Paying bills can be a real headache. Between due dates late fees, and keeping track of accounts, it often feels like you need a degree just to pay your monthly utilities and services. But residents of Moberly MO have it easier thanks to the variety of bill pay options offered by the city. As a Moberly resident myself, I want to share the convenient ways you can pay your city bills.

The City of Moberly offers several bill payment methods to choose from This allows residents like you and me to pick the option that fits our needs and preferences best Personally, I really appreciate the flexibility! Here’s an overview of what’s available

Automatic Bank Withdrawal

This option lets the city automatically withdraw your bill amount each month directly from your bank account. To set it up, you fill out a simple authorization form and provide a voided check. Then, the city will pull the funds on the 5th of each month.

The amount due gets deducted regardless of your individual billing cycle. So you don’t have to worry about checking due dates or mailing payments. The city does it all for you!

We signed up for auto-withdrawal last year and love the convenience. I have one less bill to keep track of every month. The city still mails me a statement so I can review the charges. But no action is needed on my part. It’s one less thing to remember!

Online Check from Your Bank

If you do online banking, this is another paperless option. You can schedule one-time or recurring bill payments to the City of Moberly through your bank’s website.

I personally use this method to pay other monthly bills. It’s quick and easy to log in and schedule payments as needed. One thing to keep in mind is processing time. Depending on your bank, it can take 7-10 business days for the check to reach the city.

I try to schedule our city bill payment at least 10 days before the due date just to be safe. As long as the payment arrives on time, you avoid any late fees.

Pay by Phone

Calling to pay your city bill is easy and convenient. The city offers a dedicated 24/7 payment line at 1-888-504-0586. You’ll just need your account number and payment information ready when you call.

I’ve used the pay by phone option when I needed to make a last minute payment before the due date. It’s fast, available anytime, and saves the hassle of writing and mailing a check.

The automated system walks you through the simple payment process. You can use a card or electronic check. And you’ll receive a confirmation number at the end.

Online Credit Card Payment

For quick online payments, the city allows secure credit card payments through their website. Just visit moberlymo.org and click the “Pay Bill” link.

It will walk you through entering your account details and credit card info. The great thing is there are no additional fees to pay this way. Other online payment processors often charge a fee, but the city absorbs it on their end.

When I need to pay my bill online in a pinch, this website portal works great. The mobile-friendly site lets me pay from my laptop, phone, or tablet too!

In-Person Payments

Some people prefer paying bills in person. The city offers a few options for walk-in payments:

• City Hall Drive-Up Window: Drive up to the window during business hours to pay with cash, check, or credit card.

• City Hall Lobby Window: You can also park and head inside to the lobby payment window. Same payment methods accepted.

• Mail-In Payment: Send your utility bill stub and a check or money order via US mail. Just make sure it’s early enough to arrive on time!

Personally, I like the convenience of electronic payments. But I know some residents value being able to pay in person. The city offers the best of both worlds.

Tips for Avoiding Late Fees

Now that you know the various bill payment options, here are some tips to avoid late fees and keep your utility account in good standing:

• Enroll in paperless billing – You’ll get an email notification when your new statement is ready to view online. Then you can quickly log in and pay right away.

• Set up automatic payments – As mentioned above, auto-debit takes the worry out of paying on time. Just be sure your account has sufficient funds on deduction day.

• Pay early – Don’t wait until the due date, especially with mail-in checks. Allow 7-10 days for delivery to ensure it arrives on time.

• Mark your calendar – Pop a reminder on your calendar a few days before your bill is due. That way it doesn’t sneak up on you.

• Go paperless – Eliminate the risk of a paper bill getting lost or overlooked. Electronic options are more reliable.

• Check account status online – Log in to your city account anytime to check your balance and see if a payment is needed. Don’t let bills accumulate.

Avoid the Headache of Late Fees

Dealing with utility and city service bills doesn’t have to be a hassle, Moberly residents. Take advantage of the flexible payment options offered by the City of Moberly.

Pick the one that best matches your needs – whether that’s automatic bank withdrawal, online payments, phone payments, or in-person. And be sure to pay on time every month to avoid annoying late charges.

Implementing just a few of these tips will save you time and simplify bill payment. Then you can focus on more important things, like enjoying life in Moberly! Reach out if you have any other questions about paying your city bill. I’m happy to help fellow locals!