A Guide to Paying Your Best Life Dental Insurance Premiums

Having dental insurance can greatly reduce your out-of-pocket costs for routine cleanings fillings, crowns, and other dental work. Best Life offers quality dental plans to individuals, families, and employers across the United States.

When you enroll in a Best Life dental insurance plan, you will need to pay your monthly or quarterly premiums on time to keep your coverage active. In this comprehensive guide, I’ll explain everything you need to know about paying your Best Life dental insurance premiums.

Overview of Best Life Dental Insurance Plans

Best Life provides dental insurance plans that allow you to see any licensed dentist you choose, with the plan paying a percentage of the costs after you meet your deductible. Here are some key highlights

• Plans for individuals, families, groups, and businesses

• No waiting periods – coverage starts immediately

• Preventive care like cleanings covered at 100% with no deductible

• You can keep your own dentist – no restricted networks

• Plans have an annual maximum benefit amount

• Optional vision coverage available

• Plans available in most states nationwide

Once enrolled, you’ll receive an ID card and can create an online member account to access plan details. Be sure to make your monthly or quarterly premium payments on time to avoid any lapse in coverage.

Payment Options for Best Life Dental Premiums

Best Life offers various options for paying your dental insurance premiums:

• Online – Pay via credit/debit card or eCheck through your member account.

• Phone – Call Best Life billing at 800-433-0088 and pay via credit card over the phone.

• Mail – Send a check or money order to the address listed on your invoice.

• Automatic Payments – Set up recurring charges to a card or bank account each month.

I’ll now go over how to use each of these payment methods step-by-step.

Paying Online Through Your Member Account

The fastest and most convenient way to pay your dental insurance premium is online through your Best Life member account.

Follow these steps:

1. Go to www.bestlife.com and click on “Member Login”

2. Enter your username and password

3. Click on “Make a Payment” from the menu

4. Choose whether to pay by credit/debit card or eCheck

5. Enter your payment details and amount due

6. Verify information is correct and submit payment

7. Get payment confirmation emailed to you

Paying through your online member account allows you to instantly view updated account balance and payment history. It takes just a few minutes.

Paying Over the Phone

If you prefer to pay your dental premium over the phone, call Best Life billing at 800-433-0088. Select the prompt for making a payment.

Have your member ID number ready along with your credit card details. The agent will process your payment and email you a receipt for your records.

This method works if you are unable to pay online or simply like handling billing calls personally. Just make sure to call during business hours.

Paying by Mail With Check or Money Order

To pay your dental premium the old-fashioned way, you can mail in a paper check or money order.

Follow these steps:

1. Write your check or money order payable to “Best Life and Health Insurance Company”

2. Indicate your member ID and “dental premium” in the memo line

3. Mail to the payment address printed on your invoice

4. Allow 7-10 business days for mailed payments to process

5. Watch for the adjusted balance online or on next month’s invoice

While slower than electronic payments, mailing a check lets you avoid credit card fees. Just be sure to mail at least 7-10 days before your due date in case of postal delays.

Setting Up Automatic Payments

For maximum convenience, you can enroll in automatic payments to have your dental premium deducted from your bank account or credit card automatically each month.

Call member services at 800-433-0088 and request to set up recurring payments. Provide your account details. Payments will be made on the due date each month going forward.

With autopay, you don’t have to remember to pay monthly bills. Just be sure your payment method doesn’t expire or your autopay will decline.

Avoiding Late Fees and Coverage Lapse

To avoid late fees and an interruption in your dental coverage, be sure to pay your premiums on time each month. Here are some tips:

• Set calendar reminders for your due date each month

• Pay online early in the month to ensure on-time payment

• Contact member services immediately if your autopay declines to update your details

• Update your contact info with Best Life if you move or change phone numbers

• Watch for late notices and respond right away if you miss a payment

• Call 800-433-0088 if you need to set up a payment plan for the past due amount

Keeping your Best Life dental insurance active is as simple as paying your premiums on time each month. Use the convenient digital options like autopay or online payments through your member account portal for ease and efficiency. Reach out to customer service if you ever have billing questions or issues.