Dealing with debt collection can be stressful. Receiving letters demanding payment on overdue accounts you can’t afford to pay is frustrating. However, for debts owed to creditors that utilize Penn Credit for collections, their online payment portal provides an easy way to take control of your accounts.
What is Penn Credit?
Penn Credit is a debt collection agency that works on behalf of creditors and businesses to get unpaid debts resolved. If you owe money to a creditor that uses Penn Credit, they will send you letters informing you that the debt has been placed with them for collections.
The letters provide instructions for accessing Penn Credit’s online payment portal to view your account details and make payments, Penn Credit’s portal allows you to take care of resolving your past due debts quickly and easily online
Benefits of Using Penn Credit’s Online Bill Payment Portal
Taking advantage of Penn Credit’s online payment system provides several key benefits:
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24/7 account access – You can log in to view balances and make payments any time.
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Payment flexibility – Make one-time or recurring payments by credit/debit card or bank account (ACH).
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Payment reminders – Optional email reminders help you remember upcoming due dates.
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Payment history – Your payment activities are stored in your account history for reference.
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Easy account management – Update contact information, enroll in paperless, and manage notifications.
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Avoid phone calls – Making payments promptly online reduces nagging phone calls.
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Peace of mind – Resolve your past due accounts and get debt collectors off your back!
How to Set Up Your Online Account with Penn Credit
To get started using Penn Credit’s online bill payment system, follow these steps:
Step 1) Locate your Penn Credit ID and zip code on the collection letter.
Step 2) Go to https://account.penncredit.com/myaccount/ and click “Sign In.”
Step 3) Enter your Penn Credit ID and the zip code from your letter.
Step 4) Accept the terms and conditions.
Step 5) Establish your username and password.
Once your account is created, you can view your balance, make one-time or recurring payments, update your contact information, enroll in paperless statements, and more.
Making payments through the Penn Credit portal is the fastest way to resolve your past due debts.
Tips for Navigating Penn Credit’s Online Portal
Here are some tips to help you effectively use Penn Credit’s online account system:
- Log in regularly to stay up-to-date on your account.
- Enroll in paperless to avoid mailed statements.
- Set up automatic payments to avoid missing payments.
- Update your contact details to avoid miscommunication.
- Save payment receipts to your computer for documentation.
- If enrolled in recurring payments, update card details if your card expires.
- Reach out to their customer service for any account questions.
- Notify Penn Credit if you have a change in financial circumstances.
- Avoid ignoring your account as failure to pay could result in legal action.
Staying engaged with your Penn Credit online account makes managing your past due debts much smoother.
Frequently Asked Questions About Penn Credit’s Online Bill Pay
Is there a fee to use Penn Credit’s online payment portal?
No, Penn Credit does not charge any fees to access your account or make payments online.
Can I divide a payment between multiple debts in my account?
Yes, when logged in you can allocate the payment amount across your different debts owed.
What payment methods can I use?
You can pay by debit/credit card, checking account (ACH), and MoneyGram.
What if I forgot my password?
You can use the “Forgot Password” link on the login page to reset your password via email.
What if I already have automatic payments set up with my bank?
You should update your bank’s auto-pay to avoid duplicate payments. Manage automated payments through Penn Credit’s system.
Can I see statements online instead of receiving mailed copies?
Yes, you can opt into paperless statements in your account settings to go green and avoid clutter!
Take Control of Your Debt
If you owe money that has gone to Penn Credit collections, take advantage of their online payment portal to resolve your past due accounts. Having 24/7 account access and flexible payment options makes it easy to get your debts paid off so you can move forward debt-free. Log in to https://account.penncredit.com/myaccount/ today to view your balance and start making payments!
ACA Code of Ethics
Penn Credit’s employees adhere to the Code of Ethics policy published by ACA International, the premier trade organization for receivables management firms worldwide.
The ACA Collectors Pledge is a voluntary, personal commitment to treat consumers with dignity and respect in every aspect of their work. It is a reflection of ACA member values and the paramount importance to adhere to professional practices. All Penn Credit staff adhere to the pledge and it is posted throughout our contact centers:
I believe every person has worth as an individual. I believe every person should be treated with dignity and respect. I will make it my responsibility to help consumers find ways to pay their just debts. I will be professional and ethical. I will commit to honoring this pledge.
— ACA Collector’s Pledge
Collection Specialists Since 1987
Successful collection programs rely on two core components: an experienced, knowledgeable, and well-trained staff and the use of state-of-the-art technology.
Penn Credit’s services are provided in a compliant and respectful manner, adhering to all industry regulations and the Code of Ethics of ACA International.
Penn Credit has the resources, experience, and know-how to devise a customized receivables management solution that fits both your needs and goals.
Headquarters 2800 Commerce Drive, Harrisburg, PA 17110