Patrons Oxford Mutual Insurance Company Reviews: What Customers Say About This Provider

Patrons Oxford Mutual Insurance Company is a regional insurance company that operates in the Northeast and Mid-Atlantic states. With headquarters in Auburn, Maine, Patrons Oxford has been serving policyholders since 1884.

In this article, we’ll take an in-depth look at Patrons Oxford insurance by examining customer reviews and ratings across different insurance products. Read on to learn what current and former Patrons Oxford customers have to say about this insurance provider.

Overview of Patrons Oxford Insurance

Patrons Oxford Mutual Insurance Company provides auto, home, business, and life insurance policies across CT, MA, ME, NH, NJ, NY, PA, RI, and VT. The company currently holds an A- (Excellent) financial strength rating from A.M. Best.

Some key facts about Patrons Oxford

• Offers car, home, condo, renters, business, life, and classic car insurance
• Regional company operating in 9 Northeastern and Mid-Atlantic states
• Founded in 1884 and based in Auburn, Maine
• Rated A- (Excellent) by A.M. Best
• Policyholder surplus of over $453 million

Next let’s dive into customer feedback to see how current and past policyholders rate their experiences with Patrons Oxford insurance.

Patrons Oxford Car Insurance Reviews

The majority of online Patrons Oxford insurance reviews focus on auto coverage. Here’s an overview of what customers are saying about Patrons Oxford car insurance:

• Positive feedback on affordable rates: Many reviewers mention lower premiums compared to large national insurers. Customers highlight “great prices” and “very reasonable” rates from Patrons Oxford.

• Fast and fair claims process: Multiple customers describe smooth claims experiences with timely payouts. Reviewers say adjusters were easy to work with and “more than fair” in settling covered losses.

• Helpful local agents Patrons Oxford operates through a network of local, independent agents. Customers compliment the “fantastic service” from agents who helped them find the right policy

• Policy non-renewals: Some reviewers say Patrons Oxford dropped their policy at renewal over minor claims or tickets. This causes frustration given the lack of warning before non-renewal.

• Availability limited by location: Because Patrons Oxford only operates regionally, customers who move out of the Northeast often need to switch insurers. This draws criticism from policyholders who prefer to stay with Patrons Oxford.

Overall, Patrons Oxford earns a 4.5 out of 5 star rating for car insurance based on over 200 customer reviews.

Patrons Oxford Home Insurance Reviews

Feedback on Patrons Oxford home insurance is more mixed compared to auto coverage:

• Affordability praised: Many home insurance customers highlight lower premiums with Patrons Oxford, especially compared to national brands. Quotes are described as “budget friendly.”

• Complaints about non-renewal: Some homeowners express frustration about dropped policies after filing small claims. Reviewers say more notice should be given before non-renewal.

• Extensive exclusions: Multiple customers caution that Patrons Oxford home insurance limits key coverages like water backup, identity theft, and equipment breakdown. Reviewers say to read exclusions closely.

• Inconsistent claims experiences: While some customers describe smooth claim payouts, others report significantly lowballed settlements from Patrons Oxford after property damage.

Patrons Oxford earns a 3 out of 5 star rating for home insurance based on over 50 reviews. Many customers suggest shopping around for homeowners policies and evaluating exclusions closely.

Patrons Oxford Renters Insurance Reviews

There are few online reviews focused specifically on Patrons Oxford renters insurance policies. However, the limited feedback indicates:

• Competitive pricing draws praise from multiple reviewers who highlight low monthly premiums from Patrons Oxford.

• Standard discounts like multi-policy, protective devices, and claim-free rewards help lower costs for eligible renters insurance customers.

• Easy online quotes and policy management make it simple for renters to get coverage through Patrons Oxford’s website and mobile app.

With affordable rates and convenient online services, Patrons Oxford appears to offer a positive renters insurance buying experience. More customer input would be helpful to fully evaluate Patrons Oxford’s renters policies.

Is Patrons Oxford Insurance Right for You?

Based on customer reviews, Patrons Oxford earns positive marks for auto insurance but draws more mixed feedback on home and renters policies.

Patrons Oxford mutual insurance may be a good choice if:

• You want an established regional insurer with strong financial ratings
• You prioritize finding the lowest car insurance rates
• You prefer working with local independent agents

However, those looking for full-featured homeowners coverage or who live outside the Northeast may find better options with other leading insurers. Carefully compare coverage terms and get quotes from multiple carriers.

To learn more about Patrons Oxford insurance, visit their website or connect with an agent in your area. Checking objective third-party reviews can also help you make an informed decision on the best insurance provider for your needs and budget.