Living in North Carolina? Here is a complete guide to paying your Blue Cross Blue Shield of NC (BCBSNC) bill quickly online through their member portal.
Log Into Blue Connect to Pay
The easiest way to pay your BCBSNC bill is through Blue Connect, their online member portal:
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Go to wwwbluecrossnccom and click on “Log In”
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Enter your username and password to access Blue Connect
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If new, click “Register Now” to set up your account
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Once logged in. click on “Billing & Payments”
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Select “Pay Now” to make a one-time payment
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Or choose “Manage AutoPay” to set up recurring payments
Paying online through Blue Connect is fast, secure, and lets you skip mailing checks. I recommend setting up monthly auto-pay for maximum convenience.
Pay as a Guest
If you prefer not to create an account, you can make one-time payments as a guest:
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Go to www.bluecrossnc.com and click on “Pay Bill”
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Choose “Pay as a Guest” and enter your account number
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Fill in your payment details and submit
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A $3.50 convenience fee applies to guest payments
While guest pay is useful for a quick one-time payment, utilizing Blue Connect will save you money long-term.
Pay Over the Phone
To pay your BCBSNC bill by phone, call the number on your monthly invoice. Have these ready:
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Your account number
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Billing address
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Payment amount
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Credit card number
Note phone payments also have a $3.50 convenience fee applied. Still, it’s helpful if you prefer calling over paying online.
Pay by Mail
To pay your bill by check, simply mail your payment to the remittance address on your invoice. Be sure to include your account number on the check or payment coupon.
Mailed payments take 5-7 business days to process, but there are no fees.
Avoid Late Fees and Cancellation
To avoid penalties, be sure to pay your premium by the due date each month. Here is what can happen with late payments:
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A $25 late fee may be charged if not paid within grace period
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Policies can be cancelled around 90 days past due
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Outstanding balances may be sent to collections agencies
If struggling to pay on time, call BCBSNC immediately to discuss possible payment arrangements or financial assistance.
Enroll in Auto-Pay
For easiest bill payment, enroll in auto-pay through Blue Connect. Here are some tips for auto-pay:
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Log into Blue Connect and click “Manage AutoPay”
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Choose a payment date before your due date
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Update payment method if your card number changes
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You can cancel or change auto-pay anytime
Automatic payments give peace of mind your bill is paid on time, every time. Highly recommend signing up.
Payment Options Summary
| Method | Fees | Processing Time |
|---|---|---|
| Blue Connect | None | Instant |
| Guest Pay | $3.50 | Instant |
| Phone | $3.50 | Instant |
| None | 5-7 Days |
Paying through Blue Connect is the best option to avoid fees and get instant processing. But choose what fits your needs.
Never miss a payment with Blue Connect
The quickest way to pay your premium bill and access health insurance billing is online at the Blue Connect member portal. You can access Blue Connect on your computer or download the Blue Connect app from the App Store® or Google Play® to pay on your phone or another mobile device.
Tips for managing your costs and care
You can save money by going to in-network doctors, labs, and hospitals under contract with your Blue Cross NC plan for discounted rates.
Search for in-network providers using our Find Care tool.
Plans with higher deductibles typically have lower monthly premiums but may offer less coverage than plans with lower deductibles and higher monthly premiums.
Before choosing a plan, consider your health and any health conditions you may have.
Never be late on your payment again with online payments and auto bill pay
FAQ
What is the phone number for BCBS NC billing?
What is NC Blue Connect?
How do I pay my Blue Cross Blue Shield MA bill?
What is the phone number for Anthem Blue Cross Blue Shield NC?
Does Blue Cross NC accept payment by phone?
A: Blue Cross NC cannot currently accept payment by phone for Blue Medicare Supplement, Blue Medicare Advantage or Blue Medicare Rx policies. However, we are able to accept payment online for all three types of policies. The payment is made by way of a bank draft after the Member enters their bank routing and account numbers.
Does Blue Cross NC charge a fee for automatic payments?
Blue Cross NC does not charge a fee for automatic payments, but your bank may charge a fee if there are insufficient funds to cover the payment. You will not be able to make changes to automatic payments (or any edits to Billing & Payments) on the 1st or 2nd day of the month.
How do I Pay my Blue Cross & Blue Shield premiums?
Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers several convenient ways to pay your monthly premiums. Make premium payments online in the Blue Connect℠ member portal. You can also enroll in AutoPay so you’ll never miss a payment. Paying on behalf of someone else? You can pay online as a guest.
Does Blue Cross NC charge for bank drafts?
No. Blue Cross NC provides this service at no cost to registered Blue Connect ℠ members enrolled in individual and family plans. Although Blue Cross NC does not charge for this service, some banks may charge a fee for automatic bank drafts. Check with your bank for more information. Blue Cross NC health insurance makes bill payment super easy.
How do I Pay my Blue Cross NC Insurance Premium?
A: Blue Cross NC offers several convenient methods for paying your premium. In all cases, premium payments must be posted by 6 p.m. Eastern Standard or Daylight Savings Time: Online – The subscriber can establish electronic transfers from a bank account to pay your premium online. Go to your Account Summary in Billing & Payments.
How do I register for Blue Cross & Blue Shield of North Carolina?
It’s easy for Blue Cross and Blue Shield of North Carolina (Blue Cross NC) members to register for Blue Connect member portal and access their health benefits on the go. Take Blue Connect with you wherever you go. Download the mobile app for iOS and Android devices. You can sign in with AppleTouch ID, Android Fingerprint ID or Apple Face ID. 1