How To Pay Your Mortgage Online With James B. Nutter

James B. Nutter & Company is one of the leading lenders for VA home loans, conventional mortgages, and refinancing. If you have a mortgage through Nutter, you likely make monthly payments. Read on for a complete guide on how to pay your James B. Nutter bill conveniently online.

Overview of Online Bill Pay with Nutter

Nutter offers an online payment system that allows borrowers to pay their mortgage quickly and securely on the lender’s website. This eliminates the need to mail in paper checks or worry about payments getting lost. Paying online is fast, easy, and helps ensure your payment is on time each month.

Below we’ll explore everything you need to know about utilizing Nutter’s online payment system to pay your mortgage bill. We’ll cover how to register, payment options, cut-off times, fees, and more so you can effectively manage this important monthly task.

Getting Started with Online Payments

To begin paying your mortgage online, you’ll first need to register on Nutter’s payment portal:

• Go to NutterHomeLoanscom and click “Pay Online”

• Click the “Click here to begin” button to access the payment system

• You’ll need your Nutter loan number and ZIP code associated with the loan to log in

• The first time, you’ll register by creating a username and password

• Your loan details will then populate so you can make a payment

Registering is quick and easy – just have your loan number handy. Once set up, you can conveniently log in anytime to pay your bill.

Payment Options and Fees

Nutter offers multiple ways to pay your mortgage online:

• ACH – Free payments directly from your checking or savings account

• Debit/Credit Card – Visa, MasterCard, Discover accepted for a fee

• Same Day Payments – Instant bank transfers for an additional fee

Using ACH through your bank account is free and the best option. Debit/credit incurs a processing fee. Same day payments cost extra but are instant. Choose the method that suits your needs.

Payment Cut-Off Times

To avoid late fees, be sure to pay your Nutter mortgage on time each month. Online payments must be made by these cut-off times:

• By 5:00 pm CST on the 15th to avoid late fees
• By 5:00 pm CST on the last business day of the month to avoid credit reporting

Plan your payment to arrive before these deadlines. Online payments are posted instantly so you can pay on the due date by the cut-off time.

Tracking Payment History

Your full payment history is available to view through your online account. You can check statuses, confirm when payments were received, and pull up receipts.

Monitoring your payment records helps you identify any issues and ensures accuracy. The payment portal makes managing your history easy.

Auto-Pay for Recurring Payments

For hands-free convenience, you can enroll in Nutter’s Auto-Pay program:

• Auto-Pay automatically deducts your monthly mortgage amount on the payment due date

• Eliminates the need to manually pay each month

• Avoid late payments due to forgetfulness

Auto-Pay is secure and easy to manage. Log in anytime to update your account details or turn off Auto-Pay. Set it and forget bill pay with this helpful option.

Mobile Access for Paying on the Go

Nutter offers a mobile version of their payment portal so you can pay bills on your smartphone or tablet too.

• Register at the desktop site, then access on mobile

• Login with your username and password

• Make quick payments with the mobile optimized site

Now you can pay on-the-go whenever it’s most convenient for you.

Payment Reminders

For an added layer of payment security, Nutter provides optional email and text reminders:

• When logged into your account, you can opt into reminders

• Receive an email and/or text when your bill is ready and when your due date approaches

• Helpful alerts so due dates don’t sneak up on you

Turning on reminders is highly recommended to stay on top of your mortgage and prevent any accidental lateness.

Customer Support for Payment Issues

If you have any trouble with online payments, Nutter’s customer service team is available to help:

• Call 1-800-798-3946 for assistance with payment issues

• Speak to a live representative during business hours for account help

• Get your payment questions answered quickly

Don’t hesitate to reach out to the support line if you encounter unusual account activity or payment problems.

Avoiding Late Fees and Credit Impacts

Paying online is the easiest way to avoid penalties from late mortgage payments:

• Online payments post instantly, so you can pay even on the due date

• Auto-Pay and reminders help prevent forgetting your bill

• Payment history allows you to catch errors quickly

• Customer support resolves any payment issues

Leverage Nutter’s online tools and resources to stay on-time each month and avoid fees or credit score damage from lateness.

Convenience and Security of Online Payments

Paying your James B. Nutter mortgage online offers major perks:

• Secure encrypted platform to protect your data

• 24/7 access from anywhere – pay conveniently on your schedule

• Payment receipts provide records and confirmations

• Quicker processing time than mailing paper checks

• Avoid the hassle of stamps, envelopes, and mail delays

Managing this important monthly bill is made simple with Nutter’s digital payment options. Ditch the paper checks and pay online to save time and headaches!