Can I Pay My Eversource Bill With A Credit Card?

Eversource provides electricity, natural gas, water, and steam utility services to millions of residential and business customers across New England

As an Eversource customer, you likely want quick and convenient ways to pay your monthly bill. Can you use a credit card to pay online or do they only accept checks and bank transfers?

I examined Eversource’s payment policies to see if credit cards can be used. While Eversource itself does not directly accept credit cards, I found some reliable third-party services that process credit card payments on their behalf for a small fee.

Below I’ll explain these credit card bill payment options along with tips for managing your account.

Why Eversource Doesn’t Take Credit Cards Directly

Many major utility companies do not accept credit card payments directly from customers, Eversource is no exception

Here are the key reasons why

• Processing Fees – Credit card companies charge transaction fees that would increase Eversource’s costs.

• Fraud Risks – Taking credit cards directly also increases risks of fraudulent charges and identity theft that utilities carefully avoid.

• Fee Recovery Issues – If a credit card payment gets reversed, utilities often can’t recoup the reversal fees.

• Rate Impacts – Regulations prevent charging credit card customers more to account for added fees.

By only accepting bank account payments, checks, and cash directly, Eversource reduces these issues that would drive up rates for all customers.

Third-Party Payment Services That Accept Credit Cards

Although you can’t pay Eversource directly with a credit card online, authorized third-party services can process your card payment on Eversource’s behalf for a service fee.

These trusted services include:

• Plastiq – Pay any bill with your credit card for a 2.5% fee.

• DoXo – $1.99 per transaction to pay with a credit card.

• Paymentus – Eversource’s official partner charging $2.95 per payment.

The process works by linking your Eversource account. You enter your card details on the third-party website. They charge your card the bill amount plus their processing fee. A bank transfer or check is then sent to Eversource to complete the payment.

So with a small added fee, you can still enjoy credit card rewards and benefits when paying your Eversource utility bills through these services.

Tips for Paying Your Eversource Bill

Here are some tips for Eversource customers to easily manage payments:

• Go paperless so bills come straight to your email.

• Use autopay from your bank account for hands-off payments.

• Pay a few days early in case processing is delayed.

• Update payment details right away if your card number changes.

• Monitor your usage to catch unexpected spikes.

• Use budget billing to distribute costs evenly.

• Contact Eversource immediately if you can’t pay on time.

Can I Use a Credit Card for Eversource Bills?

However, authorized third-party services like Plastiq, DoXo, and Paymentus do accept credit cards. For a processing fee, they will pay your Eversource bill on your behalf electronically.

This allows credit card users to still earn rewards and benefits when paying utilities, while keeping Eversource’s payment costs manageable.

Just be sure to pick a trusted processor and account for their service fees in your budget – usually around $2 to $3 per transaction. Processing times can take a few days, so pay early before your due date.

With the help of these third-party credit card payment options, Eversource customers have flexible ways to pay their bills conveniently online while avoiding late fees.

Frequently Asked Questions About Eversource Payments

Here are answers to some common questions about paying Eversource bills:

What payment methods does Eversource accept directly?

Eversource accepts bank account transfers, checks, cash, and debit cards directly. Credit cards are not accepted by Eversource for residential bills.

What are the third-party services that accept credit cards?

Authorized processors like Plastiq, DoXo, and Paymentus allow you to pay with a credit card for a service fee. They will then send a payment to Eversource on your behalf electronically.

How much is the third-party credit card processing fee?

Fees are typically around $2 to $3 per transaction. The exact fee depends on which service you use. Be sure to account for this added cost when budgeting to pay your bill.

When should I pay my Eversource bill?

Aim to pay your Eversource bill a few days early to ensure your payment processes and posts by the due date, avoiding any late fees.

How do I setup autopay?

Through your online Eversource account, you can easily setup autopay to have your bill paid automatically each month from your bank account.

What if I can’t pay my bill on time?

Contact Eversource immediately if you are unable to pay your full bill by the due date so they can discuss payment plan options and avoid service disruption.

Knowing what payment methods Eversource allows and leveraging authorized third-party credit card processors ensures you can conveniently pay your utility bills online on time every month.