How Do I Pay My First Progress Bill? A Step-by-Step Guide

Paying your credit card bill on time each month is crucial for maintaining good credit and avoiding late fees. If you have a First Progress credit card, you have several convenient options for making your payment. This step-by-step guide will walk you through the various ways to pay your First Progress credit card bill.

Online Payment

The easiest way to pay your First Progress credit card bill is online through your account Here is how to pay online

1. Go to the First Progress login page at https://cc.firstprogress.com/login/username.

2. Enter your username and password and click “Login,”

3. Once logged in, click on “Make a Payment” on the left side of the screen or select “Pay Bill” near the top.

4. Enter the payment amount and select a payment date. You can schedule a payment up to 30 days in advance.

5. Choose whether to pay the minimum, statement balance, or a custom amount. Paying more than the minimum when possible can help reduce interest charges.

6. Select the payment method. Options may include a bank account, debit card, different credit card, or electronic check.

7. Review the payment details and click “Submit Payment” to complete the transaction.

Paying online is fast, secure, and lets you easily track payment history. You’ll get a confirmation email after the payment processes. Log back into your account anytime to view your payment history and account balance.

Phone Payment

You can also make a First Progress payment over the phone using the automated payment system.

To pay by phone:

1. Call 1-888-403-4783.

2. Follow the prompts to enter your First Progress account number and other card details.

3. Choose whether to pay the minimum, statement balance, or a custom amount when prompted.

4. Have your debit card ready to enter for the payment method.

5. Stay on the line to get a confirmation number after the payment goes through.

6. Make a note of the confirmation number and payment details for your records.

The automated phone system is available 24/7, so you can call anytime to make a quick payment.

Mobile App Payment

The First Progress mobile app offers another way to pay your bill on the go.

Follow these steps to pay through the app:

1. Download the First Progress mobile app on your iOS or Android device.

2. Log into the app using your account credentials.

3. From the main menu, select your credit card account.

4. Tap “Make a Payment” and enter the payment amount.

5. Choose a payment method such as a linked bank account.

6. Review the details and complete the payment.

You’ll receive instant payment confirmation through the app. The mobile app also lets you view your balance, transactions, and statements at any time.

Pay by Mail

If you prefer to pay your First Progress bill by check or money order, you can send the payment by mail.

To pay by mail:

1. Make the check or money order payable to First Progress.

2. Write your First Progress account number on the check or money order.

3. Mail the payment at least 5-7 business days before the due date to ensure on-time delivery.

4. Send to:

   First Progress Card
   P.O. Box 9053
   Johnson City, TN 37615-9053

Be sure to mail the payment with enough time to arrive by the due date. Late payments can result in fees and increased interest rates. Tracking services can help ensure timely delivery of mailed payments.

In-Branch Payment

You can visit your nearest First Progress branch to make a payment in person. Bring your account number, payment amount, and method of payment. A teller can process the payment on the spot. You’ll receive a receipt to keep for your records.

Branch hours vary, so check your local branch schedule ahead of time. In-person payments made before the daily cutoff time will post to your account same day.

Set Up Recurring Payments

One of the easiest ways to avoid missed payments is to set up automatic recurring payments with First Progress. This lets your bill get paid automatically each month.

To set up automatic payments:

• Call customer service at 1-866-449-4514 to set up payments from your bank account.

• Log into your online account and enroll in “AutoPay” to charge payments to a credit or debit card monthly.

With automatic payments, you don’t have to remember to pay each month. Just make sure you have enough in your linked account to cover the payment amount.

Payment Tips & Reminders

• Schedule online payments up to 30 days in advance to avoid last-minute scrambles.

• Pay more than the minimum when possible to save on interest fees.

• Contact First Progress immediately if you cannot make the minimum payment. They may be able to offer assistance.

• Avoid late fees by paying at least the minimum by the due date each month.

• Notify First Progress if your billing address changes to prevent missed paper statements.

• Set payment reminders on your calendar to help remember due dates.

• Keep payment receipts and confirmation numbers for your records in case questions arise later.

Paying your First Progress credit card bill on time every month is key for building your credit score and maintaining account benefits. Take advantage of the available payment options to find the right fit for your needs and schedule. Consistent on-time payments will keep you on the road to financial wellness.