Nodak Insurance: Your Trusted North Dakota Insurance Provider in Fargo and Beyond

Nodak Insurance has been proudly serving the insurance needs of North Dakotans for over 80 years. Headquartered in Fargo Nodak Insurance provides auto home, farm, ranch, crop, business, and life insurance to customers across North Dakota. With a commitment to personalized service, community support, and providing peace of mind, Nodak Insurance has become a trusted household name.

A North Dakota Company Serving North Dakotans

Founded in 1945 in Fargo, Nodak Insurance has deep roots in the North Dakota community. As a local company, Nodak understands the unique needs of North Dakota residents and businesses. Nodak Insurance offers customized insurance solutions for:

  • Auto insurance – With options like safe driving discounts and coverage for teen drivers, Nodak auto insurance protects you and your family on the road.

  • Home insurance – Comprehensive home insurance safeguards your most valuable asset. Nodak offers flexible coverage and discounts.

  • Farm and ranch insurance – Unpredictable weather and complex operations make farming and ranching risky. Nodak provides flexible, customized coverage.

  • Crop insurance – Protect your crops from natural disasters with Nodak crop insurance.

  • Business insurance – A solid business insurance policy is essential. Nodak crafts customized commercial policies.

  • Life and annuities – Protect your loved ones and plan for the future with Nodak’s life insurance and annuity products.

No matter what type of insurance you need, you can trust the North Dakota experts at Nodak Insurance to create a tailored policy that fits your unique situation.

Local Agents Provide Customized Service

A key part of Nodak Insurance’s commitment to personalized service is their network of local insurance agents across North Dakota. When you work with a Nodak agent, you’re getting the expertise of a professional who understands the unique needs of your community.

Nodak agents take the time to get to know you, your family, and your business. They offer customized insurance solutions to fit your specific risks, assets, budget, and goals. You can easily find a Nodak Insurance agent by using the agent locator tool on their website.

Serving North Dakota Communities

In addition to providing insurance products, Nodak Insurance strives to be an active and contributing member of North Dakota communities.

  • Community giving – Each year, Nodak Insurance partners with local charities and causes across North Dakota, sponsoring events and providing financial support.

  • Local events – Nodak Insurance sponsors community events like local 5Ks, farm shows, fairs, and festivals.

  • Disaster relief – Nodak lends a helping hand when disasters strike North Dakota communities, providing funds and volunteer efforts.

  • Foundation grants – Through the Nodak Insurance Foundation, grants are provided to North Dakota non-profits to support impactful projects.

By investing in North Dakota communities, Nodak Insurance shows their commitment to their customers goes beyond just an insurance policy.

Options for Every Consumer

With a wide variety of insurance products, Nodak Insurance truly offers options for every consumer in North Dakota, from individuals and families to business owners and farmers.

Individuals and Families

Protecting everything that’s important to you and your loved ones is easy with Nodak Insurance.

  • Auto Insurance – With customized coverage options and discounts for safe drivers and students, Nodak has you covered on the road.

  • Home Insurance – Comprehensive home insurance policies protect your property and possessions.

  • Life Insurance – Various life insurance policies allow you to protect your family’s financial future.

  • Annuities – Grow and supplement your retirement savings with annuity products from Nodak.

Businesses

Running a successful business comes with risks – protect against them with Nodak’s commercial insurance options:

  • General liability – Protects against liability claims and lawsuits.

  • Commercial auto – Covers vehicles used for business purposes.

  • Property insurance – Safeguards business premises and equipment from damage.

  • Workers’ compensation – Covers injuries employees sustain on the job.

  • Commercial umbrellas – Provides additional liability coverage beyond other policies.

Farmers and Ranchers

With deep agricultural expertise, Nodak Insurance offers broad insurance solutions for North Dakota farmers and ranchers:

  • Farm – Comprehensive farm insurance covers property, equipment, livestock, and liability risks.

  • Ranch – Specialized coverage for ranch assets like livestock, equipment, vehicles, and property.

  • Crop – Protect harvests against natural disasters and crop loss with crop insurance.

  • Equine mortality – Covers the premature death of horses due to illness or injury.

  • Equestrian liability – Protects against horse-related lawsuits for injuries or property damage.

Convenient Online Services

Managing your insurance policy at Nodak is quick and convenient with their online self-service options.

  • Quotes – Easily get personalized quotes for auto, home, and life insurance using the online tools.

  • Payments – Securely pay your bill online or set up recurring payments from your bank account.

  • Policy documents – Access your full policy, declarations page, ID cards, and other documents.

  • Claims – File and track the status of an insurance claim through the online portal.

  • Account management – Make policy changes, update information, add drivers and vehicles.

By using Nodak Insurance’s online account services, you can manage your policy anytime, anywhere.

Financially Sound with an Excellent Rating

As an insurance customer, you want to be sure your insurer is on solid financial footing. Nodak Insurance maintains an excellent rating from A.M. Best, an independent organization that evaluates insurance company financial strength. Nodak currently holds an A- or “Excellent” rating from A.M. Best, indicating:

  • Excellent ability to meet ongoing insurance obligations

  • Low risk of becoming insolvent over the long term

  • Financial strength to withstand significant economic downturns

You can trust that Nodak Insurance will be there when you need them most. Their strong financial position gives you added peace of mind.

Your North Dakota Insurance Experts

When it comes to protecting what’s most important, you need an insurance company that understands your unique needs. For over 80 years, Nodak Insurance has specialized in providing customized insurance solutions just for North Dakotans. Their local knowledge, excellent service, community support, and financial strength make Nodak Insurance the trusted choice for insurance across North Dakota. If you live in Fargo or anywhere in North Dakota, rely on the experts at Nodak Insurance for auto, home, farm, business, and life insurance.

Nodak Insurance’s new way to save: Drive4Less

FAQ

Who owns Nodak Insurance Company?

NI Holdings
Corporate Structure Nodak insurance then became a wholly-owned stock subsidiary of NI Holdings.

What is the phone number for Nodak insurance company?

Call 800-42-NODAK to report a claim or submit online on our website. Insurance payments. Payments can be made online through our website or mobile app.

What is Nodak in North Dakota?

Nodak Insurance Company, recognized as one of the top 50 property/casualty companies in the nation by the The Ward Group, is a North Dakota-based company that has been proudly serving the state’s residents for more than 75 years. We’re the agents with answers. Visit us at nodakins.com.

What insurance is required in North Dakota?

North Dakota requires that the owner of a motor vehicle carry liability, uninsured and underinsured motorist, and no-fault insurance coverages. However, some drivers are unable to get automobile insurance through regular insurance outlets due to underwriting reasons including a poor driving record.

How do I contact Nodak Insurance Company in North Dakota?

800-42-Nodak (800-426-6325) We have over 70 agents across North Dakota. North Dakota insurance by Nodak Insurance Company offers insurance for auto, crop, farm, home, life, business and financial investments. Get auto insurance quotes from local agents.

Does Nodak offer auto insurance in North Dakota?

North Dakota insurance by Nodak Insurance Company offers insurance for auto, crop, farm, home, life, business and financial investments. Get auto insurance quotes from local agents. Save money with multi-line insurance discounts when using Nodak Insurance Company for your home and auto insurance.

Who is Nodak Insurance Company?

Nodak Insurance Company has been helping policyholders since 1946. We’re the largest domestic property/casualty insurer in the state of North Dakota and have been named as one of Ward’s Top 50 performing companies in the United States. Nodak Insurance is consistently recognized as one of the most generous workplaces by United Way of Cass-Clay.

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