Finding the Best Insurance Agents in Springfield, MO

Living in Springfield, MO means having access to some great insurance agents that can help you protect what matters most. With over 30 independent insurance agencies in the Springfield area, how do you know which one is right for you? I’ve lived in Springfield for over 10 years, so I want to share my tips for finding the best insurance agents based on your needs.

How to Choose the Right Insurance Agency

With so many options, choosing an insurance agency can feel overwhelming. Here are some key factors I consider when looking for insurance agents in Springfield:

Types of Insurance Offered

• Do you need auto, home, business, life, or health insurance? Look for an agency that specializes in the types of insurance you need. Most agencies in Springfield offer a mix of personal and business insurance.

• Allstate, Farm Bureau, and Shelter Insurance focus more on auto, home, and life insurance for individuals and families.

• Independent agencies like Barker Phillips Jackson and Insurors of the Ozarks offer a wider range of business and specialty insurance in addition to personal lines.

Customer Service and Responsiveness

• How quickly does the agency respond to inquiries and claims? Do they have convenient ways to get quotes and make policy changes online? Excellent customer service is crucial.

• I’ve had great experiences with responsive agents at Alliance Insurance Agency Brinck Insurance Group and The Resource Center Insurance.

Local Experience and Involvement

• Agents with deep roots in Springfield understand the local community and insurance needs better, It’s a plus if they’re involved in local charities and organizations,

• Check agencies like Hometown Insurance Group and Spracklen Insurance that have long histories in Springfield.

Range of Insurance Carriers

• Independent agencies can provide quotes from multiple insurance carriers while captive agents only sell policies from one company.

• Independent agents like GLS Insurance Group give you more choices to find the right fit.

Premiums and Cost

• Premiums can vary widely between insurers for similar coverage. An agency that shops rates for you helps maximize savings.

• Ask about bundling discounts for insuring your home and car with the same provider.

Top Insurance Agencies in Springfield, MO

After comparing reviews, services, and our own experience, here are some of the stand-out insurance agencies we recommend in Springfield:

GLS Insurance Group

With an excellent TrustedChoice rating, GLS Insurance Group offers business and personal insurance along with competitive pricing. Their agents are very responsive and provide customized plans.

Brinck Insurance Group

This highly rated independent agency provides comprehensive business and personal insurance options. They have strong community ties and local expertise as a Springfield-based agency.

Alliance Insurance Agency

Alliance Insurance Agency has served Springfield for over 50 years. They offer business, auto, home, life, and specialty insurance, with a focus on personal lines. Their experienced team responds quickly to customer needs.

Insurors of the Ozarks

As a TrustedChoice recommended agency, Insurors of the Ozarks has affordable pricing and great customer service. They offer all types of personal and commercial insurance.

The Resource Center Insurance

The Resource Center Insurance is a top choice for life insurance in Springfield. They offer personalized service and expertise in products like term life, whole life, and annuities.

Millennium Brokers Group

Millennium Brokers Group is a full service business and personal insurance agency with a strong record of customer satisfaction. They offer competitive rates and customized packages.

How to Get the Best Insurance Rates

Here are some tips for getting the lowest insurance premiums in Springfield:

• Compare quotes from at least 3 different agencies. Rates can vary a lot between insurance companies.

• Ask about discounts like safe driver, good student, anti-theft devices, bundling policies, and paying annually.

• Raise your deductible to lower monthly premiums on policies like auto and homeowners.

• Improve your credit score, which often impacts premiums.

• Take defensive driver courses for a potential car insurance discount.

• Reduce risk factors that insurers charge more for, like accidents, claims, high-risk vehicles, etc.

Finding the Right Insurance Agent for You