Finding the Right Auto Insurance on Covington Pike with Direct Auto

If you live or regularly drive in the Covington Pike area of Memphis, having the right car insurance is crucial. Direct Auto Insurance offers affordable policies with personalized service at their Covington Pike location.

Direct Auto aims to make insuring your vehicle simple and straightforward. Read on to learn about the Covington Pike Direct Auto, finding the best coverage, costs, discounts and more.

Overview of Direct Auto Insurance

Founded in 1991 and headquartered in Tennessee, Direct Auto Insurance provides policies specifically tailored for drivers with nonstandard risk profiles. This includes young drivers, those with minimal credit history, or people needing an SR-22 filing.

Direct Auto has over 425 neighborhood offices across 13 states Their location at 2552 Covington Pike serves the insurance needs of Memphis area drivers The company offers auto policies plus

• Motorcycle insurance
• Roadside assistance plans
• Rental reimbursement coverage

Customized payment plans local agents, and around-the-clock customer service provide added convenience. Direct Auto now insures over 600,000 vehicles nationwide.

Direct Auto Insurance on Covington Pike

The Direct Auto office on Covington Pike helps customers find the right car insurance for their needs:

• Convenient location – Easy to reach in the medical district near major hospitals and highways. Ample parking is available.

• Local agents – The office is staffed by licensed insurance professionals living in the community.

• Office hours – They are open six days a week for in-person assistance. Hours are 9am to 7pm Monday through Friday, and 9am to 2pm on Saturdays.

In addition to personalized service at the location, Direct Auto of Covington Pike allows you to:

• Get quotes and purchase policies online or by phone
• Make payments and print ID cards digitally
• Access 24/7 customer service through the website or mobile app

The Memphis team stands ready to help with any auto insurance needs.

Finding the Right Auto Insurance for You

Choosing the best car insurance involves balancing costs with the coverage that’s right for your situation. The agents at Direct Auto Covington Pike can guide you through these key considerations:

• State minimums – In Tennessee, you must carry liability limits of 25/50/15, but higher limits are recommended.

• Coverage needs – Think about needs like collision, comprehensive, roadside assistance and rental reimbursement.

• Discounts – Direct Auto offers discounts for things like multi-car policies, safe driving, good students and more.

• Commuting – Your regular commute distance can impact some coverage costs.

• Vehicle – Insuring a newer car or luxury model may carry higher premiums.

• Driving history – Previous accidents, tickets or claims will increase your rates.

Direct Auto Covington Pike helps customers weigh these factors to build the right policy at the best price.

Bundling Auto Insurance for Added Value

In addition to standard auto insurance, Direct Auto provides valuable add-on options:

• Roadside assistance – Add 24/7 roadside help for battery jumps, tire changes, towing and lock-out service.

• Rental reimbursement – Get reimbursed for rental car costs while your vehicle is repaired after a covered loss.

• Mexico tourist auto insurance – Get liability and physical damage coverage for driving across the border.

• Commercial policies – Insure delivery vehicles, contractor vans or other business autos.

• Rideshare coverage – Get coverage for using your car for Uber, Lyft or other ridesharing platforms.

• Mechanical breakdown insurance – Add a protection plan to cover repairs after your factory warranty expires.

Bundling options like roadside assistance and rental coverage provides complete protection at an affordable rate.

Direct Auto Insurance Payment Plans

Insurance premiums can be paid at the Covington Pike location or conveniently online through:

• One-pay in full

• Two-pay with a down payment and one installment

• Monthly payments with automatic bank withdrawal

• Quarterly payments

Direct Auto is designed to work with any budget. Ask about payment options that best suit your financial situation.

Discounts to Lower Your Premium

Direct Auto offers a number of discounts to help lower costs, including:

• Multi-car discount for insuring more than one vehicle

• Safe driving discount for accident-free customers

• Good student discount for young drivers with a B average

• Anti-theft device discount for cars with alarms and other devices

• Defensive driver discount for completing an approved course

• Multi-policy discount for also having renters or homeowners insurance

• Full pay discount for paying the entire term upfront

• Good payer discount for making timely payments

Be sure to ask about all possible discounts you may qualify for when getting a quote.

Why Choose Direct Auto Insurance?

There are many great benefits to choosing Direct Auto Insurance on Covington Pike:

• Affordable rates tailored to your unique risk factors

• Convenient local office with personalized service

• Manage your policy online through their website and mobile app

• Flexible payment options to suit any budget

• Available 24/7 for quotes, payments or claims help

• Policies just for you even with previous tickets, accidents or minimal credit

• Reliable protection from a longstanding company

If you need an affordable and trustworthy auto insurance provider in the Memphis area, check out Direct Auto Insurance on Covington Pike. Their experienced local agents will take good care of your policy.

How to Get a Quote and Start a Policy

Contacting Direct Auto in Memphis for a free quote and coverage assessment is quick and easy:

• Call 901-327-8300 during office hours to speak with an agent

• Stop by their office at 2552 Covington Pike

• Visit DirectAuto.com and enter your zip code to begin

• Download their mobile app to get a quote right from your phone

• Provide details like your age, vehicle, driving history and coverage needs

Within minutes you can compare personalized rates. Starting a new policy is simple and convenient through Direct Auto.

Key Takeaways for Direct Auto Insurance on Covington Pike

Finding the right auto insurance involves balancing cost, coverage and customer service. Keep these tips on Direct Auto in mind:

• Compare quotes online, over the phone or in person for your situation

• Ask about bundling options like roadside assistance for added value

• Inquire about discounts to help lower your premium

• Choose a payment plan that fits your budget

• Manage your policy through the website or mobile app

• Local agents provide personalized, reliable service

• Policies available even with previous driving incidents

Trust Direct Auto Insurance on Covington Pike to protect you and your vehicle affordably. Their knowledgeable team looks forward to helping you.