Armor Texas Insurance Agency: Reviews of Services, Rates, and Claims

Finding the right insurance for your needs can feel overwhelming with so many options Local agents who provide personalized service are invaluable This review takes an in-depth look at Armor Texas Insurance Agency to see if they live up to their reputation for excellent customer service and competitive rates.

Overview of Armor Texas Insurance Agency

Armor Texas Insurance Agency is a local, independent agency based in Fort Worth, TX They offer a wide range of insurance products including

• Auto insurance
• Homeowners and renters insurance
• Commercial insurance
• Business insurance
• Professional liability
• Life insurance
• Health insurance

The agency takes pride in getting to know each client personally and crafting customized insurance packages. Their focus is on educating clients, providing quality service, and finding the right coverage at the best price.

Armor Texas Insurance has been in business for over 10 years and is affiliated with over 15 top-rated insurance carriers. This gives them the ability to shop multiple companies to find you the lowest rates.

Armor Texas Insurance Reviews from Customers

Analysis of multiple review sites shows Armor Texas Insurance maintains exceptional customer satisfaction across the board. Here are highlights of what customers are saying:

• Knowledgeable and attentive service – Many describe the agents as patient, taking time to explain coverages and address concerns. Customers feel the staff is professional and really listens.

• Smooth quote and policy process – Customers find getting quotes fast and easy either online or over the phone. Applying for and starting policies is hassle-free.

• Great rates – Most customers are pleased with the competitive pricing Armor Texas Insurance provides while bundling policies.

• Fast claims processing – When claims are filed, customers report prompt response and quick resolution. The agency handles claims smoothly from start to finish.

• Helpful with high-risk drivers – Agents work to find affordable policies even for drivers with accidents or tickets. Their expertise saves customers money.

The only complaints relate to billing errors the agency promptly corrected. Overall, feedback is extremely positive.

Armor Texas Insurance Rates and Discounts

As an independent agency, Armor Texas Insurance provides quotes from multiple companies to find you the best rate. Rates vary based on your unique factors like:

• Type of policy – auto, homeowners, commercial, etc.
• Amount of coverage
• Location
• Driving and credit history
• Type of vehicle insured
• Age and experience level

Armor Texas Insurance offers a variety of discounts customers can take advantage of:

• Multi-policy discounts – Bundle home and auto or add life insurance to save up to 15%
• Good student discounts – Maintain a B average for 10% off
• Defensive driver discounts – Take a course for 5% off
• Safe driver discounts – Avoid accidents and violations for the lowest rates
• Home security discounts – Install alarms, etc. for savings up to 20%

The agency stays on top of all available discounts to get you the maximum savings.

Coverages Offered by Armor Texas Insurance

Armor Texas Insurance provides all major insurance products. Here is an overview of their main coverage options:

Auto Insurance

• Liability – Bodily injury and property damage
• Collision – Damage to your vehicle
• Comprehensive – Theft, vandalism, weather damage
• Uninsured motorist – Coverage if other driver has no insurance
• Rental reimbursement – Pays for a rental if your vehicle is in the shop

Homeowners & Renters Insurance

• Dwelling coverage – Pays to repair or rebuild home
• Personal property – Replaces stolen or damaged possessions
• Liability – Protects if someone is injured on your property
• Flood – Covers damage from floods
• Fire and wind damage – Provides protection from common disasters

Business Insurance

• General liability – Protects against claims of bodily injury or property damage
• Professional liability – Covers errors and omissions
• Commercial property – Safeguards office space, equipment, tools, and inventory
• Business interruption – Replaces income lost due to disasters or other covered events
• Cyber liability – Protects against data breaches, hacking, and digital threats

Life Insurance

• Term life – Provides coverage for a set period of time
• Whole life – Offers lifelong protection as long as premiums are paid
• Universal life – Flexible, adjustable coverage

Handling Claims with Armor Texas Insurance

The true test of an insurance agency is how they handle claims. By all accounts, Armor Texas Insurance provides excellent claims service:

• Knowledgeable staff walks you through the claims process and paperwork
• Agents proactively work with insurance carriers to speed resolution
• Policyholders report very quick turnarounds on claims payments
• Even complex claims are handled efficiently and professionally
• The agency advocates tirelessly for customers to ensure fair payouts

There are almost no complaints to be found about Armor Texas Insurance’s claims handling. Their expertise gets customers back on their feet fast after accidents or losses.

Top Alternatives to Armor Texas Insurance

While most reviews of Armor Texas Insurance are glowing, it can be helpful to compare a few competitors:

Cook-Walden Insurance Agency

Another Texas-based independent agency offering similar policies with strong customer service ratings.

Texas Farm Bureau Insurance

Farm Bureau is a well-known insurer in Texas providing auto, home, life, and commercial policies.

Allstate

This nationwide carrier is one of the largest providers for auto, home, and small business insurance.

Is Armor Texas Insurance the Right Choice?

When choosing insurance protection, going with a knowledgeable local agency often pays dividends. Armor Texas Insurance delivers great customer care and some of the lowest rates available through their access to multiple carriers. They excel at finding the right tailored coverage at the optimal cost.

For personalized and dependable service coupled with robust insurance offerings, Armor Texas Insurance is a winning choice for Texas residents and businesses.