Paying your credit card bill on time each month is crucial for maintaining good credit and avoiding late fees. For DCU credit card holders, paying your bill online through DCU’s website or mobile app is the most convenient way to make sure your payment posts on time. In this comprehensive guide, we’ll walk through the step-by-step process for paying your DCU credit card bill online.
Overview of Paying DCU Credit Cards Online
DCU offers several credit card options including the DCU Visa Platinum Card, DCU Visa Signature Cash Back Rewards Card, and the DCU Visa Platinum Secured Card. No matter which DCU credit card you have, the process for paying your bill online is quick and easy.
Here are some of the key benefits of paying your DCU credit card online:
-
Convenience – Pay anytime, anywhere using DCU’s website or mobile app No need to mail in paper checks.
-
Control – Set up one-time payments or recurring automatic payments View payment history and track balances
-
Security – DCU uses 128-bit SSL encryption to keep your information safe,
-
Avoid Late Fees – Payments post quickly, so you avoid costly late payment fees.
-
Earn Rewards – Paying on time helps you maintain a good credit score and earn rewards on DCU rewards cards.
Step 1: Log in to Digital Banking
The first step is to log in to DCU Digital Banking using your username and password. You can access Digital Banking on DCU’s website or through the DCU mobile app.
If you don’t already have a Digital Banking account, you’ll need to enroll first using your DCU account information. Digital Banking gives you 24/7 access to manage your DCU accounts online.
Step 2: Select “Move Money”
Once logged into Digital Banking, select the “Move Money” menu item. This will bring up the main payment and transfer hub.
On the Move Money page, you should see all of your DCU accounts including checking, savings, loans, and credit cards.
Step 3: Choose Your Credit Card
Under the “From” section, find your DCU credit card account and click on it. This selects your credit card as the account you want to make a payment from.
If you have multiple DCU credit cards, be sure to pick the specific card you want to pay.
Step 4: Select the Payment Account
Next, under the “To” section, choose the account you want the payment to come from. This will most likely be your DCU checking or savings account.
You can also use an external bank account linked to your Digital Banking to pay your credit card, however payments from external accounts take 1-2 business days to process. DCU accounts are instant.
Step 5: Enter the Payment Amount
In the payment amount field, enter the amount you wish to pay on your credit card account. You can choose to pay your minimum due, statement balance, custom amount, or full balance.
Paying at least the minimum due by the payment due date prevents late fees and interest charges. Paying the full balance keeps your utilization low which helps your credit score.
Step 6: Pick a Delivery Date
By default, online credit card payments are processed right away for instant delivery. However, you can click the delivery date field to choose a future date for the payment.
Choosing a future delivery date is useful for scheduling payments in advance. Just be aware of your due date so you avoid late fees.
Step 7: Select Frequency
You also have the option to make this a recurring payment by selecting the frequency drop-down and choosing an option like Weekly, Monthly, Quarterly, Yearly, etc.
Setting up automatic recurring payments ensures you never forget a payment and helps improve your payment history.
Step 8: Submit the Payment
Once you’ve entered all the payment details, click “Review” to verify everything looks correct. Then click “Submit” to finalize and process your DCU credit card payment.
You’ll see a payment confirmation screen and receive a confirmation email after your payment is submitted.
Tips for Paying Your DCU Credit Card Online
Here are some additional tips and best practices for smoothly paying your DCU credit card online:
-
Set up account alerts to be notified of important activity like due dates, low balances, payment confirmations etc.
-
If you have multiple DCU credit cards, make sure to select the correct account before submitting payment.
-
To pay multiple credit cards in one payment, choose “Pay Multiple Recipients” on the Move Money page.
-
Sign up for eBills to receive credit card statements electronically rather than by mail.
-
Use Autopay to have payments automatically debited each month for set amounts.
-
The payment submission cutoff time is 9:00 PM ET for payments to process same day.
Get Support from DCU
Hopefully this guide provides a clear walkthrough of how to easily pay your DCU credit card bill online using Digital Banking. Paying online helps you maintain your account in good standing.
If you ever have any trouble or need assistance, DCU’s support team is available 24/7 by phone at 800-328-8797 or by email at [email protected]. DCU online support can also guide you through the website and mobile app.
So stay on top of your DCU credit card account by securely paying your bill online whenever it’s most convenient for you. Consistently on-time payments will help improve your credit score over time.
Stop paying big bank fees. Make the Switch to DCU. Borrow
No Recent Searches Found
Did you mean:
But let’s try once more with some tweaks
- Make sure all words are spelled correctly
- Try using fewer words
- Try using more general keywords
- Try different keywords or spellings
Sorry, We couldnt find what you are looking for. It could be because of many reasons.
How to pay DCU Credit card bill l Double Z
FAQ
How do I pay my credit card bill online?
How to pay credit card bill of union bank online?
Can I pay my credit card bill online from other bank?
How do payment checks work at DCU?
Payment checks include the biller’s name, your name (the primary member’s name), the biller’s account number, and the amount. Bill Pay includes an Electronic Bill service, free to DCU members. If you ordinarily receive bills from participating Electronic Bill companies, you can sign up to receive those bills electronically via Bill Pay.
How does DCU bill pay work?
Pay anyone anytime free through Digital Banking Thousands of members pay millions of dollars in bills every month with DCU’s Bill Pay. Here’s why It’s secure – Bill Pay is safe and secure. It uses 128-bit SSL encryption when communicating data. It’s easy – Setting up and paying bills is simple and fast.
How do I transfer money from a bank to DCU?
Log into your Digital Banking and set up or manage your Bill Pay to your loan from another institution. Add contacts to your Digital Banking. Then, ClickSWITCH is a partner system facilitating the transfer of account information between financial institutions, making your transition to DCU easier than ever! and report missing cards.
How do I use the DCU digital banking app?
Check out all the features available to you when you use the DCU Digital Banking app. Use your camera equipped devices or scanner to deposit your checks digitally. Overnight funds transfer from your DCU account to another financial institution. Click here to submit a wire Have a submitted wire and want to know the status? Check on your wire status
Why should you use DCU’s bill pay?
Thousands of members pay millions of dollars in bills every month with DCU’s Bill Pay. Here’s why It’s secure – Bill Pay is safe and secure. It uses 128-bit SSL encryption when communicating data. It’s easy – Setting up and paying bills is simple and fast. Electronic Payments are posted one (1) business day after the send date.
How do I Manage my DCU health savings account online?
Open and manage your DCU Health Savings Account online. Generate a Verification of Deposit (VOD) letter verifying your account balance and history. This letter is often used for immigration or US Visa purposes. A Stop Payment prevents a check or ACH from clearing your account that you authorized. Place a Stop Payment