A Step-by-Step Guide to Paying Your Fingerhut Bill

As one of the nation’s largest retailers offering shop now, pay later financing, Fingerhut serves over 4 million customers. If you’re one of them you may be wondering about the various ways to pay your Fingerhut bill. In this comprehensive guide, I’ll walk through the different payment options available and provide tips for staying on top of your account.

Overview of Fingerhut

For starters, let’s do a quick rundown of Fingerhut. Fingerhut offers a revolving line of credit that allows you to purchase merchandise from their catalog or website and pay for it over time. When you open an account, you’re given a credit limit that dictates how much you can spend.

As you make purchases, Fingerhut reports your payment history to the major credit bureaus. Making on-time payments can help build your credit score However, missed or late payments can negatively impact it

Once your order ships, you’ll receive a monthly billing statement detailing your balance, minimum payment, and due date. Fingerhut offers flexible payment plans ranging from 3 to 24 months. Read on to learn how to easily pay your bill each month.

Paying Online

The fastest way to pay your Fingerhut bill is online through their website. Here are the simple steps:

1. Go to Fingerhut’s payment page.

2. Enter your account number and security PIN.

3. Select whether you want to pay the minimum, full balance, or a custom amount.

4. Input your debit/credit card details or bank account info.

5. Review the payment info and submit.

Once completed, you’ll receive an email confirmation with your payment details. Paying online is secure, convenient, and processed instantly.

Paying through the Mobile App

In addition to the website, Fingerhut also offers an iOS and Android app to manage your account on the go. Through the app you can:

• Check your balance
• Make a payment
• View payment history
• Track orders
• And more

The app allows you to pay in just a few taps. It’s perfect for when you’re on the move.

Paying by Phone

If you prefer to speak with someone directly, Fingerhut’s customer service team is available 24/7 to assist you. To pay by phone:

1. Call 1-800-208-2500.

2. Speak with a representative to make your payment.

3. Provide your name, account number, and payment details.

4. The rep will process and confirm your payment.

Phone payments provide a quick and personal way to take care of your bill.

Paying by Mail

To send your payment by mail, detach the payment slip from your monthly statement and enclose it with your check or money order. Payments should be sent to:

Fingerhut
Attn: Payment Processing
PO Box 1250
Saint Cloud, MN 56395-1250

Make sure your account number is clearly written. Allow 5-7 business days for mailed payments to process.

Enrolling in Auto Pay

The easiest way to avoid late fees and keep your account in good standing is to enroll in Auto Pay. With Auto Pay, Fingerhut will automatically charge your credit/debit card or bank account each month for your minimum payment.

To get started:

1. Log into your account.

2. Under Account Settings, click on Auto Pay.

3. Enter your payment info and authorize with your signature.

Once setup, you can sit back and let Fingerhut handle payments for you. You’ll just need to review your monthly statements.

Using doxo for Bill Pay

In addition to Fingerhut’s payment options, you can use doxo, an online bill pay service. doxo allows you to view, manage, and pay all your bills from different companies in one place.

To use doxo for your Fingerhut account:

1. Create a free doxo account and add Fingerhut as a biller.

2. Sync your account details.

3. Schedule one-time or recurring payments.

doxo will withdraw funds from your linked account and deliver payment to Fingerhut securely. You’ll get email reminders when bills are due.

Payment Support

If you need help with your Fingerhut payment, their customer service team is available:

Phone: 1-800-208-2500

Email: [email protected]

Chat: Available 24/7 on their website

Their representatives can answer questions about your account, due date, balance, and any payment issues.

Avoiding Late Fees

To avoid getting hit with late fees, make sure to pay at least the minimum payment by the due date each month. Fingerhut charges up to a $40 late fee on past due balances.

Setting payment reminders through your Fingerhut account or doxo can help you remember key dates. Enrolling in Auto Pay provides peace of mind that payments will be made on time.

By closely monitoring your account activity and making timely payments, you can keep fees at bay.

Closing Thoughts