A Step-by-Step Guide to Paying Your Sleepy’s Credit Card Bill

Purchasing a new mattress or bed from Sleepy’s can be exciting, but it also usually means financing your purchase with their credit card. Keeping up with monthly Sleepy’s credit card bills is essential to avoiding late fees and interest charges.

In this comprehensive guide, we’ll walk through the entire process of managing and paying your Sleepy’s credit card account. You’ll learn about:

• Activating your Sleepy’s card
• Reading your monthly statement
• Understanding your payment due date
• Setting up automatic payments
• Making one-time payments
• Handling late payments

Follow these tips and paying your Sleepy’s credit card on time will be quick, easy, and painless. No more stressing about missing payments or incurring unnecessary fees.

Activating Your Sleepy’s Credit Card

After being approved for Sleepy’s credit financing, you’ll receive a card in the mail. To activate it:

• Call the number on the activation sticker on the front of the card
• Verify your identity by providing personal information
• Choose a 4-digit PIN for phone access
• The card will then be activated for immediate use

Be sure to sign the back before using at stores or for the first online payment. Now the card is ready to go!

Reading Your Monthly Statement

Sleepy’s bills in cycles You’ll receive a statement each month showing that cycle’s

• Balance
• Total minimum payment due
• Payment due date
• Detailed transactions and interest charges

It’s important to thoroughly read each statement and ensure all the charges look accurate Contact customer service if you see any discrepancies

Understanding Your Payment Due Date

The monthly due date is clearly printed on each statement. Sleepy’s grace period is 20-25 days from the statement closing date.

To avoid late fees, the minimum payment must be received by this due date. Mark your calendars and set phone alerts to remember.

Setting Up Automatic Payments

For maximum convenience, you can enroll in automatic payments. Your monthly bill will be paid on the due date automatically each cycle.

To set up:

• Login to your Sleepy’s account
• Under “My Account”, select “Manage AutoPay”
• Enter your bank account information
• Check the terms and conditions
• Confirm the recurring monthly payment

Automatic payments save you time and give peace of mind that your bill is always paid on time.

Making One-Time Payments

If you prefer to manually pay each month, Sleepy’s offers a few simple options:

Online

• Login to your account, select “Make a Payment” and submit from your bank account

Phone

• Call the number on your statement and follow prompts to pay with your card

Mail

• Send a check or money order to the payment address printed on your statement

Be sure to schedule payments at least 5 days before the due date to ensure on-time arrival.

Handling Late Payments

If you do happen to miss a payment and incur a late fee, don’t panic. Contact Sleepy’s immediately to discuss the situation and your options:

• You may qualify for a one-time waived late fee
• Set up automatic payments to avoid future tardiness
• Make arrangements for the past due amount
• Review due dates to prevent repeating mistakes

Life gets busy sometimes, but with commitment to routines and organization, paying your Sleepy’s credit card on time is very manageable.

So review your statements thoroughly each month, understand the due dates, and set payment alerts. With these tips, managing your Sleepy’s account will be stress-free and help strengthen your finances. Sweet dreams!