How to Use Alliant Credit Union Bill Pay for Convenient Online Payments

Paying bills is a necessary chore, but with Alliant Credit Union it can at least be convenient Alliant offers online bill pay services that allow members to easily pay bills and manage payments all in one place Read on to learn how Alliant bill pay works, how to sign up, what features are offered, payment options, and tips for smooth bill payment.

Overview of Alliant Credit Union Bill Pay

Alliant Credit Union is one of the largest credit unions in the country with over 700,000 members. They offer a full suite of banking services like checking and savings accounts loans, credit cards, and more.

One key feature for account holders is Alliant bill pay. This free service lets you securely pay bills from Alliant’s online banking or mobile app.

With Alliant bill pay you can:

• Schedule one-time or recurring bill payments
• Pay a wide variety of payees like utility companies, credit cards, insurance, loans, etc.
• Set up automatic payments based on bill due dates
• Receive eBills directly through Alliant
• Make same day rush payments for an extra fee
• Get email or text alerts and reminders about upcoming payments
• Manage and track payment history

So if you want a simple way to stay on top of bills directly from your Alliant account, their bill pay platform can save time and give peace of mind.

How to Sign Up for Alliant Credit Union Bill Pay

Signing up for Alliant bill pay just takes a few quick steps:

1. Log into your Alliant account online or in the mobile app

2. Go to Payments > Bill Pay

3. Select Set up Bill Pay

4. Accept the Bill Pay terms and conditions

5. Begin adding payees

Once enrolled, the Bill Pay section will appear in your Alliant account dashboard for easy access.

You can start using it right away to manually make one-time payments, set up automatic recurring payments, view pending payments, and manage payees.

Adding Payees

To start paying bills with Alliant, you first need to establish payees. There are a couple options to add a new payee:

• Manually enter details – Input their name, address, account number, and any other info. Best for local merchants or individuals.

• Search directory – Search for major national companies to quickly autofill their details.

• From a bill reminder – If you receive an eBill through Alliant, you can add the payee directly with one click.

• From recent payments – Select a payee from any past payments made through Alliant bill pay.

Once added, you can view and manage all your payees in your Bill Pay dashboard. You’ll also be able to see upcoming bills and due dates for each payee if you receive eBills from them.

Payment Methods and Processing

Alliant Credit Union offers two ways to make bill payments:

• Electronic Payments – These payments are sent electronically when possible for faster delivery. The funds debit from your Alliant account quickly.

• Check Payments – If the payee can’t accept electronic payments, Alliant will mail a physical check. This takes longer as it must be received and processed.

You can also choose the payment date and delivery speed:

• Standard Delivery – Regular electronic payments take 1-3 business days. Checks take 5-8 business days.

• Express/Rush Delivery – Electronic express payments take 1 business day for a fee of $4.95. Overnight check delivery costs $25.

• Future Dated – You can schedule one-time or automatic payments in advance on a specific date.

Tracking payment status is easy in your Alliant account. You can confirm when any payment is in-process, completed, or voided.

Setting Up Automatic Payments

One of the most useful features of Alliant bill pay is the ability to automate recurring payments. You can set these up a few different ways:

• Automatic reminders – Get text or email reminders to make a payment on a set schedule, like monthly. You approve and initiate each one.

• Auto-pay from eBills – When you receive an eBill from a payee through Alliant, enable auto-pay from that eBill’s reminder.

• Scheduled auto-payments – Set up payments to be automatically sent on a set date and frequency without needing approval.

Auto-payments ensure you never miss a bill due date or accrue late fees. The bill amount is always paid in full directly from your Alliant account on time.

Alliant Bill Pay Fees

The convenience of Alliant bill pay comes at no charge for members. It is completely free to use with no monthly fees or per payment fees.

You only pay for the special additional services:

• Express electronic payment fee: $4.95
• Overnight check delivery fee: $25
• Non-sufficient funds (NSF) fee: $25 if you don’t have enough in your Alliant account to cover a payment.

As long as you have sufficient funds for standard payments from your checking account, you can use bill pay unlimited without fees.

Bill Pay Security

Alliant Credit Union uses advanced security measures to keep your bill payments protected, such as:

• Secure online banking access requiring username and password
• Multi-factor authentication like SMS codes sent to your phone
• Encryption to scramble payment information during transmission
• Fraud monitoring systems to detect suspicious activity
• Ability to report unauthorized payments or access
• $0 liability if you experience fraud through Alliant bill pay

You also have responsibility to keep your account secure on your end by avoiding suspicious links, protecting your login credentials, monitoring your payment history, and reporting unauthorized transactions right away.

Getting Help with Alliant Bill Pay

If any issues come up during signup or usage of Alliant Credit Union bill pay, there are a few ways to get assistance:

• Call the Alliant Bill Pay customer service line at 800-328-1935. Agents are available 24/7.

• Live chat with support on Alliant’s website during business hours. Look for the chat widget.

• Email questions to [email protected]. Responses within 1 business day.

• Visit an Alliant branch location to get in-person support.

• Access FAQs and tutorials in the Alliant Bill Pay site.

Reach out to their knowledgeable support team if you ever need troubleshooting help, account maintenance, technical assistance, or have questions about Alliant’s bill payment program.

Convenience of Paying Bills Through Alliant

Alliant Credit Union makes staying on top of bills a breeze with features like:

• Online and mobile bill pay access

• Automatic reminders and recurring payments

• Fast electronic payments and check options

• Detail tracking and payment history

• Secure encrypted transmissions

• Risk-free fraud protection

So if you want to easily manage all your bill payments from one login, enroll in Alliant bill pay. Their simple online and mobile platform can save you time each month.

Alliant Credit Union Bill Pay: 15
Alliant Credit Union: 11
Alliant: 16