If you’ve been insured under your parents’ car insurance policy for years, the process of getting your own insurance can seem daunting. However, with some preparation and research, you can securely make the transition from your parents’ policy to having your own coverage. Why You May Want Your Own Policy There are a few key … Read more
Getting non-owner SR22 insurance can be confusing especially if you’re not familiar with how auto insurance works in the first place. SR22 filings prove you have minimum liability coverage as required by the state, but what if you don’t actually own a car? The process and requirements are different. This guide will explain exactly what … Read more
When shopping for insurance it’s important to choose a financially stable company that will be there when you need them. One way to assess an insurer’s financial strength is to look at their A.M. Best rating. A.M. Best is a global credit rating agency focused on evaluating the claims-paying ability of insurance companies. They analyze … Read more
In Louisiana, fire damage claims are sometimes denied over accusations of arson. Insurance usually does not cover fires due to arson. It’s a policy exclusion that some insurers try to abuse. Insurance companies may falsely accuse someone of a criminal act since arson usually isn’t covered by insurance. It’s rare, but an accusation may happen … Read more
The New York State Department of Motor Vehicles sets inspection standards that every car registered in the state must meet. It is required that all vehicles have a safety inspection every 12 months or whenever the owner changes. During the safety inspection, it is common for most vehicles to also undergo an emission inspection. The … Read more
Choosing the right insurance company to protect your assets and provide peace of mind takes careful research. Reviews from current and past customers can offer helpful insight into an insurer’s customer service, claims handling, coverage options, and overall value. In this article, we’ll provide an overview of Brown & Brown Insurance along with reviews from … Read more
Getting pulled over and ticketed for driving without insurance can lead to expensive fines license suspension and other headaches in Mississippi. But there are steps you can take to deal with a no insurance citation properly and get back on the road legally. An Overview of Mississippi’s Insurance Requirements Mississippi is a “compulsory insurance” state, … Read more
Tennessee’s Financial Liability Law (TFLL) says that all drivers must have auto insurance, which is defined in Tennessee Code Annotated § 55-12-102. This gives people who are hurt in car accidents a way to sue drivers who don’t have insurance. Still, Tennessee is an “at-fault” state, which means that if someone gets hurt in an … Read more
Having car insurance is required by law in most states. Driving without active insurance coverage can lead to fines, license suspension, impoundment of your vehicle, and other legal consequences. Unfortunately if you get into an accident with lapsed insurance the situation becomes much more complicated. Here’s a comprehensive guide on what to do if you … Read more
If you were in an accident and did not have insurance, fault still matters. If the other driver caused the crash, you can likely still recover compensation for your damages. However, you will also face the consequences for not carrying the mandatory auto liability coverage in your state. Some states, including Louisiana, may limit your … Read more