If you need to contact your Homeowners Choice Insurance agent or the company directly, getting answers and help should be quick and convenient. This guide provides tips on the best ways to get in touch with Homeowners Choice for your policy claims and customer service needs.
Overview of Homeowners Choice Insurance
Homeowners Choice is a property and casualty insurance provider based in Tampa Florida. They offer homeowners, flood, umbrella and other residential policies across Gulf Coast states prone to hurricane damage.
With an A- rating from AM Best, Homeowners Choice utilizes independent agents to sell and service their products. The company is known for strong customer satisfaction and claims response.
Contact Information for Homeowners Choice Insurance
Here are the main contact methods for reaching Homeowners Choice policy services, claims, or sales teams
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Homeowners Choice Insurance Phone Number – The primary customer service line is 1-888-210-5235. This number connects you to policy and account support for questions on coverages, billing, changes, etc.
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Homeowners Choice Claims Number – To report a new property claim or check an existing claim status, call 1-866-324-3138. This line is staffed 24/7 for policyholders.
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Homeowners Choice Address – The corporate mailing address is:
Homeowners Choice, Inc.
5300 W. Cypress Street, Suite 100
Tampa, FL 33607
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Homeowners Choice Website – www.homeownerschoice.com provides online account access, agent locator, contact forms, and other self-service options.
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Homeowners Choice Email – For general inquiries, use their contact form at www.homeownerschoice.com/about-hci/contact/. Allow 1-2 days for a response time.
When to Contact Your Insurance Carrier
Here are common situations where you may need to get in touch with your Homeowners Choice agent or the company directly along with the best contact method for assistance:
New Quotes or Sales Inquiries
Since Homeowners Choice uses independent insurance agents, contact a local agent in your state for new quotes or to purchase a policy. You can find agents on the company website. The agent will provide rate details and policy information.
Policy Questions or Changes
For existing policy questions or updates like address changes, adding insureds, canceling a policy, or adjusting coverage limits, call Homeowners Choice customer service at 1-888-210-5235. You can also access your online account for self-service changes.
Reporting a New Claim
To start a property damage or loss claim, call the 24/7 claims line at 1-866-324-3138. Provide details on what happened and your contact info. You can also report claims through your online account portal or contact your agent.
Customer Complaints
For complaints against your agent or Homeowners Choice, file a complaint with your state Department of Insurance. Submit online or call them to launch an investigation. Provide your full account history and previous resolution attempts.
Paying Your Bill or Checking Payment Status
To make a payment or confirm payment status, access your Homeowners Choice online account portal. You can pay online or enroll in autopay. Or call customer service if you need additional payment help or options.
Tips for Contacting Homeowners Choice Insurance
Follow these tips for smooth communications when you need to reach out to your Homeowners Choice Insurance representative:
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Have your policy number – Having this handy saves time and confirms you are a policyholder.
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Contact your agent first – For quicker assistance on claims, billing, and basic questions, start with your agent if possible.
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Use online account features – The portal allows you to manage billing, report claims, change policy info, and more.
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Email for non-urgent inquiries – Use their contact form for general questions to avoid waiting on hold. Call for time-sensitive needs.
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Gather documentation – Have any supporting documents ready when reporting a claim or asking about your policy.
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Follow up if needed – Don’t hesitate to call back if you don’t get a satisfactory resolution right away.
Key Takeaways for Contacting Homeowners Choice
Contacting your insurance company doesn’t need to be a hassle. Keep these Homeowners Choice Insurance contact tips in mind:
- Use 1-888-210-5235 for customer service and 1-866-324-3138 for claims
- Independent agents can provide local support
- Online account access offers self-service convenience
- Have your policy number, documents, and details ready
- Follow up if your issue isn’t initially resolved
With multiple contact channels for questions, claims, and service, getting the solutions you need is a top priority at Homeowners Choice Insurance. Reach out by phone, online, or email for prompt assistance.
Homeowners Choice Insurance Company
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FLINSCO.com offers a complete selection of Home Insurance products from Homeowners Choice Insurance Company.
Homeowners Choice Property & Casualty Insurance Company is dedicated to offering quality products, backed by strong financial ratings, and supported by a responsive service department. All good qualities to help you keep your home a safe place to hang your hat.
Florida homeowners have additional considerations to make being first in line for climate change. Rising tides make it all the more important to stay insured with the right coverage. You can get extra policies and benefits to finish your coverage and keep your property safe from serious financial risk.
Founded in 2007, Homeowners Choice Property & Casualty Insurance Company operates out of Tampa, Florida. Products are available in Arkansas, California, Florida, Maryland, New Jersey, Pennsylvania, South Carolina and Texas, with North Carolina and Ohio on the horizon. They also own TypTap, a home and flood insurer with great ratings specializing in Flood Insurance.
According to Insurance Journal, Homeowners Choice is one of the top writers of flood coverage in the State of Florida. Financial backing is secure, meaning that your claims will be paid, with a rating of “A” awarded to Homeowners Choice for Exceptional financial strength by Demotech.
Homeowners Choice is a wholly-owned subsidiary of HCI Group. Many companies around the world back the company to help homeowners with catastrophic claims. This is because Florida hurricane seasons are hard to insure.
Homeowners Choice Insurance Products
Homeowners Choice can help you with everything from basic broad form HO3 insurance for your Moroccan rugs to paying for the Jehovah’s Witness who sprained his ankle on your front step.
As a trustworthy property and casualty carrier, Homeowners Choice is also a great resource for Renters and Landlords.
Include your house and everything inside it, as well as your yard and any other buildings on the property. Policies come with coverage for loss of use, personal liability, and medical payments.
Condominium insurance from Homeowners Choice is offered with standard broad form coverage. The plan will cover you for medical bills, lost wages, and personal liability costs right away.
The right landlord coverage is very important to help you rent out property with peace of mind. Dwelling/Landlord Insurance plans from Homeowners Choice cover buildings and personal belongings enough, but not as much as a regular homeowners plan.
It is necessary to have flood insurance in Florida. Homeowners Choice Private Market Flood plans are a good alternative to products from the National Flood Insurance Program (NFIP). TypTap is HCPCI’s exclusively flood insurance product brand, available throughout Florida.
Homeowners Choice Insurance Company
FAQ
What is the financial rating of homeowners choice insurance?
How do I contact homeowners Choice insurance?
Here are the main methods for getting in touch with Homeowners Choice Insurance representatives: The main customer service phone number for Homeowners Choice Insurance is 1-888-210-5235. This number will connect you with their policy services team for questions about your existing policy, coverages, payments and changes.
Who is homeowners choice?
Read on for a quick overview of Homeowners Choice and the best ways to reach them regarding your policy or claims questions. Homeowners Choice, Inc. is a property and casualty insurance holding company based in Tampa, Florida. They provide residential property insurance, flood insurance, personal umbrella policies and more.
Where is homeowners Choice insurance based?
The insurance company is headquartered in Tampa, Florida. The insurance company helps customers get matched to the most affordable home insurance companies and works with providers such as Safeco and Liberty Mutual. Homeowners Choice has about $350 million in gross written premiums across its 110,000 policyholders.
Does homeowners choice offer home insurance?
Homeowners Choice offers home insurance through Safeco and Liberty Mutual. To find the details of coverage, customers must refer to these carriers directly. An independent insurance agent can also help you find out more about these insurance companies’ home insurance coverage. Is Homeowners Choice a good insurance company?