Having reliable electricity is vital for households and businesses. As a Pepco customer, you want to keep your account in good standing by paying your bill on time each month. While Pepco offers various payment options, one convenient method is paying your bill with a credit card. This comprehensive guide explains everything you need to know about paying your Pepco electricity bill with a credit card.
Benefits of Paying Your Pepco Bill with a Credit Card
Paying your Pepco electricity bill with a credit card provides these key benefits
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Convenience – Make payments 24/7 online or by phone without visiting an office or mailing checks.
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Payment flexibility – Use your preferred card and earn rewards on bill payments.
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Payment tracking – Card payments appear on your statement so you can easily monitor payment activity
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No late fees – Pay by the due date to avoid late charges. Card transactions are date/time stamped.
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Access to credit – Use your available credit limit if low on cash before payday or an income deposit. Repay on your next billing cycle.
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Strong fraud protections – Credit cards have $0 fraud liability protections. Debit cards do not.
There are many advantages to putting your Pepco bill on plastic!
When to Pay Your Pepco Bill with a Credit Card
Pepco bills monthly in arrears for service. Your payment due date is shown on your bill.
To avoid late fees of 1.5% of the unpaid balance, pay your Pepco bill by the due date, not after. Card payments made by 11:59 pm on the due date are on time.
You can pay early, but Pepco does not accept prepayments over $600 or payments over 3 months ahead.
Aim to pay your bill no later than the due date for peace of mind. Set payment reminders on your phone calendar or through your credit card account.
How to Pay Your Pepco Bill with a Credit Card
Pepco offers two easy ways to pay by credit card – online payments or pay by phone.
Online Payments
Paying at Pepco’s website is fast and secure. Follow these steps:
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Go to Pepco’s payment website
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Select “Log In” and enter your Pepco account number and password
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Choose “Make Payment” and enter payment amount
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Select payment method. Choose “Credit Card”
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Enter your card number, expiration date, and CVV security code
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Review payment details and submit
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Print or save the emailed payment confirmation
Payments made by 11:59 pm post to your account instantly.
Pay by Phone
Call Pepco at 1-202-833-7500 and use their automated phone payment system. Have your Pepco account number, credit card, and payment amount ready. Follow the prompts to complete your payment by phone.
The fastest way to pay is online. But phoning in payments can be more accessible for some customers.
Credit Cards Accepted by Pepco
Pepco accepts Visa, Mastercard, American Express, and Discover credit and debit cards.
Use a general purpose credit card, rewards card, business card, or reloadable prepaid card bearing one of these logos to pay your bill.
Avoid using debit cards. Credit cards have stronger fraud protections that debit cards lack. If your payment information is ever compromised, Visa and Mastercard $0 liability policies shield you from fraud liability.
Payment Card Use Limits
When paying your Pepco bill by credit card, be aware of these usage limits:
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Card payments per month – Limited to 3 payments per month
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Maximum payment amount – Up to $600 per transaction
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Advance payments – Cannot exceed 3 months ahead
If your bill exceeds usage limits, pay the remainder by e-check, cash, or money order. Manage high bills by enrolling in budget billing.
Set Up Recurring Card Payments
For maximum convenience, enroll in auto-pay through Pepco to have your monthly bill automatically charged to your credit card.
Log into your Pepco account online or call the Pepco automated phone system at 1-202-833-7500 to enroll. This ensures you never miss a payment!
Avoid Late Fees and Disconnection
Pay your Pepco electricity bill in full and on time each month to avoid late payment fees and potential service disconnection.
If you cannot pay the full amount due, call Pepco at 1-202-833-7500 immediately to set up a payment plan. As long as you meet the agreed upon payment arrangement, your service will not be disconnected.
Pepco may disconnect service if an account is 45 days past due. Reconnection fees apply. Stay current on your account to avoid extra charges.
Get Payment Assistance
Pepco offers several programs to help customers in financial need pay their electric bill, including:
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Residential Aid Discount – 50% bill discount for qualifying customers
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LIHEAP – Federally funded heating and cooling assistance
Visit Pepco’s Bill Assistance Programs to learn more.
Monitor Energy Use
Log into your Pepco account regularly to monitor electricity usage. Look for trends and spikes that increase your monthly bill.
Adjusting your energy use and improving efficiency can help control electricity costs. Pepco’s usage analysis tool provides insight into your electric habits.
Stay in Contact
If you have bill questions, payment issues, or account notices, contact Pepco Customer Support immediately for assistance:
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Phone: 1-202-833-7500
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Email: [email protected]
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Website: www.pepco.com
Communicate with Pepco’s team to prevent disconnection or navigate financial hardship. They have options to help customers manage payments.
Pay Your Bill Stress-Free
Paying your monthly Pepco electricity bill with a credit card is fast, convenient, and secure. Set payment reminders and enroll in autopay to prevent late fees. Seek assistance if needed to maintain an active account. With responsible bill management, your service will power on without worry!
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FAQ
Can you pay Pepco with a credit card?
Does PECO take credit card payments?
Can I pay my bills with a credit card?
How do I pay my Pepco Bill?
Pay by Phone: You can call Pepco at 202-833-7500 to make payments directly through your bank account, or with a credit/debit card. Can I view my Pepco bill online? Paperless eBill is a fast, easy, secure, and FREE way to eliminate your paper bill and receive and pay your bill online. Enrollment is quick and easy!
How do I add a bank account to my Pepco account?
Set a unique login ID and password for your new online account. Verify the information and click on ‘Register’. After your account has been set up, you can choose to sign up for the AutoPay, which lets you connect a bank account to your Pepco account for automatic monthly payment deduction.
How much does a PECO Bill cost?
Note that online PECO bill pay has a service fee of $2.35 per payment. As your Philadelphia electric company, PECO is your electricity provider but you have the ability to choose your electricity supplier. You can do this through PA Power Switch. How do I get a credit on my PECO Bill? Call PECO Universal Services at 1-800-774-7040.
How do I contact Pepco?
Here is some general contact information: Pepco – 202-833-7500. Mailing Address – For bill payments: Pepco PO Box 13608, Philadelphia PA 19101-3608. For general correspondence: Pepco PO Box 97274, Washington, DC 20090-7274. To avoid any confusion, use the phone number registered with your Pepco billing account when dialing any of the numbers above.
How do I Secure my Pepco account?
Only use Pepco’s official website – Start at pepco.com to ensure you’re on the valid payment site. Look for the lock symbol – Verify the website has HTTPS encryption before entering info. Never share your online account password – Pepco will never ask for your password over the phone.
How do I get a credit on my PECO Bill?
Call PECO Universal Services at 1-800-774-7040. PECO Customer Assistance Program (CAP) Bill payment assistance PECO’s Customer Assistance Program (CAP) can give you a monthly credit on your PECO bill. The credit is based on your household’s gross income and energy use.