Paying your HSBC credit card bill on time each month is important to avoid late fees and interest charges. With several ways to pay your bill conveniently online HSBC makes the payment process quick and easy. In this comprehensive guide, we’ll walk through the various methods to pay your HSBC credit card bill digitally using the bank’s website or mobile app.
Overview of Payment Options
HSBC offers cardholders multiple options to pay their credit card bills online:
- Via the HSBC website on your desktop or laptop
- Through the HSBC Mobile Banking app
- Setting up automatic payments
- By phone
Most HSBC credit cardholders find paying their bill through the HSBC website or mobile app to be the most convenient way. These digital options allow you to securely pay your bill in a few clicks either on your computer or smartphone. You can also save time by setting up automatic monthly payments And HSBC still has a dedicated phone line to take payments over the phone if you prefer speaking to a representative.
Below we’ll explain how to use each of these HSBC online and mobile payment methods in more detail, making it easy to choose the option that fits your needs and preferences.
Paying Your HSBC Credit Card Bill Online
Paying your credit card bill through the HSBC website is a straightforward process that takes just a couple of minutes. Here are step-by-step instructions to pay your bill online
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Go to www.us.hsbc.com and log in to your HSBC Online Banking account.
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From your account dashboard, select your HSBC credit card account that you want to make a payment towards.
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On your credit card account page, click the “Manage” button.
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In the drop-down menu, select “Make a Payment”.
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On the payment page, enter the amount you would like to pay. You can choose to pay the minimum amount due, total amount due, or a custom amount.
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Select which account you want to transfer funds from for making the payment.
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Review the payment details and click “Continue” to confirm the payment.
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The payment will now be scheduled and the funds withdrawn from your selected bank account within 1-2 business days.
And that’s it! By following these simple steps, you can securely pay your HSBC credit card bill online 24/7.
Paying Your Bill via the HSBC Mobile App
In addition to the website, HSBC cardholders can download the HSBC Mobile Banking app for iPhone or Android to pay their bill on the go. The app allows you to easily manage your credit card account and make payments with just a few taps from anywhere.
Follow these instructions to pay your credit card bill using the HSBC Mobile app:
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Download the HSBC Mobile Banking app on your smartphone if you haven’t already.
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Log into the app using your Online Banking username and password.
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From the main menu, tap on your HSBC credit card account.
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On your account page, tap the “Manage Card” button.
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Tap on “Make a Payment”.
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Enter the payment amount and select which bank account to transfer funds from.
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Review the payment details and confirm the payment.
The HSBC Mobile app provides the convenience of paying your credit card bill from anywhere in just minutes!
Setting Up Automatic Payments
One of the easiest ways to make sure you never miss a credit card payment is to enroll in automatic payments through HSBC. This lets you schedule monthly payments to be automatically deducted from your HSBC checking or savings account.
Here are the steps to set up automatic payments for your HSBC credit card:
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Log into your HSBC Online Banking account and access your credit card account.
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Click on the “Manage” button and select “Make a Payment” from the menu.
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On the payment page, click on “Payments” at the top and select “Manage” below the AutoPay section.
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Check the box to enroll in AutoPay and choose the account to debit each month.
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Select which day of the month you want payments to be debited each month.
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Review the AutoPay confirmation and click “Confirm” to complete enrollment.
With just a few clicks, you can now set your HSBC credit card to autopay each month. Automatic payments are a convenient option that can help avoid late fees and keep your credit usage low.
Paying Your Credit Card Bill by Phone
HSBC also allows cardholders to pay their credit card bill over the phone using its automated phone system or by speaking with a customer service representative.
To use the automated system, call 1-800-975-HSBC (4722) and follow the prompts to make a payment from an HSBC account or external account.
If you need assistance from a live agent, call the same HSBC customer service number and select the option to speak with a representative. They can help process your credit card payment securely over the phone.
Mailing Your Payment
If you prefer to pay your bill by check, you can mail your payment to:
HSBC Bank USA, N.A.
P.O. Box 4657
Carol Stream, IL 60197-5255
Just make sure to include your remittance stub in the envelope with your check so your payment is applied correctly. Mailing a payment can take 5-7 days to process so be sure to account for mailing time when sending close to your due date.
Avoid Late Fees and Keep Your Credit Score Healthy
The key to avoiding late fees and penalties is to pay at least the minimum amount due by the payment due date shown on your monthly statement. HSBC makes it easy to pay on time with various quick digital payment options. Setting up automatic payments can provide peace of mind that your bill will be paid each month.
Besides avoiding fees, consistently paying your credit card balance off in full each month demonstrates responsible credit usage which can help build your credit score over time. Your payment history makes up a significant portion of your FICO credit score, so developing the habit of paying bills on time can be an important factor in maintaining excellent credit.
Paying your monthly credit card bill doesn’t have to be a chore. HSBC offers convenient online and mobile payment options that allow cardholders to securely pay their bill in just minutes from their computer or smartphone. Set up automatic payments or download the HSBC Mobile app if you want to simplify the process even further. Just be sure to monitor your due dates and pay at least the minimum amount owed by the due date each month to avoid late fees and any damage to your credit. Building the habit of paying your credit card bills on time every month helps ensure you remain in good standing and maintain a healthy credit score.
Pay a company or person
- Control exactly when your payment will be made
- Set up one-time or recurring payments for bills like rent, tuition, utilities or your mortgage
- Make up to five one-time bill payments at a time
- Send money to any company or person in the U.S. even if they’re not set up online. We can deliver your payment as a paper check via postal mail, eliminating your need for a checkbook or a stamp. It will arrive as a paper check within 5 business days.
To set up a payee you need to log on to online banking. After this one-time payee set up, you can make or schedule payments using online banking or the HSBC Mobile Banking app
- Company name
- Company U.S. address
- Your account number with the company
How to Make a Credit Card Payment on HSBC Bank !
FAQ
How do I pay my HSBC credit card bill online?
How to pay a HSBC credit card bill from another bank?
How can I pay my credit card bill online?
What is the phone number for HSBC bill pay?
How do I pay my HSBC credit card bill over the phone?
To pay your credit card bill over the phone using HSBC’s automated system: Call the phone number located on the back of your HSBC credit card. Follow the automated prompts to enter your card number and access your account. Press 2 for credit card payments. Choose whether you want to pay from an HSBC account or another financial institution.
How do I pay back my HSBC credit card?
You can find all the options on how to pay back your HSBC Credit Card here. Choose ‘Make a payment or transfer’ and select the account you’d like to pay from. Under ‘My accounts’, choose the credit card you’d like to pay off. Enter the payment amount and confirm if you want to make the payment now or at a later date.
How do I use HSBC credit card online banking?
Choose the account to debit the payment from and the HSBC Credit Card account that will be paid. You will receive a confirmation that payment was successful. In the Company / Biller Name field, choose HSBC Credit Card. Fill out the remaining information required. Under Channels For Enrollment, tick Online Banking. Click Submit.
How do I set up HSBC autopay?
To set up AutoPay: Log into online or mobile banking. Access your credit card account. Locate the AutoPay menu. Select the HSBC account you want payments drawn from. Choose a payment date and confirm enrollment.
Does POSB/DBS pay credit card work with HSBC I-banking?
POSB and OCBC’s i-banking have Pay Credit Card features but only POSB seems to work, though the money I paid yesterday isn’t reflected at the HSBC side. Any tips? Same like you said, using posb/dbs pay credit card bill function. The payment doesn’t reflect instantly in your hsbc app, give it like 2-3 days I use AXS payment mobile app
How do I set up a direct debit for my HSBC credit card?
Call 0800 085 2401 from the UK or +44 1442 42 29 29 if you’re outside the UK. Lines are open 24 hours a day, 7 days a week. Please note, you may be charged if you call from outside the UK. Select the current account that the Direct Debit is set up on. From the list of Direct Debits, select the Direct Debit for your HSBC credit card.