Purchasing a used vehicle from America’s Car-Mart makes getting reliable transportation affordable. But keeping up with monthly payments can feel like a chore – mailing checks, tracking due dates, paperwork hassles. Thankfully, Car-Mart offers modern online bill pay options to make payments fast, simple, and automatic.
In this article, we’ll explore the digital payment methods Car-Mart provides for quick account management on desktop or mobile. Whether you prefer one-time online payments, recurring bank withdrawals, or even paying in-person, Car-Mart has a solution. Read on to learn how easy and stress-free paying your Car-Mart bill can be.
One-Time Online Payments
The fastest way to pay your Car-Mart bill is through their secure online payment portal. Available 24/7, the online system allows you to
- Pay one-time or setup recurring payments
- Store payment information securely
- Receive instant payment confirmation
- Access payment history
To use the online portal visit Car-Mart’s website and click “Make a Payment.” You’ll log-in to your existing account or set up a new profile.
Online payments process immediately so you don’t have to worry about delays. A $2.20 processing fee applies per transaction.
Auto Bill Pay
For the ultimate convenience, enroll in Car-Mart’s Auto Pay program. This authorizes Car-Mart to withdraw your monthly payment directly from your checking account on the scheduled due date.
Once setup, payments are made automatically each month – no more headaches of mailing checks! Best of all, Auto Pay is free with no transaction fees.
To enroll, complete the short Auto Pay form on Car-Mart’s website. You’ll need to provide your Car-Mart account number, bank account details, and signature. Get payments on autopilot!
Paying by Phone
If you prefer to speak to a representative, Car-Mart allows payments over the phone. Call 1 (844) 730-3807 and their automated system will guide you through making a payment.
Phone payments are fast and available 24/7. A $2.20 processing fee applies to each phone transaction.
Paying in Person
With over 150 locations across the Southeast, paying your bill in-person at your local Car-Mart is always an option.
Visit during business hours and a store associate can accept your payment on the spot, with no fees. Locate your nearest Car-Mart by zip code on their website.
Pay at CheckFreePay Locations
For added convenience, Car-Mart allows payments at any of the 15,000+ CheckFreePay merchants nationwide – retailers like CVS, 7-Eleven, Kroger, and Walmart.
At the register, provide your account details and the clerk processes the payment. Fees of $0 to $3 apply depending on the merchant.
Protect Yourself with GAP Insurance
An important tip when financing a vehicle from Car-Mart is to add Guaranteed Asset Protection (GAP) to your loan.
GAP insurance covers the “gap” between what your auto insurance pays if your car is totaled and what you still owe on your loan. Without GAP, you could owe thousands out-of-pocket if your car is totaled. But GAP waives this, protecting you financially.
For peace of mind, add GAP when you purchase to cover yourself against potential loss.
Avoid Late Fees
Be sure to pay your Car-Mart bill on time each month to avoid late fees. Mark your calendar or setup reminders through their online portal.
Car-Mart offers so many ways to pay – online, phone, automatic, and in-person. Choose the option that works best for your lifestyle. With Car-Mart’s digital payment methods, staying on top of your payments is easier than ever. Drive on and pay stress-free!
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Buying a used car can be stressful. Weve got your back. Well give you peace of mind and keep you on the road.
Not satisfied with your purchase? Well exchange it for another vehicle of equal or lesser value.
Get added protection for your purchase with three tiers of service including oil changes and roadside assistance.
Have your remaining debt cancelled in the event your vehicle is stolen or considered a total loss.
Choose from several convenient ways to make your payments – so you have control
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FAQ
How do you find your Car-Mart account number?
How many locations does America’s Car-Mart have?
What is America’s Car-Mart return policy?
Where can I make a Car-Mart payment?
You can make a payment at over 150 Car-Mart locations, online, or by phone. You can even pay at more than 15,000 CheckFreePay locations ($0-$3.00 transaction fee – varies by location). Set up recurring payments free of charge from your bank account 24/7/365. Use our payment portal to make your payment online anytime.
How do I make a payment at Car-Mart of Illinois?
Car-Mart of Illinois offers several convenient ways to make a payment. You can make a payment at any of our three locations, pay online, or pay by phone. Didn’t purchase your vehicle in Benton, IL, Mt. Vernon, IL, or Marion, IL? Set up recurring payments free of charge from your bank account or debit card 24/7/365.
How do I talk to Car-Mart about my payment?
[I] will continue being a repeat customer! Thank you, Car-Mart! Need to talk to us about your payment? Our local dealerships are open 9:00am – 6:00pm, Monday through Saturday. Still have questions? We’re here to help. Chat with us or call (866) 819-9944. Car-Mart offers several easy and convenient ways to make a payment so you’re in control.
Does Car-Mart have a down payment?
The down payment depends on the vehicle you choose, your credit application, as well as any promotion we may have going on during the month. Most of our dealerships also offer a lay-a-way plan that allows you to pay out your down payment. Check with your local Car-Mart manager for details.
Where can I Find my Car-Mart account number?
You can find your account number on your America’s Car-Mart Sales Contract. You may also call any local dealership or Car-Mart Customer Care at 866.819.9944. How do I set up an ACH Recurring Payment Schedule? When selecting a recurring payment amount you must create a schedule by clicking Create Schedule.
How can Car-Mart help you buy a used car?
When you need a used vehicle, Car-Mart can help get you back on the road with low down payments and affordable payment options regardless of your past credit history. We offer several ways to get started, wherever you are on your car-buying journey. Pre-qualify for used car financing in less than 5 minutes with no impact to your credit.