Playing music is an incredibly rewarding hobby and passion. As a guitarist, buying new gear and accessories is an important part of improving your skills and sound. However musical equipment can get expensive quickly. Using credit to finance your purchases allows you to get the gear you want today while paying it off over time. If you have a Guitar Center credit card here’s a step-by-step guide to paying your bill online.
The Guitar Center credit card issued by Synchrony Bank is a great financing option for musicians. It offers special financing deals to make expensive purchases more affordable. However, like any credit card, you need to pay your balance in full each month to avoid interest charges.
Paying your Guitar Center credit card bill is easy to do online. Synchrony Bank offers a simple website and mobile app to view statements, make payments, set up autopay, and more. Read on to learn how to access your account, understand your statement, set up recurring payments, make one-time payments, and take advantage of Synchrony’s money management tools.
Access Your Guitar Center Credit Card Account
The first step is accessing your Guitar Center credit card account online. You have a few options:
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Visit the Synchrony Financial website: Go to www.synchrony.com and click on “My Account” at the top right.
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Use the Synchrony mobile app: Download the Synchrony app on your iOS or Android device. Log in with your account credentials.
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Set up online account access: If you haven’t already, you can connect your Guitar Center credit card to an online account. You’ll need some personal information like your Social Security Number.
Once logged in, you’ll be able to view your full account dashboard with balance, recent transactions, payment history, and more.
Understand Your Monthly Statement
Your statement provides a detailed look at your account activity and how much you owe for the month. Key sections include:
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Account summary: Shows your previous balance, all new transactions, fees, payments made, and total amount due.
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Transaction details: Lists every purchase, payment, credit, etc. from your billing period.
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Interest charge details: Breaks down interest charges if carrying a balance.
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Payment information: Due date, minimum payment, and payment address.
Review your statement closely each month to catch any unauthorized charges. Report unfamiliar transactions right away.
Set Up Recurring Payments
The easiest way to pay your bill is to enroll in autopay. Synchrony offers two types:
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Minimum payment autopay: Pay only the minimum due each month.
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Full balance autopay: Pay your statement balance in full monthly.
To enroll, select “Autopay” from your Synchrony account menu. Choose your payment source, payment date, and autopay type. Autopay ensures you never miss a payment.
Make One-Time Payments
If you prefer to pay manually, Synchrony makes one-time payments easy:
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Pay online: Select “Make a Payment” and enter your payment amount and source.
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Use the mobile app: Tap “Pay Bill” and follow prompts.
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Pay by phone: Call the number on your statement to pay via automated system or agent.
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Mail a check: Send a check or money order to the payment address listed on your statement. Allow 5-7 days for processing.
One-time payments give you more control but require remembering to pay each month.
Take Advantage of Payment Tools
Synchrony offers useful tools to better manage your payments:
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eBill paperless billing: Reduce clutter and access statements online 24/7.
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Text alerts: Get reminders about your payment due date and confirmation of payments via text.
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PayPal: Securely connect your PayPal account to use as a payment source.
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Payment extensions: If needed, you may qualify for an extra 7 days to pay your bill without penalty.
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Bill calendar: See all your upcoming payment due dates in one place.
Leverage these tools for an easier payment experience.
Explore Other Account Management Features
In addition to payments, Synchrony’s online/mobile tools enable you to:
- Check your available credit
- View payment history
- Change your personal info
- Activate new cards
- Freeze/unfreeze your account
- Dispute transactions
- Set up account alerts
- Contact customer service
Take advantage of these self-service options to easily manage your account.
Additional Tips for Paying Your Guitar Center Card Bill
- Make payments well before the due date to ensure they process on time.
- Pay more than the minimum when possible to save on interest.
- Contact Synchrony right away if you expect to miss a payment. They may offer assistance.
- Be cautious about relying solely on autopay. Also review statements regularly.
- Keep your login credentials secure and use unique passwords.
Staying on top of your payments is key to avoiding costly credit card debt.
Managing your Guitar Center credit card bill through Synchrony Bank is straightforward and convenient. Simply access your account online or via their app. Set up autopay or make manual payments before the monthly due date. Use Synchrony’s money management tools to understand spending and streamline bill payment. Paying on time and in full is the best practice to keep credit card financing affordable. The flexible payment options make it easy to keep your favorite music retailer card in good standing.
Watch THIS Before Financing Your Next Guitar!
FAQ
What bank does Guitar Center use?
How do I close a Guitar Center credit card?
How do I make Guitar Center credit card payment?
You can make Guitar Center Credit Card payment online, by phone, through the Synchrony Bank mobile app, or by mail. To pay Guitar Center Credit Card bill online, log in to your online account and click on “Make Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from.
What is a Guitar Center credit card?
Minimum purchase varies by brand. Promo fee of 2% of amount financed will be included in required monthly payments. 5% back on all purchases. The Guitar Center Credit Card is what’s known as a store card, meaning you can only use it to make in-store and online Guitar Center purchases.
Can I Use my Guitar Center credit card anywhere?
You cannot use your Guitar Center Credit Card anywhere. The Guitar Center Credit Card is what’s known as a store card, meaning you can only use it to make in-store and online Guitar Center purchases. You can use your Gear Card to buy pro audio equipment or any type of equipment they sell at Guitar Center for that matter.
What is the credit limit for the Guitar Center credit card?
The credit limit for the Guitar Center Credit Card can be as low as a few hundred dollars, or as high as a few thousand. It depends on your creditworthiness, income and debt. Synchrony Bank, the issuer, sometimes offers automatic credit limit increases after about six months.
How do I apply for a Guitar Center Gear card?
You have not selected a Home Store. With a Guitar Center Gear Card, you’ll get exclusive financing offers, easy monthly payments and no annual fee*. Simply fill out the online application or visit your local Guitar Center to apply. Special financing deals are automatically applied to all qualifying purchases made with your Gear Card.
How long does it take to get a Guitar Center credit card?
It should take 7 to 10 business days to get the Guitar Center Credit Card after you get approved. Unfortunately, expedited shipping is not available for new cards. However, if you need the card sooner, please note that you can start using the card right after approval.