Can I Pay My Verizon Bill With Apple Pay?

Apple Pay has become one of the most popular mobile payment systems, allowing users to make secure purchases in stores in apps and on the web. With Apple Pay, you can pay for your morning coffee, pick up dinner, buy clothes, and more. But can you use Apple Pay to pay your phone bill? Specifically, can you use Apple Pay to pay your Verizon wireless bill?

The short answer is no, you cannot currently use Apple Pay to directly pay your Verizon wireless bill. However that doesn’t mean Apple Pay isn’t useful when managing your Verizon account. Here’s what you need to know about using Apple Pay with Verizon.

Why You Can’t Directly Pay Your Verizon Bill with Apple Pay

Apple Pay is great for making quick, secure payments in stores, apps, and on the web. But it doesn’t replace traditional payment methods like credit cards and bank accounts for paying bills.

Verizon accepts Apple Pay in their retail stores for purchasing devices and accessories. But Verizon does not currently offer Apple Pay as a bill payment option for your wireless service. Instead, Verizon offers the following ways to pay your monthly bill:

• Automatic bank withdrawals
• Credit/debit card
• Verizon gift card
• Verizon Visa credit card
• Checks by mail

The main reason Verizon doesn’t accept Apple Pay for wireless bill payments is that Apple Pay doesn’t support recurring automated payments. With your wireless bill, you need to make the same payment each month automatically without having to authorize it every time. Apple Pay is designed more for one-time, in-person transactions that require user authentication via Face ID or Touch ID.

So in short, the nature of Apple Pay doesn’t align with the need for recurring automated bill payments like your wireless service. That’s why Verizon only supports payment methods that can be set up for recurring, automated payments month-to-month.

How Apple Pay Can Still Be Useful for Verizon Customers

While you can’t directly pay your Verizon wireless bill with Apple Pay, it can still provide some convenient benefits for Verizon customers:

• In-store purchases: You can use Apple Pay in Verizon stores to quickly check out when purchasing a new phone, accessories, or other Verizon products. This is faster and more secure than using a physical credit or debit card.

• Online purchases: When shopping on Verizon’s website, you may be able to select Apple Pay at checkout when buying devices, accessories, or other Verizon offerings. This allows for easy, secure online checkout.

• Verizon Visa card: If you have a Verizon Visa credit card, you can add it to Apple Pay and use it for purchases anywhere Apple Pay is accepted. You can then pay your Verizon bill as normal each month with your Verizon Visa.

• Auto pay discount: Setting up auto pay on your Verizon account gets you a $5-10 monthly discount on your wireless bill. You can use a credit card or bank account linked to Apple Pay as your auto pay method to qualify for the discount.

So while you can’t directly process a bill payment, Apple Pay can still provide convenient benefits for managing your Verizon purchases and account. The ability to use Apple Pay in Verizon retail stores, online, and with a Verizon Visa card improves the checkout experience. And using a card linked to Apple Pay for auto pay still qualifies you for the monthly auto pay discount from Verizon.

Are There Any Workarounds to Pay with Apple Pay?

Since Verizon doesn’t directly accept Apple Pay for wireless bill payments, are there any workarounds that would let you use Apple Pay to pay your Verizon bill? There are a couple options, but they have limitations:

• PayPal: You can link PayPal to Apple Pay, then use PayPal to pay your Verizon bill. However, this incurs a 2.5% fee which makes it an expensive workaround.

• Venmo: You can send bill payment funds from Apple Pay to a Venmo account, then pay Verizon through Venmo. But Venmo also charges a fee for instant transfers.

• Apple Cash card: You could add your Apple Cash card to Apple Pay, then use it to make a one-time card payment on your Verizon account each month. But this requires manually paying each month rather than setting up automated payments.

As you can see, the workarounds involve fees or give up the convenience of automated payments. For most customers, it won’t be worth using Apple Pay if it requires these types of tradeoffs. The easiest option is to just use a standard credit card, debit card, or bank account for your Verizon auto pay.

The Bottom Line – What You Need to Know

To recap, here are the key facts around using Apple Pay with Verizon:

• You cannot directly use Apple Pay to pay your monthly Verizon wireless bill. Verizon does not offer Apple Pay for bill payments.

• You can use Apple Pay conveniently in Verizon retail stores, online, and with a Verizon Visa card linked to Apple Pay.

• Setting up auto pay with a credit/debit card linked to Apple Pay qualifies you for Verizon’s auto pay discount.

• Workarounds exist like PayPal or Venmo but come with fees or lose automated payments.

• For most customers, it’s easiest to just use a standard payment method like a credit card or bank account for Verizon auto pay.

While Apple Pay doesn’t work directly for paying your wireless bill, it can still provide some convenient benefits for Verizon customers. Understanding what it can and can’t do will ensure you use it properly when managing your Verizon purchases and monthly payments.