How To Pay Electricity Bill Online Through Sbi Credit Card

Paying electricity bills on time can be a hassle sometimes. Long queues, inconvenient payment locations, limited payment options – these can make bill payment an unpleasant experience However, with online bill payment facilities offered by banks and financial institutions, paying electricity bills has become much easier nowadays One such facility is the online electricity bill payment through SBI credit cards.

SBI credit card holders can easily pay their electricity bills online without any hassle. Here is a step-by-step guide on how to pay electricity bills through SBI credit cards:

Pre-requisites for Paying Electricity Bill through SBI Credit Card

Before initiating the online payment process you need to ensure the following

• You have an active SBI credit card.

• Your electricity biller/service provider should be enrolled with SBI for online bill payment facility Most major electricity boards like BSES, TATA Power, Adani Electricity etc are supported.

• You must have your electricity bill with you which contains details like consumer number, bill number etc. These details are required during the transaction.

• Your SBI credit card must have sufficient credit limit available to make the electricity bill payment.

Steps to Pay Electricity Bill through SBI Credit Card:

Follow these simple steps to pay your electricity bill instantly using your SBI credit card:

Step 1: Login to SBI Card Portal

• Go to the SBI Card portal – www.sbicard.com

• Click on ‘Login’ and enter your SBI Card credentials like card number, password etc. to login.

Step 2: Initiate Bill Payment

• After logging in successfully, click on ‘Bill Payments’ in the left menu.

• Under the ‘Billers’ section, select your Electricity Board. For example, if your service provider is BSES, select ‘BSES’ from the list.

• Enter all the bill details carefully like consumer number, bill number, bill amount etc. Cross check bill details before proceeding.

• Enter your registered email ID and mobile number.

• Click on ‘Pay Now’ to proceed.

Step 3: Confirm Payment

• Verify all bill payment details once again on the payment confirmation page.

• Enter your SBI Card CVV number when prompted.

• Click ‘Confirm’ to complete the payment.

• The bill amount will be deducted from your SBI Credit Card account immediately.

That’s it! Once the payment goes through, you will receive a confirmation message and payment receipt will be sent to your registered email ID. The receipt can also be downloaded from the ‘Transaction History’ section later.

Key Benefits of Paying Electricity Bill through SBI Credit Card:

• Convenient – Make bill payments instantly 24×7 without visiting electricity office or standing in queues.

• Multiple Options – Pay using Netbanking, Mobile App, IVR or Customer Care.

• Reward Points – Get reward points on your credit card for bill payments.

• Tracking – Payment receipts can be easily downloaded from transaction history.

• Reminders – Get email and SMS reminders for upcoming electricity bill.

• Auto Pay – Set up standing instructions for auto-debit of bill amount every month.

Important Points to Remember

While making online electricity bill payments through SBI credit card, please keep the following points in mind:

• Payment from credit card may take upto 3 working days to reflect in electricity board records. So pay bills well in advance.

• Payment cannot be made for past due electricity bills. Only current bill can be paid.

• Partial bill payment is not allowed. Full bill amount needs to be paid in one transaction.

• Payment receipts are valid documents in case of disputes. Save receipts for future reference.

• Inform SBI Card in case receipt is not received within 2 working days of making payment.

Paying electricity bills online through SBI credit card is quite simple and convenient. It allows you to pay bills instantly without any hassles. Follow the steps outlined above to experience the ease and benefits of online bill payments.