How To Pay SBI Credit Card Bill Online: A Step-By-Step Guide

Paying your SBI credit card bill online is a quick and convenient way to avoid late fees and maintain a healthy credit score. With multiple payment options to choose from, you can pay your bill from anywhere at any time. In this comprehensive guide, we will walk you through the step-by-step process of paying your SBI credit card bill online using the various available options.

Overview of Payment Options

SBI offers a range of online payment options to choose from. Here is a quick overview:

• NEFT: Make instant online payments from any non-SBI bank account that supports NEFT. Use IFSC code SBIN00CARDS.

• Paynet: Pay directly from your account using netbanking of over 50 banks. No need to login to SBI Card account.

• Visa Credit Card Pay Transfer funds from any bank to Visa credit card issued by SBI

• Debit Card Pay securely from any VISA/Mastercard/Rupay debit card including SBI

• UPI: Make quick payments from any UPI app using SBI Card UPI ID or scan QR code.

• SBI Mobile App: Pay easily by linking card and making payments via app.

• Yono App/Portal: Make payments from linked SBI account using Yono by SBI app or portal.

• BBPS: Pay from any bank by entering card last 4 digits and registered mobile no.

Steps to Pay SBI Credit Card Bill

Follow these simple steps to pay your SBI credit card bill online using the payment mode of your choice:

1. Pay using NEFT

• Login to your non-SBI bank’s netbanking and add SBI Card as beneficiary using IFSC code SBIN00CARDS.

• Enter 16-digit SBI credit card number as account number. Select account type as ‘Credit Card Payment’.

• Enter amount, confirm details and complete transfer. Payment will reflect instantly.

2. Pay using Paynet

• Go to Paynet page and enter SBI card number, email ID, amount etc.

• Choose bank account and click Pay. You will be redirected to your bank’s netbanking page.

• Enter login details, confirm payment and transfer funds. Payment will reflect instantly.

3. Pay using Visa Credit Card Pay

• Login to your bank’s netbanking and go to ‘Funds Transfer’ or ‘Visa Credit Card Pay’ section.

• Add SBI credit card as beneficiary by entering 16-digit card number, name etc.

• Confirm details and transfer funds. Payment will reflect instantly.

4. Pay using Debit Card

• Go to Debit Card Payment page and enter SBI card number and amount.

• Choose debit card option and enter details. You will be redirected to bank page.

• Confirm transaction using PIN/OTP to transfer funds. Payment will reflect instantly.

5. Pay using UPI

• On SBI Card UPI payment page, choose ‘UPI’ or ‘Scan QR Code’ option.

• Open UPI app, verify and authorize payment using UPI PIN. Or scan QR code in BHIM app and pay.

• Payment will be processed and confirmation SMS will be sent.

6. Pay using SBI Card Mobile App

• Download and login to SBI Card mobile app using your credentials.

• Go to ‘Pay Now’ and enter registered mobile no., email ID, and amount.

• Choose account and complete payment authorization.

• Payment will reflect instantly and confirmation notification will be sent.

7. Pay using YONO App/Portal

• Login to Yono app/portal using your SBI account credentials.

• Under ‘My Credit Cards’, click on card details and then ‘Pay Now’.

• Select SBI account, enter amount and complete payment.

• Payment will instantly reflect on SBI credit card.

8. Pay using BBPS

• Go to bill pay page on SBI Unipay and select SBI Credit Card.

• Enter last 4 digits of card and registered mobile number. Bill details will appear.

• Enter due amount and complete payment from bank account.

• Payment will instantly reflect and confirmation SMS will be sent.

Tips for Hassle-Free Online Payment

Follow these tips to ensure your SBI credit card bill payment online is smooth and hassle-free:

• Double check card number, amount, and other details before initiating transfer to avoid failed transactions.

• Save beneficiary details to avoid entering details every time.

• Opt for auto-pay via NACH to automate periodic bill payments.

• Always pay full bill amount by due date to avoid late fees and interest charges.

• Opt to get payment reminders via email and SMS for timely notifications.

• Check transaction history to ensure payment has been credited and reflects on your card.

• Contact SBI Card customer care or your bank in case of any failed transactions or discrepancies.

• Schedule payments at least 2-3 working days in advance for outstation cheques or transfers.

Paying your SBI credit card bill online is quick, easy, and secure. With various modes to choose from like netbanking, UPI, debit card, mobile app, and more, you can pay your bill from anywhere, anytime. Following the step-by-step process, double-checking details, scheduling timely payments, and seeking help when required will ensure your bill payments are smooth and hassle-free. So go ahead and pay your SBI credit card bills online using the suitable payment option as per your convenience.