Selecting the right insurance agent is one of the most important financial decisions you can make. The independent insurance agents you choose to work with will have a major impact on your ability to get the coverage you need at a price you can afford. That’s why it pays to do your research when looking for top insurance agents in Columbus, Ohio.
As an independent insurance agency in Columbus ourselves, we want to provide consumers with the information they need to find the perfect insurance agent match. We’ll explain what makes independent agents different, what to look for when choosing an agency, and profile some of the top independent insurance agencies in Columbus that we’d recommend
What Are Independent Insurance Agents?
Independent insurance agents are agents who can write policies with multiple insurance carriers, rather than just one company. They are able to shop the market and find the best insurance rates and coverage options to fit your specific needs.
Some key advantages of working with independent agents include:
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More insurance choices: Independent agents can provide quotes from several companies, allowing you to compare and find the best fit. Captive agents sell policies from just one carrier.
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Unbiased recommendations: Since they work with multiple carriers, independent agents can make unbiased recommendations on which insurance company may be best for you.
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Better rates: Independent agents can shop multiple companies to get you the best deal. Exclusive agents are limited to their one carrier.
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Local expertise: Many independent agencies are small businesses deeply rooted in their community. They provide personalized service and expertise.
When it comes to finding the right insurance for your home, car, business, or family, independent insurance agents can be an invaluable resource.
What to Look For in an Independent Insurance Agency
When evaluating independent insurance agencies in Columbus, here are some key factors to consider:
Experience and Reputation
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How long has the agency been in business? Look for an established track record of satisfied customers.
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Do they have solid online reviews and ratings? This can give you insight into their customer service.
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Are they involved in the local community? Active community engagement is a good sign.
Range of Insurance Options
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Do they offer a wide range of insurance products (auto, home, business, life, health, etc)? This allows one-stop insurance shopping.
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How many insurance companies do they partner with? More carrier partnerships equal more choices.
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Can they provide coverage for specialty needs? For example, farms, rental properties, collectors cars.
Customer Service
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How responsive are they? Do they provide fast quote turnaround and answer questions thoroughly?
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Will you have direct contact with an agent? Local agents often provide more personalized services.
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Are they available at your convenience? Evenings or weekend appointments can be helpful.
Comprehensive Support
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Do they offer risk management guidance to help reduce claims? An ounce of prevention is invaluable.
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Will they assist with filing claims quickly and efficiently? You need an advocate on your side.
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Do they conduct annual reviews to ensure adequate coverage as your needs change? Proper insurance keeps pace with life.
Taking the time to assess agents on these key areas will help you find a trusted insurance advisor. Now let’s look at some of top independent agencies in Columbus.
Recommended Independent Insurance Agencies in Columbus
Columbus offers many great independent insurance agencies to consider. Based on reputation, experience, range of offerings, and customer service, here are a few of our top recommended picks:
1. Detwiler-Brofford Insurance
With roots dating back to 1946, Detwiler-Brofford Insurance is one of the most established independent agencies in Columbus. They offer extensive insurance offerings including auto, home, business, life, health, and specialty products. Their agents take time to get to know each client and provide customized recommendations and ongoing policy management.
2. Thomas-Fenner-Woods Agency
Founded in 1935, Thomas-Fenner-Woods Agency is another long-respected Columbus insurance agency. They are one of the largest independent agencies in central Ohio, partnering with over a dozen top carriers. Yet they still provide personalized service with agents ready to assist customers with any insurance needs.
3. W.E. Davis Insurance Agency
W.E. Davis is a family-owned Columbus insurance agency that has protected local families and businesses for over 60 years. They are active supporters of the community and work closely with clients to deliver customized insurance solutions. Their wide range of insurance offerings and local reputation make them a great choice.
4. K&M Insurance Agency
K&M Insurance Agency originally opened in 1941 and has grown to serve central Ohio residents and businesses for over 75 years. As an independent agency, they provide unbiased recommendations after comparing many insurance options. Their expertise across auto, home, life, business, and specialty insurance makes them worth considering.
5. Horizon Insurance Services
Horizon Insurance takes pride in over 50 years of providing Columbus customers with trusted advice and insurance guidance. They work with national carriers as well as local companies to create optimal insurance packages their clients can rely on. From auto insurance to contractors coverage and more, they have diverse expertise.
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Please reach us at [email protected] if you have any questions at all!
An independent agent represents several different insurance carriers, rather than just a single insurance company.
That means that we can write you a policy with the company that suits you best. at no extra cost to you!.
Of course! The best thing about our business is the people we help. Anyone can help you understand your policy without having to call a machine or talk to a robot. just give us a call or drop us a line and we will get the answers you need!.
As independent insurance agents we offer several types of insurance policies with multiple Insurance Carriers. We can write policies to cover the assets you care about the most. Homeowners, auto, condo, flood, mobile home, manufactured home, RV, ATV, motorcycle, umbrella, watercraft, renters, and snowmobile insurance are just a few of the types of insurance that are available.
In 2021, Julie became the agency owner and principal agent of the Jr Scott Insurance Agency. Julie is the friendly voice you hear when you need help with your insurance. She has worked at the agency for more than ten years.
TJ is the newest member of the J. R. Scott Insurance team, starting at the agency in January 2022. He is a photographer and loves to rock climb. and answer your insurance questions!.
After 44 wonderful years in the insurance industry, Jeff retired in June of 2021!
Jeff still lives in Clintonville and loves spending time with his family and pets, helping out with Charity Newsies, and learning more about history.
McCormick & Reinmuth Insurance Agency Columbus OH Policies
FAQ
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