Purchasing a new Nissan can be an exciting experience. However, it also comes with the responsibility of making monthly payments on your auto loan. Nissan Financial Services aims to make this process as easy and convenient as possible for customers. In this guide, I’ll walk through the various options available for making payments on your Nissan finance loan.
Overview of Nissan Financial Services
Nissan Financial Services is the dedicated financing division of Nissan North America. They provide financing solutions including auto loans and leases to customers looking to purchase or lease a new Nissan vehicle. Some key things to know:
- They offer competitive interest rates to qualified buyers
- Online account management is available through Nissan Owner Portal
- Multiple payment options exist for convenience
Now let’s explore those payment options in more detail
Online Payments
The easiest way to pay your Nissan loan is online through the Nissan Owner Portal After creating an account, you can securely sign in to manage your account details and make one-time or recurring payments
To make an online payment, follow these simple steps:
- Visit Nissan Owner Portal and sign into your account
- Under ‘Account Services’, select ‘Make Payment’
- Enter payment details including amount and payment method
- Confirm payment details and submit
Online payments are processed immediately and you will receive a confirmation email with payment details. The online portal allows payments from checking/savings accounts as well as debit and credit cards.
Pay By Phone
If you prefer to speak to someone directly, you can make payments over the phone. Simply call 1-800-NISSAN-1 and select the ‘Make Payment’ option.
You’ll need to provide your account number and other details to the agent who can process your payment securely. Phone payments have the same options as online including paying from checking/savings/card.
The pay by phone method allows you to get immediate assistance with any payment questions. However, online payments are recommended for faster processing.
Automatic Payments
You also have the option to setup automatic recurring payments from your bank account. This ensures your monthly payments are made on time without any additional effort on your part.
To setup automatic payments:
- Sign into your Nissan Owner Account
- Under ‘Account Services’, select ‘Change Automatic Payments’
- Provide your bank account information
- Specify the date and amount for monthly withdrawals
Once enrolled, your payments will be automatically deducted from your account. You can change or cancel auto-pay at any time through your online account.
Mail-In Payments
For customers who still prefer paying by check, Nissan also accepts mail-in payments. Simply make your check payable to Nissan and include your account number on the check memo.
The payment address is:
Nissan Financial Services
PO Box 660366
Dallas, TX 75266
Please allow 7-10 business days for mail-in checks to process. I recommend paying at least a week before your actual due date to avoid late fees.
Payment Locations
In limited cases, you may be able to make a cash payment in person at a participating Nissan dealership. Contact your local dealer first to see if they accept finance payments.
Dealers accepting payments will likely charge a small fee for the convenience. I suggest calling ahead to ask about pricing.
Account Security Tips
When paying online or by phone, keep the following security tips in mind:
- Do not share your account password with others
- Make payments only through official Nissan channels
- Watch out for suspicious emails asking for personal information
- Contact Nissan Finance immediately if you notice unauthorized charges
By taking prudent security measures, you can pay your loan safely and avoid potential fraud.
Get Support from Finance Specialists
If you have any issues making a payment or questions about your finance account, Nissan has dedicated support specialists to help.
Contact them at:
Phone: 1-800-NISSAN-1
Email: [email protected]
The team can look up your account details and provide personalized assistance. They can also research any discrepancies or issues that arise.
HOW TO MAKE BILL PAYMENTS
Option 1: Sign up for automatic monthly payment withdrawals
- Online—Log on to the NMAC Finance Account Manager, Pay Now, then choose Recurring Payment. Once enrolled, you can choose your payment date and amount. It’s secure, flexible, and hassle-free.
Option 2: Make a one-time payment through Paymentus®
Pay by phone or web using your ATM/Debit card, or electronic check (Paymentus® transaction fees may apply).
- Call 833-648-0173, or
- Log on to the NMAC Finance Account Manager, Pay Now, then choose One-Time Payment.
Option 3: Mail a check or money order.
You’ll find the payment address on the reply envelope included with your billing statement.
Instead of receiving your monthly NMAC bill in the mail, go paperless by using one of the following options:
- Register with the NMAC Finance Account Manager and follow the instructions to turn off paper statements. NMAC will send you an email when your monthly statement is available online.
- Enroll in e-Bill through your bank’s website. Your bank will send you a monthly email to let you know when your statement is available for viewing and payment. Details and participating banks can be found at ebillplace.com.
NMAC FINANCE ACCOUNT MANAGER
Manage your loan or lease account online with the NMAC Finance Account Manager. Register to be able to:
- Turn off paper statements
- Schedule recurring payments
- Check your account status and review statements
- Update your address
- Verify payoff amount
- Read answers to frequently asked questions (FAQs)
- Access important forms
How to activate your online Nissan Finance Account
FAQ
How do I pay my Nissan payment over the phone?
Does Nissan let you skip a payment?
What is the name of Nissan Finance Company?
Is there a Nissan Finance app?
How do I estimate monthly payments on a Nissan vehicle?
Anytime you need us, we’re here with online tools and services. Use our payment calculator tool to estimate monthly payments on a lease or finance plan of your Nissan vehicle. Simply enter information about a Nissan vehicle you are interested and a Nissan dealer can help provide a price estimate.
What is a mynissan account?
MyNISSAN is your vehicle’s online home. Login to access model-specific information designed to make your journey an even greater joy. Want to create a MyNISSAN account? Click here to register. Login to your MyNISSAN account to access your owners dashboard and begin exploring.
What are the benefits of Nissan ownership?
Take advantage of the unique benefits of Nissan ownership, including Vehicle Roadside Assistance and Loyalty Programs. NMAC offers payment options that help make the Nissan ownership experience right for you. Nissan manuals and guides provide you with important details regarding the use and care of your vehicle.
Does Nissan offer 0% APR financing?
Low and 0% APR financing offers for well qualified buyers, can help put that new Nissan in your driveway. Nissan would like to thank you for your service and sacrifice for your country. As a token of our appreciation, the exclusive Nissan Military Program helps you save. Proof of eligibility required. Eligibility requirements.
What benefits does Nissan offer?
From maintenance packages and quick guides to financing and rewards programs, Nissan has you covered. Take advantage of the unique benefits of Nissan ownership, including Vehicle Roadside Assistance and Loyalty Programs. NMAC offers payment options that help make the Nissan ownership experience right for you.
Does Nissan offer incentives & additional perks?
The incentives and additional perks offered by NCF Finance are not within Nissan’s control and are subject to change without notice. Interested parties should confirm the accuracy of the information before relying on it to make a purchase. Residency restrictions may apply.