How to Pay Your PG&E Bill With a Credit Card

PG&E provides electric and natural gas service to millions of residential and business customers across northern and central California. With multiple payment options, paying your PG&E energy bill with a credit card is a convenient way to earn rewards points and benefits.

However, it’s important to note that PG&E charges a transaction fee for credit card payments. We’ll cover the fee amount, how to pay online by card, other payment methods to avoid fees, and tips on managing your PG&E account and monthly bill.

Overview of Paying Your PG&E Bill With a Credit Card

PG&E allows customers to pay their energy bill with a Visa, MasterCard, American Express or Discover credit or debit card in these ways:

Online – Pay by card as a one-time guest or registered PG&E account user
Phone – Call the automated phone payment line and input your card information
In person – Present your card at an authorized payment location

To use a card online or by phone, PG&E charges a $1.35 transaction fee per payment. Paying in person varies by location. Credit cards offer quick processing but aren’t the lowest cost option.

Benefits of Paying Your PG&E Bill With a Credit Card

There are some advantages to putting your PG&E bill on a credit card each month

Earn rewards points. cash back or miles depending on your card
Avoid late fees if closer to the due date (card processes quicker than checks)
Build your credit history by making consistent on-time payments
Easier to budget monthly by charging to one card
Payment flexibility if you carry a balance on your card

Just make sure to factor in the transaction fee and have a plan for paying off your credit card balance to avoid interest charges.

How to Pay Your PG&E Bill Online With a Credit Card

Paying online is the fastest and most convenient way to use your credit card for your PG&E bill. Here are the steps:

Go to www.pge.com and click “Sign In”
Enter your username and password or use the one-time guest payment option
Select “Pay My Bill” and enter your credit card details
Confirm the payment amount and submit
The $1.35 transaction fee will be automatically charged
You’ll receive an emailed payment confirmation

Your PG&E account will be credited within 1 business day. Save time by enrolling in AutoPay to securely store your card on file.

Paying Your PG&E Bill by Phone With a Credit Card

To pay over the automated PG&E phone system with your credit card:

Call 1-877-704-8470
Follow prompts to select “Make Payment” and input your PG&E account number
Select the “Pay by Credit Card” option when prompted
Enter your card number, expiration date, and CVV security code
Confirm the payment amount to authorize and submit
A $1.35 transaction fee will apply

The phone payment system is available 24/7 allowing you to pay your bill whenever it’s convenient.

Other Ways to Pay Your PG&E Bill With No Transaction Fee

To avoid paying the credit card transaction fee, consider these alternative free options:

Enroll in AutoPay from your bank account – no fee for electronic checks
Pay as a registered user from your checking/savings account
Mail a check or money order with your payment stub
Pay in person with cash at an authorized payment location
Set up recurring bank account payments online

While credit cards offer rewards, a bank account or mail payment lets you skip the extra transaction cost.

Tips for Managing Your PG&E Account and Monthly Bill

Follow these tips to easily pay and manage your PG&E bill each month:

Review charges on your monthly statement to ensure accuracy
Pay early in your billing cycle to avoid late fees
Sign up for paperless billing and automated payments
Use PG&E’s usage tracking tools and energy saving tips to lower your bill
Contact customer service immediately if you anticipate issues paying on time
Notify PG&E if your account information like address or card on file changes
Discuss billing options like Budget Billing if your usage fluctuates monthly

Paying by credit card can provide

Pay Pg E Bill With Credit Card

How to pay PG&E in a check

FAQ

Can you pay PG&E with a credit card?

Yes, we accept credit/debit card payments up to $1,500.

Is it okay to pay utility bills with a credit card?

Bills you can generally pay with a credit card include utilities, insurance, phone services, internet, cable and sometimes rent or mortgage payments. But there may be processing fees if you use a credit card.

Can I pay an electric bill using a credit card?

Pay using credit, debit or prepaid cards powered by Mastercard, Visa, or JCB. Pay in advance or settle overdue bills direct to Meralco. Pay for disconnected service.

Does PG&E accept credit/debit card payments?

Can-I-pay-my-bill-online-with-a-credit-or-debit-card-What-types-of-credit-and-debit-cards-do-you-accept Yes, we accept credit/debit card payments up to $1,500. PG&E accepts the following cards: NOTE: An independent provider will charge a convenience fee of up to $1.35 per payment, based on card type. Why there’s a convenience fee for card payments

How do I pay PG&E?

Visit our Ways to Pay page. The quickest way to have your payment process is either by making an electronic payment within Your Account, or by phone. Please note, effective December 15, 2022, local PG&E offices are permanently closed. *Why do I have to pay a convenience fee for certain payment methods?

Can PG&E charge a transaction fee?

You have the options of using your credit card or electronic check to make payments. The transaction fee is charged by an independent payment provider. California Assembly Bill 746 (AB 746, enacted in 2005) does not allow energy companies, including PG&E, to pass on these costs to all customers.

Does PG&E accept cash?

PG&E offers more than 575 convenient authorized neighborhood payment center locations. These locations may accept: There is no payment service charge. Note: Walmart stores do not accept checks. They do accept cash and PIN-based debit cards. Payments made before 5 p.m. are posted the same day. You will need this if you call us about your payment.

How do I pay my PG&E energy statement?

Mail the Energy Giving form and payment to: Do not mail cash. Make check payable to PG&E and indicate “Energy Giving Payment” in the memo line. Pay your energy statement in person at one of our many authorized neighborhood payment centers. Find a nearby location. Locate a neighborhood payment center.

Does PG&E pay a convenience fee?

California Assembly Bill 746 (AB 746, enacted in 2005) does not allow energy companies, including PG&E, to pass on these costs to all customers. Only customers who choose to use this service will be charged the convenience fee. You can pay online, over the phone, by mail, or in person at a neighborhood payment center.