As a Peoria resident having the right insurance coverage is key to protecting your assets. With so many insurance companies to choose from how do you determine which provider is the best fit for your needs?
In this comprehensive guide, I’ll walk through everything you need to know to find the ideal insurance company in Peoria, whether you need auto, home, business, health or life insurance We’ll look at the top insurers in the city across key factors like customer satisfaction, pricing, financial strength and more
Arm yourself with the right information so you can make an informed insurance decision you feel confident about
Overview of Top Insurance Companies in Peoria
Peoria is served by over 20 national and regional insurance carriers. Here’s a look at some of the major companies available for various insurance needs:
Auto Insurance
- State Farm
- COUNTRY Financial
- American Family
- GEICO
- Progressive
Home Insurance
- State Farm
- COUNTRY Financial
- American Family
- Liberty Mutual
- Travelers
Business Insurance
- State Farm
- COUNTRY Financial
- The Hartford
- Liberty Mutual
- Travelers
Health Insurance
- Blue Cross Blue Shield of Illinois
- UnitedHealthcare
- Aetna
- Cigna
- Humana
Life Insurance
- State Farm
- COUNTRY Financial
- Northwestern Mutual
- New York Life
- Lincoln Financial
While this covers some of the major players, there are even more options available in Peoria from regional and national companies.
How to Choose the Best Insurance Company
With so many choices for insurance carriers, how should you evaluate and compare providers to find the right fit? Here are key factors to consider:
Customer Satisfaction & Reviews
This can give you insight into people’s real-world experiences with the insurer. Look at reviews, ratings, and complaint data. Companies like State Farm and COUNTRY Financial are rated highly in Peoria.
Range of Insurance Offerings
Some companies may offer policies across auto, home, life, health, and business. Others may specialize in just one insurance type. Choose a company that provides the products you need.
Price & Discounts
Compare estimated rates across insurers. But also look beyond just cost to consider coverage, service, and claims resolution. Ask about discounts you may qualify for.
Financial Strength Ratings
Choose an established insurer with strong financial backing and ability to pay out claims. Look for companies with “A” ratings from A.M. Best.
Local Agent Support
For some insurance lines, having access to knowledgeable local agents can be beneficial. Prioritize companies with agents in Peoria you can meet with.
Digital Experience
Many customers today value having online account access, mobile apps, and fast digital claims processes. Evaluate tools and technology.
Company Reputation & Longevity
Established insurers with long track records may offer stability, experience, and name recognition. This includes companies like State Farm, Liberty Mutual, Aetna, and others.
By comparing insurance companies across these key criteria, you can feel confident you made the right choice. Let’s take a deeper look at some top insurers in Peoria.
Leading Insurance Carriers in Peoria
State Farm
Known for auto and home insurance, State Farm is the #1 insurer in Peoria with over 15 local agents and even more availability across Illinois.
Key Strengths
- A+ (“Superior”) financial strength rating from A.M. Best
- Positive customer satisfaction scores
- Discount opportunities including multi-policy, safe driving, and defensive driving
- Strong company reputation and nearly 100 years of experience
Considerations
- Rates may be higher than some competitors in certain situations
- Mixed reviews for claims process speed and resolution
COUNTRY Financial
Headquartered in Bloomington, Illinois, COUNTRY Financial has strong local presence and over 90 years of experience.
Key Strengths
- A+ (“Superior”) financial strength rating from A.M. Best
- Broad insurance offerings including auto, home, life, business
- Numerous Peoria agents provide local support
- Positive customer satisfaction ratings
Considerations
- Limited online quote and account management capabilities
- Fewer discount opportunities than some competitors
American Family Insurance
Though based in Wisconsin, American Family has agents across Illinois and a reputation for good customer service.
Key Strengths
- A (“Excellent”) rating from A.M. Best
- Auto and home bundle discounts available
- High marks for customer satisfaction
- Wide array of available discounts
Considerations
- Limited mobile app capabilities
- Mixed reviews on ease of quoting and claims processes
Blue Cross Blue Shield of Illinois
Part of the larger BCBS brand, Blue Cross Blue Shield dominates health insurance in Illinois including Peoria.
Key Strengths
- A (“Excellent”) financial strength rating
- Broad provider networks in the Peoria area
- Strong brand recognition and reputation
- Member perks and discounts
Considerations
- Pricing may be higher than some competitors
- Some complaints about claims processing times
Final Tips for Choosing an Insurer
Finding the right insurance company takes research. Be sure to get quotes from multiple insurers and speak with local agents. Ask about discounts you qualify for. Dig into customer reviews and ratings to get real world insights.
While brand names can provide familiarity or comfort, look beyond that to find a company that provides the optimal mix of service, price, and coverage. Taking time to make an informed insurance decision means you can find great value in Peoria.
Whether you need just a car insurance policy or a full suite of insurance products, there are fantastic options with both national and local carriers. Now armed with the key selection criteria and top companies, you can find insurance coverage tailored to your needs, budget, and lifestyle.
Protect Your World Tomorrow
Your personal agent at Fortner Insurance is proactive about your protection. That is the peace of mind that we can offer. We’re proud to know what it means to be your agent and take care of our clients all the time, not just when something “bad” happens.
Fortner is an independent insurance agency with years of experience that works hard to get the BEST product and price for our customers.
We can save you time and, most importantly, money by making sure you have the best coverage for your home, which is your most valuable asset.
You depend on your car daily and we know you have many choices for car insurance. Our main goal at Fortner is to keep you on the road by giving you the safety gear you need.
Fortner Insurance knows how important life is, how to protect your family, and how to give you peace of mind through life insurance.
You buy health insurance for the same reason you buy other insurance; to protect you and your family. We help people find the best health insurance at the best price by guiding them through the complicated world of health insurance.
life insurance companies peoria IL
FAQ
How much is car insurance in Peoria IL?
Who is the most trusted insurance company?
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Best car insurance category
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Company winner
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Best insurance company overall
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Travelers
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Best insurance company for affordability
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American Family
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Best insurance company for accident forgiveness
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Geico
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Best insurance company for having few customer complaints
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NJM
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What is the most important type of car insurance you should buy in Illinois?
What are the top vehicle insurance companies?
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Best Car Insurance in California
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Our Overall Score
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Coverage
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#1 Geico
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9.3
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9.1
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#2 Progressive
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9.4
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9.7
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#3 USAA
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9.3
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9.7
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#4 State Farm
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9.2
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9.4
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How much does full coverage car insurance cost in Peoria?
The average cost for full coverage car insurance in Peoria is $1,287 per year, which is slightly lower than the Illinois state average of $1,332 per year. Rates vary by location, though, and drivers in Peoria can save even more on car insurance by comparing rates from different car insurance companies. Ready to shop car insurance?
Does state Farm have car insurance in Peoria IL?
With State Farm insurance in Peoria, IL, you don’t have to stop. Important coverage options for a variety of drivers include collision, comprehensive, liability, medical payments, and uninsured or underinsured motorist. The exact coverage you choose will depend on the type of vehicle you’re insuring and budget. With State Farm, you have options.
What are the cheapest car insurance companies in Peoria IL?
Questions about this page? Email us at [email protected]. The five cheapest car insurance companies in Peoria, IL are FAIA ($57 per month), COUNTRY Financial ($70 per month), GEICO ($73 per month), Auto-Owners Insurance ($79 per month), and State Farm ($83 per month).
What are people saying about insurance services in Peoria?
What are people saying about insurance services in Peoria, IL? “We switched to Bartonville Insurance Agency this summer. We wanted to stay with Auto Owners but our previous agency had become to big and bureaucratic to be very helpful. There were two instances where they offhandedly said we were not covered when we were.