Camilla Bartell Applying for a mortgage can be a long and daunting process, and approval is not always guaranteed. There are many factors that lenders consider when determining whether or not a borrower is eligible and qualified for a loan; one of the most important being the applicant’s financial history. Many people are unaware that the Small … Read more
When applying for a loan, it can often seem like an intimidating process. There can be a lot of paperwork involved, and the process can be made more complicated if you don’t have the necessary documents, such as a Social Security Number (SSN) or Individual Tax Identification Number (ITIN). But is it possible to receive … Read more
4 Ways to Pay Off a 401(k) Loan Faster #1 Round Up Payments. Every time you make a payment, round up to the nearest hundred (or thousand). … #2 Make Extra Payments. The fastest way to bring down the balance and pay your 401(k) loan in full is to make extra payments each month. … … Read more
While many factors come into play when determining the affordability of a home, in general, a $700,000 house requires a gross income of $233,333. Most financial experts agree that you should not spend more than thirty percent (30%) of your gross monthly income on a mortgage payment. May 11, 2022 The prospect of buying a … Read more
The Paycheck Protection Program (PPP) is part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, designed to provide financial aid to small businesses affected by the coronavirus pandemic. However, it is important to note that PPP loans must be repaid, and if your business fails to do so, it could have serious implications. … Read more
How much can a Notary Public charge in New York state? For Acknowledgements and Jurats, the maximum fee is $2.00 each per signer plus $2.00 for each sworn witness on an Acknowledgement. For Oaths and Affirmations the fee is $2.00 each. For Proofs, the fee is $2.00 plus $2.00 for each sworn witness. For those … Read more
For RV owners and prospective RV owners, understanding the financing process is key to making the right purchase. It’s important to know what to look for and how to shop around to get the best loan. One important part of the loan process is the pre-approval process. In this blog post, we’ll look at what … Read more
Buying a manufactured home can be an excellent option for those seeking to purchase a residence without breaking the bank. Chattel loans are an increasingly popular financing option for manufactured home buyers, as they provide many attractive benefits. These loans can be used to purchase both new and used manufactured homes, and offer a variety … Read more
Finding the right financial solution for your personal needs can be tricky. You may be in a situation where you need cash but don’t have the collateral to back up a loan. It may also be the case that you have a car but don’t have the title to use it as collateral. If this … Read more
2022 conforming loan limits for California is $647,200 and goes up to $970,800 for high-cost counties (aka. high balance mortgage loans) for one-unit properties. Every year Fannie Mae & Freddie Mac, FHA, and the VA revise their California county maximum mortgage limits. Jul 1, 2022 The housing market in California is constantly changing and evolving. … Read more