Paying your health insurance bill on time is important to keep your coverage active. BCBS of Michigan offers several convenient ways to pay your monthly premiums online by phone by mail or in person. In this comprehensive guide, I’ll walk through the various options to pay your BCBS of Michigan bill and answer common questions.
Pay Online
The easiest way to pay your BCBS of Michigan bill is online through their member portal,
Login to Your Account
If you’re the primary subscriber on the insurance plan, you can login to your secure online account for the best paying experience. This allows you to:
- Set up automatic monthly payments
- Get text reminders and pay by text
- View payment history
- Get email bill reminders
Once logged in click “Pay Your Premium” and select “Pay Now” to make a payment.
Pay as a Guest
Any member aged 17 or older can make a one-time payment without logging in. Just select “Pay without Logging In” and enter your information.
Through the Mobile App
The BCBSM app makes paying simple by showing what you owe and allowing you to pay balances straight from your phone. If you’ve registered your account online, just login with the same username and password.
Other Ways to Pay
If you prefer not to pay online, BCBS of Michigan offers several other convenient options:
-
In person at MoneyGram locations – Pay with cash at any MoneyGram store.
-
By phone – Call the number on the back of your member ID card.
-
By mail – Follow the instructions on your bill to mail in a check or money order.
Payment Plan Options
If you’re having trouble paying your entire premium upfront each month, BCBS of Michigan offers payment plans to split up your monthly bill into smaller installments.
Some options include:
- Weekly payments
- Bi-weekly payments
- Semi-monthly payments
Contact BCBS to discuss customized payment plan options for your situation. This helps avoid cancellation for non-payment.
Financial Assistance Programs
If you’re experiencing financial hardship, BCBS of Michigan offers financial help to qualifying members:
-
Premium assistance – Lower monthly premiums based on income.
-
Pharmacy assistance – Lower out-of-pocket costs for prescription drugs.
-
Deductible assistance – Help paying medical deductibles and copays.
To find out if you’re eligible, contact BCBS of Michigan to apply for premium and pharmacy assistance programs.
Answers to Common “Pay My Bill” Questions
How can I get bill reminders?
-
Login to your online account and opt into email or text reminders.
-
Use the BCBSM app to get notifications when your bill is ready.
What if I didn’t get my bill in the mail?
-
Bills may only be sent electronically if you chose paperless billing.
-
Login online to view your account balance and payment history.
-
Call customer service to confirm your billing details.
What happens if I miss a payment?
-
Your account will become past due after 30 days without payment.
-
At 60 days past due, you’ll get a cancellation notice by mail.
-
Coverage ends after 90 days without payment.
Can I change my due date?
Yes, call BCBS of Michigan to update your billing date to better align with your pay schedule.
What is the grace period?
BCBS allows a 30-day grace period to pay in full before your account is past due. Pay promptly each month to avoid cancellations.
How do I switch to paperless billing?
Login to your account, click your profile and opt into receiving electronic bills only. This allows instant access without waiting for mail.
Contact BCBS of Michigan for Bill Pay Support
If you need help with any aspect of paying your BCBS of Michigan bill, customer service agents are available:
-
By phone at the number on your member ID card
-
Through live chat by logging into your account
-
By email through the secure member messaging portal
Be sure to pay your health insurance premiums on time each month to keep your important coverage active. BCBS of Michigan makes it simple to pay online, through the mobile app, by phone or mail. Contact them if you need payment assistance or flexible options.
Related documents and forms
Use these forms for New Enrollment or Change of Status.
Over 2K Blue Cross Blue Shield of Michigan customers impacted by billing errors
FAQ
How do I pay my BCBSLA bill online?
What is Blue Cross complete of Michigan?
Can I pay my Anthem bill with a credit card?