Camilla Bartell Can I have my spouse on the title without them being on the mortgage? Yes, you can put your spouse on the title without putting them on the mortgage. This would mean that they share ownership of the home but aren’t legally responsible for making mortgage payments. Jul 14, 2022 When you purchase a property, … Read more
Home Equity Conversion Mortgages (HECMs), the most common type of reverse mortgage loan, are a special type of home loan available to homeowners who are 62 and older. Aside from age, other reverse mortgage requirements include: Your home must be your principal residence, meaning you live there the majority of the year. Aug 18, 2022 … Read more
As a real estate investor, it is important to have access to as much information as possible when it comes to securing a loan for a property purchase. Unfortunately, due to the current environment, a lack of real estate secured loan information can lead to a less than ideal outcome. This blog post will discuss … Read more
Construction to permanent loans have become increasingly popular in Houston and across Texas. The convenience and security of this single loan option is driving more and more people to take advantage of their unique benefits. When the time comes to purchase a new home or remodel an existing one, construction to permanent loans can provide … Read more
Do you need some extra cash right away? A payday loan can be a helpful solution, but knowing the requirements before getting started is very important. Easy Money Payday Loans offer a reliable and easy-to-use loan service, but you should have a clear understanding of the specific requirements of the loan before applying. In this … Read more
The difference between origination fees vs points is really just in the way the fee’s calculated. Some lenders talk about “points” in reference to origination fees. It means that the fee’s equal to one point — or one percentage point of the total loan amount. When it comes to financing your home, it is important … Read more
As a homeowner, it is important to know the credit score requirements for a 21st Mortgage loan. Your credit score plays an important role in the mortgage loan process, so it’s important to understand what credit score you need to qualify for a 21st Mortgage loan. It’s important to understand that the requirements can vary … Read more
Does Chase have a grace period? The Chase late payment policy provides a grace period of 7 to 15 days. Are you considering applying for an auto loan but not sure what to expect when it comes to the repayment terms? Applying for an auto loan can be a daunting process, especially when you don’t … Read more
If you are considering taking a mortgage from Tower Federal Credit Union, you may be wondering about their mortgage rates. Tower Federal Credit Union offers competitive mortgage rates and a wide range of loan programs, making it a desirable option for many home buyers. In this blog post, we will look at Tower Federal Credit … Read more
What income is required for a 400k mortgage? To afford a $400,000 house, borrowers need $55,600 in cash to put 10 percent down. With a 30-year mortgage, your monthly income should be at least $8200 and your monthly payments on existing debt should not exceed $981. When looking to purchase a home, one of the … Read more