Paying your Kohl’s credit card bill is a breeze thanks to the convenient online and in-store options Kohl’s provides. As a loyal Kohl’s shopper myself, I know how important it is to stay on top of your store card payments. The last thing you want is late fees or interest charges!
In this article, I’ll walk through the various ways to pay your Kohl’s credit card bill. Whether you prefer paying online, in-store, by phone, or by mail, Kohl’s has a payment method that will work for you. By the end, you’ll know the quickest and easiest way to pay your Kohl’s card each month.
Online Bill Pay Through Kohl’s Capital One
The fastest way to pay your Kohl’s credit card bill is online through the Kohl’s Capital One website Here are the steps
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Go to kohlscapitalone.com and log into your account
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Once logged in, you’ll see your account overview. Scroll down and click “Make a Payment.”
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Enter the payment amount and payment date. You can pay your total balance, minimum payment, or a custom amount.
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Select your payment method. You can pay directly from a bank account, debit card, or credit card.
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Review your payment details and submit!
Online bill pay is incredibly convenient. You can pay anywhere, anytime right from your computer or mobile device. Payments post to your account immediately, so you don’t have to worry about your bill being late.
I like to set payment reminders in my calendar so I remember to log in and pay each month. The online system also stores your payment information, making future payments a breeze.
Pay Your Bill at Kohl’s Stores
If you prefer paying your Kohl’s card in person, you can do so at any Kohl’s store location. Just head to the customer service desk and let the associate know you want to make a Kohl’s credit card payment.
You’ll need to provide:
- Kohl’s Credit Card number
- Billing address
- Payment amount
- Payment method – cash, check, or alternate credit/debit card
The associate will process your payment right at the register. You’ll receive a paper receipt as proof of payment. Payments made in-store before the end of the business day will post to your account same day.
I try to avoid the customer service desk lines right before major holidays and sales events. The stores get extra busy those times of year! Going mid-week or earlier in the day is best.
Pay Over the Phone
Calling Kohl’s Capital One at 1-888-564-2273 is another way to pay your bill. The automated system is available 24/7 for quick payments. Or you can speak to a customer service agent from 7am to 10pm CT daily.
To pay by phone, you’ll need to enter:
- Kohl’s Credit Card number
- Billing zip code
- Payment amount
- Payment method
The biggest advantage to phone payments is the ability to speak with a real person if you have any account questions. The agents can view your account balance, payment history, rewards details, and more.
Just keep in mind that phone payments don’t post as quickly as online or in-store payments. Allow 2-3 business days for the payment to process. I only use the phone payment method if I need customer support.
Pay by Mail
Sending a check or money order is the slowest way to pay your Kohl’s credit card bill. But it can be a good option if you don’t have online access or can’t get to a store.
To pay by mail:
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Make check or money order payable to Kohl’s Credit Operations
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Include your 16-digit Kohl’s account number on the check
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Mail payment to:
Kohl’s Credit Operations
PO Box 3115
Milwaukee, WI 53201
Mailed payments can take 7-10 days to post to your account. Definitely allow 2 weeks lead time if your payment due date is approaching. I don’t recommend mailing payments unless absolutely necessary since it’s slow and you lose your payment proof.
Tips for Paying Your Kohl’s Card
No matter which payment method you choose, here are some tips to make the process smooth:
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Check your account balance and due date online first so you know how much to pay. Kohl’s can charge late fees if payment isn’t received by the due date.
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Schedule monthly payment reminders on your calendar so you never forget.
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Pay more than the minimum when possible to reduce interest charges. The minimum only covers a portion of your balance.
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Save receipts as payment confirmation just in case. Sometimes card issuers make mistakes.
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Contact Kohl’s Capital One customer service if you run into any problems or have account questions.
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Adjust your payment method as needed if your account details change (new card expires, bank account closed, etc).
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Log into your account regularly to check for new promotions, rewards details, and special financing offers.
Well there you have it, a complete guide to paying your Kohl’s credit card bill. With so many convenient options like online, phone, in-store, and mail, you can choose the payment method that fits your lifestyle. I prefer the speed of online bill pay through Kohl’s Capital One. But in-store payments are great too if I’m already shopping at Kohl’s.
