Shopping at Walmart for your weekly groceries or picking up household essentials is convenient for many busy families. But when your monthly Walmart bill comes due, you want a simple way to pay it off quickly. Paying your Walmart credit card bill by phone is one of the fastest and easiest methods.
In this comprehensive guide, we’ll explain the different ways you can pay your Walmart credit card bill over the phone through automated systems or live agents. We’ll also provide tips for a smooth payment experience.
Overview of Paying Walmart Bills by Phone
You have a couple different options for paying your Walmart credit card bill by phone:
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Automated Payments – Call the number on your card and use the automated system
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Live Agent – Speak with a customer service agent to process payment
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Walmart App – Make mobile payments through the Walmart app
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Text-to-Pay – Use text messages to pay in the Capital One app
To pay by phone, you’ll need your Walmart credit card number, account number, and bank account or card details. The payment will typically process in minutes.
Next, we’ll go through the step-by-step instructions for automated and live agent phone payments.
How to Pay Your Walmart Bill Using the Automated System
The automated phone payment system is the quickest way to pay your Walmart credit card bill. Follow these simple steps:
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Call 1-877-294-7880, the number on the back of your card
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Select “Make a payment” from the menu
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Enter your Walmart credit card number
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Input payment amount when prompted
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Provide your bank account information
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Confirm payment details and submit
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Receive a confirmation number for your records
The automated system securely processes your payment info in just a few minutes for fast bill payment.
Paying Your Walmart Bill by Speaking with an Agent
If you need extra assistance or have questions, you can also pay your Walmart bill over the phone by speaking with a customer service agent. Here’s how:
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Call 1-877-294-7880 and select the “Agent” option
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Tell the agent you want to make a bill payment
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Verify your Walmart account details when asked
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Provide payment amount and date
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Give bank account or card number
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Agent will process payment and provide a confirmation number
Talking to an agent gives you the benefit of having an extra level of support to ensure your bill gets paid correctly and on time.
Tips for Paying Your Walmart Bill by Phone
Follow these tips for the smoothest experience when paying your Walmart credit card bill by phone:
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Have your account number handy to speed up process
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Double check payment amount before submitting
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Save your confirmation number to track payment
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Contact Walmart if your bill seems incorrect
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Pay a few days early to avoid late fees
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Set reminders on your phone to remember payment dates
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Use the automated system for quick, simple payments
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Talk to an agent if you need personalized service
Benefits of Paying Your Walmart Bill by Phone
Paying your Walmart bill over the phone using the automated system or live agent provides useful advantages:
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Fast service – Payment processed quickly in just minutes
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Live support – Talk to an agent if you need extra help
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Payment tracking – Get a confirmation number to reference
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Flexible payments – Pay any amount toward your balance
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24/7 access – Available anytime day or night
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Payment receipts – Can request email receipts
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Saved payment methods – Store bank account for future use
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Balance updates – Get current balance and due date info
What Payment Methods Can I Use?
When paying your Walmart bill by phone, you can use:
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Debit or credit card for automated or agent payments
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Bank account number for automated payments
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Walmart gift cards by providing gift card number to agent
So whether you want to pay directly from your checking account or put it on a credit card, you have options that make managing your Walmart bill simple.
Why Pay Your Walmart Bill by Phone?
Here are some of the top reasons to pay your monthly Walmart credit card bill easily over the phone:
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Convenience – Make payments anytime without going to store
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Quick service – Phone payments post in minutes
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Payment tracking – Get a confirmation number for your records
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Live help – Talk to an agent with any questions
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Flexible payments – Pay any amount toward your balance
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Reminders – Set payment reminders so you don’t forget
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24/7 access – Available day or night even when stores are closed
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Saved payment info – Securely store your payment information
Pay Your Walmart Credit Card Bill in Minutes by Phone
As you can see, paying your Walmart bill over the phone using the automated system or live agent provides a fast, convenient way to take care of your monthly payment.
In just minutes, you can check your balance, make a payment, get a confirmation number, and ensure your account stays up to date.
So skip the trip to the store and pay your Walmart credit card bill quickly and easily from the comfort of home. The phone payment options offer simplicity, flexibility, and great service.
Capital One Quicksilver Mastercard rewards and benefits
Please go to walmart.capitalone.com/card-changes/rewardsterms to access the most current rewards terms that apply to your Capital One Quicksilver Mastercard.
- Starting on the effective date mentioned in your Walmart® Change Notice Letter, youll earn unlimited 1.5% cash back on purchases everywhere you use your card, including all Walmart® locations.
- Earnings will apply to net purchases (purchases minus any credits or returns) only.
- You will earn 5% cash back on hotels and rental cars booked through Capital One Travel using this card accountâall purchases made outside of Capital One Travel such as hotel incidentals, upgrades or other expenses, will not earn the enhanced earn rate, but will receive the standard 1.5% cash back earn rate.
- Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
There are changes to rewards redemption, and the date of this change will be noted in your Walmart® Change Notice Letter:
- Youll be able to redeem cash back for any amount.
- Youll also be able to redeem rewards for gift cards, to get reimbursed for recent purchases and more.
- You can get your cash back upon request in the form of a statement credit or a check.
- You can also set up an automatic redemption preference; options include: (1) at a set time each calendar year or (2) when a specific threshold has been reached.
- Youll no longer be able to redeem your rewards during checkout at Walmart.com as of the date stated in your Walmart® Change Notice Letter.
- Rates for these redemption options may vary and can change in the sole discretion of Capital One.
Youll keep the full value of all the rewards youve already earned.
Your rewards dont expire as long as your account is open. But if your account is closed, you may lose any rewards you have not redeemed. Accounts that are not in good standing (e.g., suspended, restricted, delinquent, or otherwise in default) or closed may have different redemption options or may lose any unredeemed rewards, as permitted by applicable law and your Capital One Customer Agreement.
There is no cap to the amount of rewards you can earn on eligible purchases.
You may change your automatic redemption preference at any time, but you cannot request an annual redemption to be fulfilled in the same month you make a change. If you have an automatic redemption preference, you may also make upon-request redemptions without interfering with your pre-established automatic redemption preference.
As part of the move to the Capital One Quicksilver Mastercard, you can redeem your travel rewards on Capital One Travel. Go online to travel.capitalone.com to book your flight, car rental or hotel, and use your cash back rewards to pay for your travel. If your travel transaction includes taxes, surcharges, and fees, these expenses will be included in the overall calculation to determine how many cash back rewards are required for redemption.
If you have a Capital One Walmart Rewards Card, youll retain all of the great Mastercard benefits you enjoy today with the exception of cell phone coverage for those who might have had that benefit. If you have a Walmart Rewards Card, youll now have access to Mastercard benefits. To review all of your benefits, visit www.priceless.com/capitalone.
No. Your card continues to have no annual fee.
The amount of any late fees has not changed at this time.
Once your account changes to Quicksilver, your statement will no longer reference Walmart® but still will retain all information you are used to receiving.
You will be able to see 12 months of statements once enrolled in the Capital One account management platform.
Please refer to the Walmart® Change Notice Letter mailed to you for specific answers on terms and fees changes.
About your Capital One Quicksilver Mastercard
Yes, your Capital One Quicksilver Mastercard will have a new card number, expiration date and security code.
Yes. After you activate your new Capital One Quicksilver Mastercard, youll need to update your accounts with the new card information. Once activated, your new Capital One Quicksilver Mastercard can also be added to other digital wallets, including Apple Pay, Google Pay and Samsung Payâ¢.
After you receive your new Capital One Quicksilver Mastercard, if youre not already enrolled, please visit www.capitalone.com to manage your account online. If you are currently enrolled, you will see your new account when you log in using your existing credentials.
This Capital One Quicksilver Mastercard will not be reported as a new account and your account open date will appear as the same date currently reported for your Capital One Walmart Rewards Card or Walmart Rewards Card on your credit file. The information previously reported to the credit bureaus will be updated with the name “CAPITAL ONE” and the credit bureaus will continue to receive updates based on your ongoing account performance. Even though this is not a new account, if you currently use credit monitoring services, they may send you a new account alert due to the name change to CAPITAL ONE. Please know this is the same account information and open date.
Credit scores take into account a variety of factors, which can include the type of credit card account you have but many other factors as well, including your payment history, other credit accounts you may have, your outstanding balances versus total available credit, length of credit history, etc. Moreover, there are several different credit scoring models (such as FICO, VantageScore and others), and they each will evaluate your card and other factors differently, resulting in different impacts to your credit scores. To find out more about your credit score, you can contact any of the three major credit bureaus (TransUnion, Equifax and Experian). Please note that Capital One will typically continue to send updates to the credit bureaus based on your ongoing account performance as we have done in the past.
How to Use Walmart Pay on App (EASY)
FAQ
How to pay a Walmart credit card bill?
Can I pay my credit card over the phone?
How do I pay my bill at Walmart?
Make a note of the company’s info before coming to the store. Choose how much to pay & decide how fast to send your payments. Take your pick—both are valid forms of payment. Get 3% cash back at Walmart. Terms apply What partners help power Bill Pay at Walmart? Bill payment at Walmart is powered by CheckFreePay, MoneyGram & Western Union.
How do I pay my Walmart Family Mobile bill?
Currently, Walmart Family Mobile offers many ways for customers to pay their bills. Online Payments: You can make online payments using your credit card/checking account, debit card, or electronic check using your Walmart Family Mobile account. Click on the “Payment Service” icon on the menu bar. Enter your phone number and click “Pay Now”.
Can I pay my Walmart credit card bill by phone?
Yes, you can pay your Capital One Walmart Rewards® Mastercard® bill by phone. To make your Walmart Credit Card payment over the phone, call the number on the back of your card and follow the instructions from the automated menu, then enter your payment information. The process should only take a few minutes.
How does Walmart bill pay work?
Bill pay and money orders With Walmart’s in-store Bill Pay service, you can pay your bills quickly and securely and know that your money has arrived on time. Avoid late fees and disruptions in service and get a notification of your payment in fewer than 10 minutes. Pay with cash, a debit card or a Walmart MoneyCard.
How do I Change my payment method at Walmart?
Sign into your Walmart account. Select Walmart+. Select Manage Membership. Select Change to add or update the payment method. A few days before your free trial or billing cycle ends, we’ll check your payment method to see if we can use it. If there’s a problem, we’ll show you a message on the Walmart.com website and in the app that says:
How do I pay a bill online?
1. Log in to your account and go to the Pay a Bill tab. 2. Select or add where you’d like to send the payment. 3. Make sure you have enough money available to cover the payment. Review the details and select Confirm to send the payment. You must have a personalized card to use this feature.