Nationwide offers the cheapest minimum coverage car insurance in Akron, Ohio, at $262 annually. American Family is best overall with a MoneyGeek score of 84 out of 100.
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeeks Head of Insurance. He has been studying the insurance market for more than five years, doing his own research and making content that is specific to each type of buyer. He has been quoted in several insurance-related publications, including [CNBC](https://www. cnbc. com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do. html), [NBC News](https://www. nbcnews. com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable. com/article/tesla-insurance-rates). A bachelor’s degree from Boston College and a master’s degree in economics and international relations from Johns Hopkins University are what Fitzpatrick has to offer. He really wants to use his knowledge of insurance and economics to make financial topics clearer and help people feel good about the choices they make with their money.
Mark Friedlander has over 30 years of experience in financial services and insurance. He is the Director of Corporate Communications at the [Insurance Information Institute (III)](https://www. iii. org), a nonprofit research and education organization based in New York that works to help people understand insurance better, as a national insurance industry spokesperson for broadcast, digital, and print media. Friedlander was in charge of communications at Main Street America Insurance, Arthur Andersen LLP, and Prudential Financial before joining the III. Bloomberg, CNN, Fox Weather, the Associated Press, Reuters, National Public Radio (NPR), NBC News, ABC News, CNBC, and many more national and local news outlets have recently published his work or had him on their shows. Friedlander holds a bachelors degree in journalism and public relations from the Ohio State University.
Jlyne Ubina is a content editor at MoneyGeek. She has worked as a news and web content writer and research editor for over 10 years, writing about business, economics, and technology. She previously worked at a multinational media organization and a global market intelligence firm.
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeeks Head of Insurance. He has been studying the insurance market for more than five years, doing his own research and making content that is specific to each type of buyer. He has been quoted in several insurance-related publications, including [CNBC](https://www. cnbc. com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do. html), [NBC News](https://www. nbcnews. com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable. com/article/tesla-insurance-rates). A bachelor’s degree from Boston College and a master’s degree in economics and international relations from Johns Hopkins University are what Fitzpatrick has to offer. He really wants to use his knowledge of insurance and economics to make financial topics clearer and help people feel good about the choices they make with their money.
Mark Friedlander has over 30 years of experience in financial services and insurance. He is the Director of Corporate Communications at the [Insurance Information Institute (III)](https://www. iii. org), a nonprofit research and education organization based in New York that works to help people understand insurance better, as a national insurance industry spokesperson for broadcast, digital, and print media. Friedlander was in charge of communications at Main Street America Insurance, Arthur Andersen LLP, and Prudential Financial before joining the III. Bloomberg, CNN, Fox Weather, the Associated Press, Reuters, National Public Radio (NPR), NBC News, ABC News, CNBC, and many more national and local news outlets have recently published his work or had him on their shows. Friedlander holds a bachelors degree in journalism and public relations from the Ohio State University.
Jlyne Ubina is a content editor at MoneyGeek. She has worked as a news and web content writer and research editor for over 10 years, writing about business, economics, and technology. She previously worked at a multinational media organization and a global market intelligence firm.
Nationwide has the cheapest full coverage and minimum coverage plans in Akron, Ohio. Travelers has the cheapest plans for families with teens. For best customer service, Cincinnati Insurance stands apart, whereas American Family is rated best overall. The best policy for you depends on your personal coverage preferences and needs.
Why Trust MoneyGeek? We analyzed 60,776 quotes in Ohio, including the city of Akron, from 14 companies. We used six sources and our own research to find the cheapest companies and come up with a scoring system for Akron insurance companies that only looked at ZIP codes in the city. Our scores are based on affordability, customer satisfaction, claims experience, coverages offered and financial stability.
Getting cheap car insurance in Akron, Ohio can feel like an uphill battle. With so many factors affecting auto insurance rates, it’s hard to know where to find the best deal. But don’t worry – this article will explore tips and companies to help you find affordable coverage in Akron. Keep reading to learn more!
Understanding Car Insurance Costs in Akron
Auto insurance rates in Akron are on the higher side compared to other parts of Ohio. On average, drivers pay around $1,442 per year for coverage. That’s about $120 per month.
Several factors influence what you’ll pay for car insurance in Akron:
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Location: Insurance prices are a bit higher in urban areas like Akron due to more traffic, accidents, crime and lawsuits. Rural areas tend to have lower rates.
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Your driving record Getting tickets or into accidents will cause your premiums to go up Even one ticket can increase your costs substantially
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Type of car: Insuring sports cars, luxury vehicles and SUVs is more expensive than insuring sedans and economy cars. Newer cars also cost more to insure.
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Coverage limits: Higher liability coverage limits and lower deductibles raise your premiums. Minimum required limits are 25/50/25 in Ohio.
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Your age Teen drivers and elderly drivers have the highest insurance rates. Middle-aged drivers tend to pay less
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Credit history: Insurers check your credit when pricing policies. Good credit equals lower prices.
So what’s the best way to find cheap car insurance in Akron considering all these factors? Here are some top tips:
7 Tips for Getting the Lowest Rates
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Shop around. Compare quotes from at least 3-5 different insurance companies. Rates can vary a lot between insurers.
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Ask for discounts. Look for ways to bundle policies, take defensive driver courses and reduce mileage to lower your costs.
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Boost your credit score. Improving your credit can help you earn a better rate class with insurers.
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Increase deductibles. Raising your deductible from $500 to $1000 could potentially reduce premiums by 30% or more. Just be sure you have savings to cover the higher deductible if needed.
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Drop unnecessary coverage. Consider dropping comprehensive and collision if you drive an older car worth less than 10 years of premiums.
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Limit teen drivers. Ask about discounts for adding teens to parental policies rather than creating separate policies.
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Maintain a clean driving record. Drive safely and avoid accidents, traffic violations and DUI offenses which substantially increase your rates.
Now let’s dive into some top affordable car insurance companies in Akron and what they offer.
Cheap Car Insurance Companies in Akron
The Zebra analyzed rates from over 80 carriers in Akron to identify insurance companies with the most affordable premiums. Here are some top cheap car insurance picks:
GEICO
GEICO is one of the cheapest major insurers in Akron, offering an average annual rate of $1,078 for minimum coverage. They provide standard options like liability, collision and comprehensive. GEICO also offers:
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Discounts for bundling policies, being a safe driver and having certain safety devices installed
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Usage-based option where you pay based on driving mileage
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Mobile app and online account management
Progressive
Progressive has an average yearly premium of $1,223 for minimum coverage requirements. They promote budget-friendly options like:
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Name Your Price tool where you state the premium you want to pay and they customize coverage
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Snapshot program that adjusts rates based on actual driving habits monitored through an app or plug-in device
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Bundling with Progressive home insurance or other policies
Grange Insurance
Grange Insurance offers an affordable alternative to big national brands, with Akron rates averaging $1,312 per year. They offer standard coverages along with:
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Multi-policy and paid-in-full discounts
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GAP insurance to cover the difference between car value and remaining loan amount after a total loss
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Rideshare coverage for Uber/Lyft drivers
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Roadside assistance plans
State Auto
State Auto is a regional insurer with competitive Akron premiums around $1,341 annually. They have flexible options like:
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Customizible policies where you can add/remove coverage as needed
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Usage-based plans where rates are based on driving habits
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Accident forgiveness so your first at-fault crash doesn’t increase premiums
The General
The General caters to high-risk drivers with average Akron premiums of $1,612 per year. They specialize in minimum coverage for drivers who may have DUIs, accidents or tickets. The General offers:
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Monthly payment plans and down payment options
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Discounts for being accident-free, paying in full and taking defensive driver courses
How to Choose the Best Insurer
When comparing Akron auto insurers, here are some factors to consider beyond just price:
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Coverage options: Make sure the company offers the types of coverage you need. Look for extras like rideshare or GAP insurance if needed.
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Discounts: Find insurers offering discounts that you qualify for to maximize savings. Good driver, multi-policy and paid-in-full discounts are common.
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Reputation and reviews: Look for companies with positive customer service reviews and ratings from institutions like J.D. Power or AM Best.
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Ease of doing business: Consider mobile apps, paperless options and how easy it is to pay bills or file claims with each insurer.
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Financial strength: Choose established insurers with strong financial ratings so you don’t risk policies being cancelled.
Balancing these factors along with pricing can help you find the right balance of premium, coverage and service.
How Insurance Agents Can Help
Working with a local insurance agent is also smart when finding cheap car insurance in Akron. Agents have in-depth knowledge about insurers and discounts in your area. They can:
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Give quotes from multiple companies to compare
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Guide you through decisions on coverage types and limits
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Offer options from top regional and national carriers
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Suggest money-saving discounts you may qualify for
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Advise on state insurance regulations and requirements
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Help you file and resolve claims smoothly
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Review policies annually to ensure you have the best deal
So don’t hesitate to consult a qualified local insurance agent as you shop for affordable Akron car insurance. They have the expertise to make the process much smoother.
The Takeaway
Finding cheap car insurance in Akron, OH may take some work but it’s very possible. Start by comparing quotes from top low-cost insurers like GEICO, Progressive, Grange, State Auto and The General. Look for discounts to maximize savings. Consider working with an agent for guidance and access to more carriers. Maintain a clean driving record. And shop around annually to ensure you still have the best rate.
Taking the time to be a savvy consumer and consider these tips can help you unlock substantial savings on Akron auto insurance. So you can get the coverage you need at a price you can afford. Drivers who put in the effort can find policies that fit both their budget and needs in Akron.
How to Compare Cheap Akron Car Insurance Quotes Online
It can be very important for your budget to find the cheapest car insurance rates in Akron. However, the process usually takes at least 15 minutes of research for each possible company. For a thorough comparison of three or more providers, you might invest over an hour. On the other hand, MoneyGeeks’ car insurance calculator makes this task easier and saves you money right away by focusing on the main factors that affect Akron car insurance rates. To get an instant rate quote, all you have to do is enter your age, driving record, credit score, desired level of coverage, and other information.
MoneyGeekss car insurance calculator will give you a customized estimate of your auto insurance cost. Its free to use, requires no personal information and we wont send you any spam. High Average Low.
Rates updated:
Aug 22, 2024
MoneyGeek works with some of the companies we recommend, but our content is written and checked by a separate group of writers, editors, and licensed agents. Learn more about our editorial policies and expert editorial team.
Overall Best Car Insurance in Akron
According to MoneyGeeks study, the following companies offer the overall best car insurance in Akron:
- American Family: 84 out of 100 on MoneyGeek ($530 a year)
- MoneyGeek gives Erie a score of 76 out of 100, which equals $791 per year.
American Family stands out as the best provider mainly because of its high scores for customer satisfaction and affordability, which are clear reasons for its high MoneyGeek rating.
American Familys impressive MoneyGeek score is largely driven by its high ratings in affordability and satisfaction. This company offers both common coverages—roadside assistance and rental car and/or travel reimbursement—so you don’t have to worry about the basics.
American Family also offers fairly common coverages, like accident forgiveness and gap insurance, which makes its policy options even better. Despite these features, American Family is an excellent option given its outstanding MoneyGeek scores.
American Family stands out when it comes to unique coverages because it offers original equipment manufacturer (OEM) coverage. This is useful for drivers who want repairs with OEM parts and is widely applicable. Another beneficial option is auto death indemnity coverage, providing financial support in the unfortunate event of a fatality.
- Ranks 2nd for general customer satisfaction
- Ranks 1st for key coverage options
- Ranks 3rd for customer satisfaction
MoneyGeek ranks Akron as one of the best car insurance companies based on customer satisfaction, cost-effectiveness, claims service, coverage options, and the stability of the insurance company.
Cheap Car insurance Akron OH
FAQ
Who typically has the cheapest car insurance?
How much is car insurance per month in Ohio?
How much is car insurance in Akron Ohio?
The average annual car insurance rate in Akron is $724, which is $79 lower than Ohio’s state average. MoneyGeek analyzed the annual rates from various insurers and rated them based on coverage level and driver profile. The cheapest insurer in this city is GEICO, with an average rate of $491.
How much does full coverage insurance cost in Akron?
The average cost for full coverage insurance in Akron is $150 per month or $1,800 per year. While average insurance rates can help you predict your own insurance costs, it’s important to note that each driver’s insurance premium is calculated based on many factors—the type of car, driving record, claims history, demographics, and more.
Why do you need car insurance in Akron?
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. Jerry has found affordable full coverage quotes for customers in Akron. The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
What is the cheapest SUV to insure in Akron?
The Subaru Crosstrek ranks #1 as the cheapest SUV to insure in Akron, followed closely by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model has an average cost of $926 per year for a policy with full coverage.