/holiday payments – Posted next business day by 7pm CT.

As long as you pay before your We Energies due date, your service will remain active even if posting is delayed until the next business day.

Pros and Cons of Paying by Card

Here are some benefits and drawbacks to consider when paying your We Energies bill with a credit or debit card:

Pros

• Earn credit card rewards on utility bills

• Debit cards provide payment directly from your bank account

• No risk of late fees if you miss paying by check or bank draft

• Can make last-minute payments up to due date

• Payment posts instantly as pending transaction

Cons

• $2.95 convenience fee per transaction under $750

• Cards charge higher fees for business customers

• Cannot autopay directly from card each month

For most residential customers, the convenience and reliability of card payments outweighs the small service fee. But review costs for your usage.

Tips for Paying Your We Energies Bill With a Card

Follow these tips for smooth payment experiences:

• Pay early in the day to get same-day posting

• Avoid weekends/holidays for fastest processing

• Double check card number and expiration date

• Notify card issuer in advance to avoid fraud blocks

• Use text/email alerts to monitor pending payments

• Enroll in autopay via bank account to lower monthly fees

• Consider rewards cards to offset convenience fees

With proper planning, paying your We Energies bill with a credit or debit card via BillMatrix is simple and reliable. Although they don’t take payments directly, using BillMatrix provides a fast and easy card payment option.